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Find Truck Insurance Agents in Bellevue, KY

Compare truck insurance agents in Bellevue. Review contact information and insurance categorys before you decide.

2 agents listed
Updated May 2026
Bellevue, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Kentucky before hiring.
Showing 2 truck insurance agents in Bellevue, KY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
S Cohen Insurance
215 Taylor Ave, Bellevue, KY 41073
(859) 694-2284 scoheninsurance.com
Desmond Insurance
217 Fairfield Ave, Bellevue, KY 41073
(859) 491-5100 desmondinsurance.com

Truck insurance agents in Bellevue, Kentucky help owner-operators and fleet managers secure the right coverage for their commercial vehicles. Kentucky law requires minimum liability insurance of $60,000 per person and $120,000 per accident for bodily injury, plus $25,000 for property damage. Local agents can guide you through these requirements and help you find policies that meet your specific hauling needs.

What Does a Truck Insurance Agent in Bellevue Cost?

Truck insurance costs in Kentucky typically range from $8,000 to $15,000 per year for a single owner-operator policy, depending on driving record, cargo type, and annual mileage. Fleet policies for multiple trucks can cost $20,000 to $50,000 or more annually. Factors like Kentucky's no-fault laws and local accident rates also influence premiums. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the minimum insurance requirements for trucks in Kentucky?
Kentucky requires commercial trucks to carry at least $60,000 in bodily injury coverage per person, $120,000 per accident, and $25,000 in property damage liability. Higher limits may be needed for certain cargo or interstate operations.
Do I need a special license to drive a truck in Bellevue Kentucky?
Yes, drivers of commercial trucks weighing over 26,000 pounds or hauling hazardous materials need a Commercial Drivers License (CDL) from Kentucky. Your insurance agent can help verify that your policy covers all licensed drivers on your fleet.
How does Kentucky law affect truck insurance rates in Bellevue?
Kentucky is a no-fault insurance state, which means your policy must include Personal Injury Protection (PIP) coverage. This can affect your premium and deductible choices. Local agents in Bellevue understand these state-specific rules.