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Compare Truck Insurance Agents in Independence, KY
Directory of truck insurance agents in Independence, Kentucky. Verify credentials with the state department of insurance before hiring.
8 agents listed
Updated May 2026
Independence, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Kentucky before hiring.
Showing 8 truck insurance agents in Independence, KY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Trifecta Insurance Services
5061 Madison Pike, Independence, KY 41051
(859) 359-5104
kentuckytrifecta.com
John Hoffman - State Farm Insurance Agent
2156 Declaration Dr, Independence, KY 41051
(859) 356-5646
johnhoffmaninsurance.com
Kentucky Farm Bureau Insurance
12010 Madison Pike, Independence, KY 41051
(859) 356-2161
kyfb.com
Joel Bergantino - State Farm Insurance Agent
2087 Centennial Blvd, Independence, KY 41051
(859) 356-5611
agentjoel.com
Joshua Carter: Allstate Insurance
9570 Apple Valley Dr Ste 2, Independence, KY 41051
(859) 341-2662
agents.allstate.com
Jeff Wallace: Allstate Insurance
2046 Harris Pike, Independence, KY 41051
(859) 960-6100
agents.allstate.com
Fast Track Insurance LLC
2055 Centennial Blvd, Independence, KY 41051
(859) 365-2570
huntington.com
Universal Underwriters
5275 Madison Pike, Independence, KY 41051
(859) 356-3126
Truck insurance agents in Independence Kentucky help owner-operators and fleet managers find coverage that meets state requirements. Kentucky law mandates minimum liability limits of 60/120/25 for commercial trucks. Local agents understand the specific risks of hauling freight through northern Kentucky and the greater Cincinnati area.
What Does a Truck Insurance Agent in Independence Cost?
Truck insurance costs in Kentucky vary widely based on driving record, cargo type, and annual mileage. A typical policy for a single owner-operator might range from 5000 to 12000 dollars per year. Fleet policies can cost much more depending on the number of trucks and their use. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the minimum insurance requirements for trucks in Kentucky?
Kentucky requires commercial trucks to carry liability insurance of at least 60/120/25. This means 60000 dollars per person for bodily injury, 120000 dollars per accident, and 25000 dollars for property damage. Higher limits are often required for leased or financed vehicles.
Do I need a specific insurance agent for my trucking business in Independence?
Yes, using a local truck insurance agent in Independence is helpful because they understand Kentucky Department of Insurance rules and local filing requirements. They can also help you get the right endorsements for cargo, physical damage, and non-trucking liability.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Kentucky.