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Directory of truck insurance agents in Gardner, Massachusetts. Verify credentials with the state department of insurance before hiring.
2 agents listed
Updated May 2026
Gardner, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 2 truck insurance agents in Gardner, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
HUB International
86 Parker St, Gardner, MA 01440
(978) 632-3400
hubinternational.com
ICNE, Insurance Center of New England
90 Parker St, Gardner, MA 01440
(800) 243-8134
icne.com
Truck insurance agents in Gardner Massachusetts help owner-operators and fleet companies meet state requirements. Massachusetts law mandates minimum liability coverage of 750000 dollars for commercial trucks. Local agents can also advise on cargo insurance and physical damage coverage for routes through central Massachusetts.
What Does a Truck Insurance Agent in Gardner Cost?
Truck insurance costs in Massachusetts typically range from 8000 to 25000 dollars per year per vehicle depending on driving history, cargo type, and coverage limits. Factors like fleet size and safety record also affect premiums. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the minimum insurance requirements for a truck in Gardner Massachusetts?
Massachusetts requires commercial trucks to carry at least 750000 dollars in liability insurance. You also need personal injury protection and uninsured motorist coverage. Agents can help you meet these state minimums.
How do I find a truck insurance agent in Gardner?
You can search online directories or ask other local trucking companies for referrals. Look for agents who specialize in commercial auto and have experience with Massachusetts regulations. Many agents in Gardner offer free quotes.
Does my truck insurance cover cargo in Massachusetts?
Standard liability policies do not cover cargo. You need separate cargo insurance to protect goods you are hauling. An agent in Gardner can explain cargo coverage options for your specific freight type.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Massachusetts.