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Browse truck insurance agents serving Urbana, Illinois. Contact information and addresses listed below.
7 agents listed
Updated May 2026
Urbana, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Illinois before hiring.
Showing 7 truck insurance agents in Urbana, IL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Brian Hanson - State Farm Insurance Agent
408 N Race St STE A, Urbana, IL 61801
(217) 344-1900
brianismyguy.com
Freeway Insurance
1112 W University Ave, Urbana, IL 61801
(217) 666-6012
locations.freeway.com
Grant Scofield - State Farm Insurance Agent
1405 E Florida Ave, Urbana, IL 61801
(217) 384-5727
grantscofield.com
Farmers Insurance - Michael Rumsey
1606 Willow View Rd # 1B, Urbana, IL 61802
(217) 363-3030
agents.farmers.com
The Wesselman Agency : COUNTRY Financial
2740 S Philo Rd Ste B, Urbana, IL 61802
(217) 352-3466
advisors.countryfinancial.com
Sticklen Insurance Agency
3109 Tatman Ct Unit 101, Urbana, IL 61802
(217) 328-1612
stickleninsuranceagency.com
Loman-Ray Insurance Group, LLC
2702 Boulder Dr, Urbana, IL 61802
(888) 566-2679
lomanray.com
Truck insurance agents in Urbana help local owner-operators and fleet owners meet Illinois state minimum liability requirements. Illinois law mandates at least 750,000 dollars in liability coverage for for-hire carriers operating commercial vehicles. An agent can also advise on physical damage and cargo insurance to protect your business on Champaign County roads.
What Does a Truck Insurance Agent in Urbana Cost?
Truck insurance costs in Urbana Illinois typically range from 8,000 to 15,000 dollars per year for a single owner-operator with basic liability coverage. Full coverage including physical damage and cargo can run 12,000 to 25,000 dollars annually. Premiums vary based on driving history, vehicle value, and coverage limits. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the minimum insurance requirements for a truck in Urbana Illinois?
Illinois requires at least 750,000 dollars in liability coverage for for-hire carriers of property. Owner-operators with smaller vehicles may need 300,000 dollars. An agent can explain the exact limits based on your vehicle weight and cargo type.
Do I need cargo insurance for my truck in Urbana?
Cargo insurance is not required by Illinois law but is often demanded by brokers and shippers. It covers the goods you haul in case of damage or theft. An Urbana agent can help you choose a cargo limit that matches your typical load value.
How does Illinois law affect truck insurance costs in Urbana?
Illinois uses a fault-based system for accident claims which can influence premiums. Rates also depend on your driving record, vehicle type, and annual mileage. An agent can review your specific situation to find a policy that meets state requirements.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Illinois.