The top-rated truck insurance agent in Carmel, Indiana is Dean Ballenger Agency Inc, rated 5.0 stars across 610 reviews. Other highly rated options include Hittle Insurance, Adam Jurs State Farm Insurance Agency, Andrew Kennedy - State Farm Insurance Agent. This directory lists 19 truck insurance agents serving Carmel.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Dean Ballenger Agency Inc | 14767 Oak Rd | (317) 867-5433 |
| 2 | Hittle Insurance | 14801 Market Center Dr Suite 130 | (317) 895-5555 |
| 3 | Adam Jurs State Farm Insurance Agency | 718 Adams St # A | (317) 844-7243 |
| 4 | Andrew Kennedy - State Farm Insurance Agent | 12407 Old Meridian St | (317) 844-2507 |
| 5 | Josh Lane - State Farm Insurance Agent | 14570 River Rd #155 | (463) 238-2350 |
| 6 | Penwell Insurance | 600 E Carmel Dr Suite 162 | (317) 559-3022 |
| 7 | BWC Insurance | 13295 Illinois St # 134 | (317) 324-1489 |
| 8 | ShieldPoint Insurance | 571 Monon Blvd Ste 200 | (317) 395-3877 |
| 9 | Goosehead Insurance - Ted King | 13295 Illinois St Suite 302 | (317) 975-0303 |
| 10 | Shepherd Insurance | 111 Congressional Blvd Suite 200 | (317) 846-5554 |
Dean Ballenger Agency Inc serves the greater Indianapolis metro area, including Carmel, Indiana, as a truck insurance agent. The agency specializes in commercial auto coverage designed specifically for owner-operators and fleet operators. Policies address liability, physical damage, and cargo protection for heavy trucks. Dean Ballenger Agency Inc manages unique needs such as non-trucking liability coverage when a vehicle is used for personal trips. It also handles motor truck cargo insurance to protect transported goods.
Hittle Insurance provides a range of commercial truck insurance services for operators in and around Carmel, Indiana. Its service plans include consulting with drivers on coverage options such as liability and physical damage. Maintenance plans assist clients with managing policy renewals and addressing claims. The agency services single-family homes for owner-operators, along with apartments, retail businesses, and restaurants that require delivery vehicle coverage.
Serving Carmel, Indiana, and the surrounding communities, Adam Jurs State Farm Insurance Agency provides truck insurance for commercial vehicles and their operators. This agency handles policies designed to protect trucking businesses from liability and property damage. For a typical job, it works closely with clients to identify their specific coverage needs, then matches those requirements with the most appropriate policy options.
Andrew Kennedy – State Farm Insurance Agent serves homeowners, businesses, and property managers in the Carmel, Indiana area. It provides truck insurance coverage and related policies for local commercial vehicle operators. The agency assists clients with finding options for liability, physical damage, and other necessary protections. It helps professional drivers and fleet owners understand their coverage needs specific to regional roads and delivery routes. Andrew Kennedy – State Farm Insurance Agent also offers services to the broader Indianapolis metropolitan area, including neighboring Zionsville.
Josh Lane - State Farm Insurance Agent offers both one-time policy evaluations and ongoing account management for truck insurance coverage in Carmel, IN. Clients receive tailored liability and physical damage protection, ensuring compliance and financial security for commercial vehicles. Policies can be adjusted as vehicles or business needs change. Service typically operates on an as-needed basis, with scheduled reviews available upon request to maintain appropriate coverage levels over time.
Penwell Insurance specializes in truck insurance coverage for commercial vehicles based in Carmel, IN. The agency assists local independent owner-operators and fleet operators with obtaining the necessary liability and physical damage policies. It provides access to multiple insurance carriers in the region to match varied coverage needs. With seasonal weather affecting central Indiana road conditions, the company helps businesses adjust policies to manage increased accident risks during winter ice and snow.
As winter approaches in central Indiana, local commercial fleets begin scheduling tire and brake checks to prepare for icy roads ahead. BWC Insurance, serving the Carmel area, helps trucking companies adjust coverage limits to account for seasonal risk fluctuations. The agency specializes in policies designed for local and regional haulers operating around Indianapolis and beyond. Their process starts with an initial assessment of each client's current cargo valuations and driving radius before recommending a tailored quote.
ShieldPoint Insurance serves local residential clients in Carmel, Indiana, with their truck insurance needs. The company also provides commercial coverage for vehicles used in business operations throughout the greater Carmel area. Agents work closely with drivers to match policies to individual requirements, addressing liability, cargo, and physical damage protection. After an initial consultation or claims filing, ShieldPoint encourages return visits for policy reviews and coverage adjustments before each renewal period.
Goosehead Insurance - Ted King is an independent truck insurance agent serving the Carmel, IN, area and the surrounding region. It connects commercial trucking operators with coverage options tailored to their unique risk profiles. This agent works with multiple carriers to help match policies with a client’s specific fleet size and cargo needs. Standard liability and physical damage protection are core offerings. The agency can also add on specialized coverage for refrigerated trucking operations to protect temperature-sensitive freight during transit.
Shepherd Insurance serves the Carmel area by helping local trucking operations secure liability and physical damage coverage. Specialty add-ons can include cargo protection, trailer interchange, and non-trucking liability for owner-operators. Because local compliance requirements vary with routes, the agency consults on necessary limits for each client. This service applies to small and medium fleets operating out of local offices, warehouses, or food service storage yards that rely on daily commercial vehicle deliveries to maintain supply chains.
What Does a a Truck Insurance Agent in Carmel Cost?
Annual premiums for truck insurance in Indiana typically range from $8,000 to $15,000 for a single truck with basic liability coverage. Full coverage including cargo and physical damage can cost $12,000 to $25,000 per year. Costs vary based on driving record, cargo type, and annual mileage. This is general information and not insurance advice.
About truck insurance agents in Carmel
Truck insurance agents in Carmel Indiana help owner-operators and fleet owners find coverage that meets state and federal requirements. Indiana law requires minimum liability insurance of $750,000 for interstate carriers and $300,000 for intrastate operators. Local agents understand the specific needs of trucks operating on I-465 and other major routes through Hamilton County.
Frequently Asked Questions
What insurance coverage is required for trucks in Indiana?
Indiana requires minimum liability insurance of $300,000 for intrastate trucks and $750,000 for interstate carriers. Agents can also help with cargo insurance and physical damage coverage.
How do I choose a truck insurance agent in Carmel?
Look for agents who specialize in commercial auto and have experience with Indiana Department of Transportation filing requirements. Ask about their knowledge of local trucking routes and Indiana tort law.
Can a truck insurance agent help with ICC filings?
Yes many truck insurance agents assist with filing proof of insurance with the Federal Motor Carrier Safety Administration. They can also help with Indiana state level filings.
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