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Find Truck Insurance Agents Near You in Hebron, KY

Looking for a truck insurance agent in Hebron? Review the directory below to compare your options.

2 agents listed
Updated May 2026
Hebron, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Kentucky before hiring.
Showing 2 truck insurance agents in Hebron, KY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Adam Worrell - State Farm Insurance Agent
1892 Petersburg Rd, Hebron, KY 41048
(859) 586-7000 adamworrellinsurance.com
Spalding Real Estate & Insurance
1884 Petersburg Rd, Hebron, KY 41048
(859) 689-7626

Truck insurance agents in Hebron, Kentucky help owner-operators and fleets find coverage that meets state and federal requirements. Kentucky law mandates minimum liability limits of 60/120/25 for commercial vehicles. Local agents can also advise on cargo insurance and physical damage coverage specific to the I-275 and I-71 corridors near Hebron.

What Does a Truck Insurance Agent in Hebron Cost?

Typical truck insurance costs in Kentucky range from 8,000 to 15,000 dollars per year for a single owner-operator with good driving history. Factors include cargo type, miles driven, and coverage limits. A full policy with physical damage and cargo insurance may cost 12,000 to 20,000 dollars annually. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the minimum insurance requirements for a truck in Kentucky?
Kentucky requires commercial trucks to carry at least 60/120/25 liability coverage, meaning 60,000 dollars per person for bodily injury, 120,000 dollars per accident, and 25,000 dollars for property damage. Higher limits are often needed for interstate hauling or specialized cargo.
Do I need a specific type of agent for truck insurance in Hebron?
Yes, you should look for an agent who specializes in commercial auto or trucking insurance. These agents understand Kentucky Department of Insurance rules and can help with filings like the SR-22 or MCS-90 endorsement that may be required.
Can a truck insurance agent help with non-trucking liability coverage?
Yes, many agents offer bobtail or non-trucking liability insurance. This covers you when you are driving the truck for personal use and not under a dispatch load. It is a common requirement for leased owner-operators in Kentucky.