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Truck Insurance Agents in Caledonia, MN

Directory of truck insurance agents in Caledonia, Minnesota. Verify credentials with the state department of insurance before hiring.

2 agents listed
Updated May 2026
Caledonia, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 2 truck insurance agents in Caledonia, MN Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Klug Insurance Agency, LLC
123 E Main St, Caledonia, MN 55921
(507) 725-9316 kluginsurance.com
Danielson Insurance
112 E Grove St, Caledonia, MN 55921
(507) 725-3344 danielsoninsuranceagency.com

Caledonia trucking businesses need insurance that meets Minnesota Department of Transportation requirements. A local truck insurance agent in Caledonia can help you secure liability, cargo, and physical damage coverage. Minnesota law mandates minimum liability limits of 750,000 dollars for most commercial trucks.

What Does a Truck Insurance Agent in Caledonia Cost?

Typical truck insurance costs in Minnesota range from 8,000 to 15,000 dollars per year for a single truck with basic liability. Full coverage with cargo and physical damage can cost 12,000 to 25,000 dollars annually. Rates depend on driving record, cargo type, and miles driven. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the minimum insurance requirements for a truck in Minnesota?
Minnesota requires commercial trucks to have liability insurance of at least 750,000 dollars for general freight. Higher limits may be needed for hazardous materials or oversized loads.
How can a local agent help with Minnesota truck insurance?
A Caledonia agent understands local roads and winter driving risks. They can tailor a policy that meets state filing requirements and offers coverage for cargo theft or accident damage.
Do I need special insurance for hauling farm goods in Caledonia?
Yes, if you haul agricultural products you may need specific endorsements. Minnesota allows some farm truck exemptions, but a local agent can verify your coverage needs.