Skip to main content

Compare Truck Insurance Agents in Swansea, IL

Browse truck insurance agents serving Swansea, Illinois. Contact information and addresses listed below.

2 agents listed
Updated May 2026
Swansea, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Illinois before hiring.
Showing 2 truck insurance agents in Swansea, IL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
AAA Swansea Insurance and Member Services
2629 N Illinois St, Swansea, IL 62226
(618) 235-5700 ace.aaa.com
Wottowa Insurance Agency
3220 N Illinois St, Swansea, IL 62226
(618) 233-2882 wottowainsuranceagency.com

Truck insurance agents in Swansea, Illinois help owner-operators and fleet managers meet state requirements. Illinois law mandates minimum liability coverage of $750,000 for interstate trucking under federal rules. Local agents can guide you through Illinois-specific filings like the BOC-3 and proof of insurance for the Illinois Commerce Commission.

What Does a Truck Insurance Agent in Swansea Cost?

Truck insurance costs in Illinois vary widely based on driving record, cargo type, and annual mileage. A typical policy for a single semi-truck can range from $8,000 to $15,000 per year for basic liability. Full coverage with physical damage and cargo insurance may cost $12,000 to $25,000 annually. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the minimum insurance requirements for trucks in Illinois?
Illinois requires at least $750,000 in liability coverage for interstate commercial trucks under federal regulations. Intrastate carriers may need $300,000 or more depending on cargo and vehicle weight. Agents in Swansea can help you determine the exact limits for your operation.
How do I find a truck insurance agent in Swansea Illinois?
You can search online for agents licensed in Illinois who specialize in commercial auto and trucking policies. Many local agencies in the St. Louis metro area serve Swansea and offer quotes for liability, physical damage, and cargo insurance. Check that the agent is authorized by the Illinois Department of Insurance.
Does Illinois require uninsured motorist coverage for trucks?
Yes, Illinois law requires uninsured motorist coverage of at least $25,000 per person and $50,000 per accident for commercial vehicles. Truck insurance agents in Swansea can include this in your policy and advise on higher limits for better protection.