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Find Truck Insurance Agents in Needham Heights, MA

Browse truck insurance agents serving Needham Heights, Massachusetts. Contact information and addresses listed below.

2 agents listed
Updated May 2026
Needham Heights, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 2 truck insurance agents in Needham Heights, MA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
NorthStar Insurance Services, INC.
72 River Park St Suite 201, Needham Heights, MA 02494
(781) 431-2500 nsins.com
Sullivan Group Insurance & Risk Management
72 River Park St #1, Needham Heights, MA 02494
(781) 449-8323 sullivangroup.com

Truck insurance agents in Needham Heights Massachusetts help owner-operators and fleet companies meet state coverage requirements. Massachusetts law requires commercial trucks to carry minimum liability insurance of $750,000 for general freight and higher limits for hazardous materials. Local agents understand the specific risks of driving in the Greater Boston area and can tailor policies to your needs.

What Does a Truck Insurance Agent in Needham Heights Cost?

Typical annual premiums for truck insurance in Massachusetts range from $8,000 to $15,000 for a single owner-operator with a clean record. Fleet policies can cost $25,000 to $50,000 or more per vehicle depending on cargo and coverage limits. Costs vary by situation based on driving history, vehicle type, and specific risks. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the minimum insurance requirements for trucks in Massachusetts?
Massachusetts requires commercial trucks to have at least $750,000 in liability coverage for general freight. Trucks carrying hazardous materials need $5,000,000 in liability insurance. All policies must also include personal injury protection and uninsured motorist coverage.
How do I find a truck insurance agent in Needham Heights?
You can search online for local independent insurance agencies that specialize in commercial trucking. The Massachusetts Division of Insurance also provides a list of licensed agents. Ask agents about their experience with Massachusetts-specific regulations and local claims handling.
What factors affect truck insurance premiums in Massachusetts?
Premiums depend on your driving record, the type of cargo, annual mileage, and the value of your truck. Massachusetts also considers the territory where you operate, with higher rates for urban areas like Needham Heights. Safety programs and fleet size can lower costs.