Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 8 truck insurance agents in Madison Heights, MI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
David Arce - State Farm Insurance Agent
909 E 12 Mile Rd, Madison Heights, MI 48071
(248) 399-1155
davearce.com
Gary Serdoz - State Farm Insurance Agent
30260 John R Rd, Madison Heights, MI 48071
(248) 583-3303
garyfserdoz.com
Bryan Bromley - State Farm Insurance Agent
551 E 11 Mile Rd Ste 1C, Madison Heights, MI 48071
(586) 446-4600
bryanbromley.com
Doug Ware Insurance Inc
30795 John R Rd, Madison Heights, MI 48071
(248) 265-3444
dougwareinsurance.com
L.A. Insurance
28707 Dequindre Rd, Madison Heights, MI 48071
(248) 398-2233
lainsurance.com
Zak Rusak: Allstate Insurance
131 W 13 Mile Rd, Madison Heights, MI 48071
(248) 588-9200
agents.allstate.com
Jensen Insurance Agency
29081 Dequindre Rd F, Madison Heights, MI 48071
(248) 546-9400
jensenagency.com
Matthew Buschman Agency
724 W 11 Mile Rd, Madison Heights, MI 48071
(248) 617-0026
agents.farmers.com
What Does a Truck Insurance Agent in Madison Heights Cost?
Truck insurance costs in Michigan vary widely based on driving record, cargo type, and annual mileage. A typical policy for a local owner-operator may range from $5,000 to $12,000 per year, while long-haul or high-risk operations can exceed $20,000. Factors like vehicle value, radius of operation, and safety record also affect premiums. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the minimum insurance requirements for a commercial truck in Michigan?
Michigan requires a minimum of $300,000 in liability coverage for commercial trucks. For hazardous materials or larger vehicles, federal regulations may require $1 million or more. An agent can help you determine the correct limits for your operation.
How does Michigan no-fault insurance apply to commercial trucks?
Michigan no-fault law applies to personal vehicles, but commercial trucks follow a different system. Trucking companies and owner-operators are typically responsible for liability and cargo coverage. An agent can explain how Michigan tort law affects truck accident claims.
Can I get truck insurance if I have a poor driving record in Michigan?
Yes, many insurers in Michigan offer coverage for drivers with violations or accidents, though premiums will be higher. An agent can help you find a carrier that specializes in high-risk trucking. Rates depend on your specific history and the type of cargo you haul.