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Compare Truck Insurance Agents in New Hope, MN

Compare truck insurance agents in New Hope. Review contact information and insurance categorys before you decide.

2 agents listed
Updated May 2026
New Hope, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 2 truck insurance agents in New Hope, MN Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Crosstown Insurance
9220 Bass Lake Rd #225, New Hope, MN 55428
(952) 926-2644 crosstowninsurance.com
State Insurance Agency
4900 US-169 N Suite # 304, New Hope, MN 55428
(763) 201-1166 mnins.com

Truck insurance agents in New Hope, Minnesota help owner-operators and fleet managers secure commercial auto liability and physical damage coverage. Minnesota requires minimum liability limits of 30/60/10 for commercial vehicles, but many trucking companies carry higher limits to meet federal regulations. Local agents understand the unique risks of hauling freight on I-694 and Highway 169 through the Twin Cities metro area.

What Does a Truck Insurance Agent in New Hope Cost?

Truck insurance costs in Minnesota typically range from 8,000 to 15,000 dollars per year for a single semi-truck with basic liability coverage. Full coverage with cargo and physical damage can cost 12,000 to 25,000 dollars annually. Factors like driving record, cargo type, and annual mileage affect the premium. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the minimum insurance requirements for a truck in Minnesota?
Minnesota requires commercial vehicles to carry at least 30/60/10 liability coverage. This means 30,000 dollars for bodily injury per person, 60,000 dollars per accident, and 10,000 dollars for property damage. Trucks over 10,000 pounds gross vehicle weight may also need to file proof of insurance with the Minnesota Department of Transportation.
Do I need a specific type of insurance for interstate trucking from New Hope?
Yes, if you cross state lines you need a federal Motor Carrier Authority and a BMC-91 or BMC-91X endorsement on your policy. This is required by the Federal Motor Carrier Safety Administration. Your New Hope agent can help you obtain the correct filings.
How does Minnesota winter weather affect truck insurance rates?
Minnesota winter conditions increase the risk of accidents due to snow and ice. Insurers may charge higher premiums for trucks operating in the state from November through March. Some policies include specific winter driving endorsements or deductibles for weather-related claims.