The top-rated truck insurance agent in Athens, Georgia is Acceptance Insurance, rated 4.7 stars across 432 reviews. Other highly rated options include Velox Insurance, Shane Dekle - State Farm Insurance Agent, Rhett Butler - State Farm Insurance Agent. This directory lists 17 truck insurance agents serving Athens.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Acceptance Insurance | 2141 W Broad St B | (706) 591-7016 |
| 2 | Velox Insurance | 2597 Atlanta Hwy | (706) 850-3900 |
| 3 | Shane Dekle - State Farm Insurance Agent | 1425 S Barnett Shoals Rd | (706) 543-8400 |
| 4 | Rhett Butler - State Farm Insurance Agent | 2500 Lexington Rd | (706) 354-0444 |
| 5 | Direct Auto Insurance | 3190 Atlanta Hwy #21 | (706) 546-5511 |
| 6 | ATI Insurance Agency - Athens | 760 Hawthorne Ave Suite A | (706) 227-4995 |
| 7 | Larry Baumwald Insurance | 260 N Milledge Ave | (706) 353-8444 |
| 8 | GEICO Insurance Agent | 1720 Epps Bridge Pkwy #106 | (762) 400-5070 |
| 9 | La Oficina Insurance Agency | 121 Rowe Rd | (706) 206-2513 |
| 10 | Dana Kerr - State Farm Insurance Agent | 650 Oglethorpe Ave Ste 2 | (706) 521-0365 |
Acceptance Insurance serves Athens, Georgia and the surrounding Clarke County area, specializing in truck insurance agent services. The company provides commercial auto coverage tailored to local trucking operations and independent drivers. It helps clients secure protection for their vehicles and cargo while navigating regional route requirements. Services include policy options for long-haul trucks and local delivery fleets operating in northeast Georgia.
Velox Insurance provides truck insurance agent services in Athens, Georgia, helping commercial drivers secure coverage for their vehicles and operations. Its maintenance plans include routine policy reviews to ensure limits and deductibles remain appropriate for current driving conditions. General liability and physical damage protection are also arranged for local trucking fleets and independent owner-operators. The company services the transportation needs of single-family homes, apartments, retail businesses, and restaurants.
Shane Dekle - State Farm Insurance Agent serves the Athens, GA area as a truck insurance agent. The company provides commercial auto policies specifically designed for local freight and delivery operations. Protection for cargo liability and physical damage is routinely written for small fleets and independent owner-operators in the region. Additional coverage options include liability limits for hired and non-owned trucks, along with roadside assistance endorsements.
Rhett Butler - State Farm Insurance Agent in Athens, GA, provides a broad range of truck insurance services, including liability, cargo, and physical damage coverage. The company offers ongoing policy reviews and claim assistance to help maintain fleet protection. Work with this local agent focuses on developing tailored plans for commercial vehicles while ensuring regulatory compliance in the Athens area. The agent services properties such as single-family homes, apartments, retail establishments, and restaurants.
Direct Auto Insurance serves local business owners, homeowners, and commercial property managers in Athens, Georgia who need coverage for trucks used in their operations. Its customers typically require liability coverage for delivery fleets, physical damage protection for owned vehicles, and gap insurance for financed trucks. The agency also arranges policies for owner-operators hauling goods regionally. Non-trucking liability and cargo insurance are common needs addressed for these commercial clients. Direct Auto Insurance additionally serves trucking professionals commuting from nearby Watkinsville into the Athens metro area.
Serving trucking companies and independent owner‑operators throughout Athens, GA, ATI Insurance Agency provides commercial truck insurance coverage tailored to local freight and logistics needs. Policies address liability, cargo, physical damage, and other essential protections for vehicles operating on regional roads and highways. The agency works to help clients understand policy details to meet regulatory compliance and business risk requirements. Its service area also extends to the surrounding communities in Clarke and nearby Oconee County.
Larry Baumwald Insurance in Athens, GA provides truck insurance services on either a one-time basis for a single policy or a recurring schedule for ongoing coverage. Their policies address liability, physical damage, and cargo protection for commercial trucks. Service is designed to run on an as-needed basis for immediate policy adjustments or a regular schedule for routine renewals and compliance updates.
GEICO Insurance Agent serves Athens, Georgia, and the surrounding northeast Georgia communities, handling commercial truck insurance coverage for local owner-operators and small fleet companies. The agency manages policies for dump trucks, box trucks, and delivery vehicles operating on regional highways and local roads. It provides standard liability, physical damage, and cargo insurance options designed to meet state and federal requirements. For a typical job, the agent evaluates each client's specific hauling routes and cargo type to tailor their coverage limits and deductibles accordingly.
As Georgia’s trucking season shifts between summer harvests and holiday freight surges, Athens-area operators often need updated liability coverage to match changing cargo volumes and regional routes. La Oficina Insurance Agency serves commercial drivers across Athens, GA, helping them satisfy federal compliance requirements and local insurance mandates. The agency focuses specifically on truck insurance, handling both long-haul policies and short-run filings for local fleets. A typical first step involves reviewing the client’s current safety rating and cargo value to determine initial coverage proposals before scheduling a vehicle inspection.
Dana Kerr - State Farm Insurance Agent in Athens, GA provides specialized truck insurance coverage tailored to commercial vehicles. The agency also offers broader insurance services including auto, home, and life policies. Helping local truck operators secure liability, cargo, and physical damage protection is a primary focus. Seasonal concerns like winter weather can affect fleet operations and accident risks, and the agency assists with reviewing policies before the icy months begin.
What Does a a Truck Insurance Agent in Athens Cost?
Typical annual premiums for a single truck in Georgia range from 5,000 to 15,000 for basic liability, and 12,000 to 25,000 for full coverage including cargo and physical damage. Costs vary based on driving record, cargo type, and annual mileage. This is general information and not insurance advice.
About truck insurance agents in Athens
Truck insurance agents in Athens Georgia help owner-operators and fleets find coverage that meets Georgia Department of Transportation requirements. Georgia law mandates minimum liability limits of 25,000 per person and 50,000 per accident for intrastate trucks. Local agents understand Athens traffic patterns and regional freight routes.
Frequently Asked Questions
What are the minimum insurance requirements for a truck in Georgia?
Georgia requires intrastate trucks to carry at least 25,000 in bodily injury liability per person and 50,000 per accident. Interstate trucks must meet federal minimums of 750,000 in liability coverage.
Do I need a special license to sell truck insurance in Georgia?
Yes. Agents must hold a valid Georgia insurance license with a property and casualty line of authority. They must also complete continuing education credits every two years.
How does Athens location affect my truck insurance rates?
Rates in Athens can be influenced by local traffic density, accident statistics on Highway 316 and Loop 10, and the higher risk of theft in urban areas. Agents use these factors to quote premiums.
Truck Insurance Agents in Other Georgia Cities
Albany · Alpharetta · Atlanta · Augusta · Canton · Carrollton · Cartersville · Columbus · Dalton · Douglasville · Duluth · Evans · Gainesville · Kennesaw · LaGrange