The top-rated truck insurance agent in Temple Terrace, Florida is Acceptance Insurance, rated 4.8 stars across 452 reviews. Other highly rated options include Beau Blessing - State Farm Insurance Agent, Mark Wilson - State Farm Insurance Agent, PRIME INSURANCE SERVICES LLC. This directory lists 10 truck insurance agents serving Temple Terrace.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Acceptance Insurance | 8912 N 56th St | (813) 321-5653 |
| 2 | Beau Blessing - State Farm Insurance Agent | 5691 E Fowler Ave | (813) 825-2328 |
| 3 | Mark Wilson - State Farm Insurance Agent | 9810 N 56th St | (813) 980-6228 |
| 4 | PRIME INSURANCE SERVICES LLC | 11700 N 58th St B | (813) 362-7577 |
| 5 | Watts Dawson & Associates, Inc. | 13008 N 56th St | (813) 985-0349 |
| 6 | Sunshine Insurance Pros | 12108 N 56th St | (813) 923-7978 |
| 7 | Mr. Auto Insurance of Tampa | 8777 N 56th St | (813) 985-7732 |
| 8 | SafePoint Insurance Company | 12640 Telecom Dr | (877) 858-7445 |
| 9 | United Insurance Inc | 12493 Telecom Dr | (813) 903-0750 |
| 10 | Mark Wilson Insurance Inc | 9810 N 56th St | (813) 980-6228 |
Acceptance Insurance serves residents in Temple Terrace with specialized truck insurance coverage, protecting personal vehicles alongside commercial trucking needs. The agency helps local drivers and fleet operators secure policies for liability, cargo, and physical damage. Coverage extends throughout the Temple Terrace area and surrounding communities in Florida. Policyholders benefit from professional claims support and risk management guidance specific to trucking operations. Follow-up service is coordinated between regular visits, ensuring policy adjustments address changing fleet requirements or individual driving records each renewal period.
Beau Blessing - State Farm Insurance Agent serves the Temple Terrace, Florida area and specializes in truck insurance coverage for local and regional operators. The agency handles policies that address the specific liability and physical damage needs of commercial trucks operating throughout the surrounding metro region. Coverage options include protection for cargo and equipment while in transit. The agency also offers roadside assistance plans for trucks.
Mark Wilson - State Farm Insurance Agent in Temple Terrace, FL offers truck insurance solutions tailored to a variety of commercial vehicles. The agency assists with policy selection and provides ongoing support for claims and account management. Its service approach includes regular policy reviews to adjust coverage as needed. Maintenance plans focus on helping clients meet local regulatory requirements and minimize downtime. This agent serves properties such as single-family homes, apartments, retail establishments, and restaurants.
For clients choosing between a one-time policy and recurring service, PRIME INSURANCE SERVICES LLC in Temple Terrace, FL, provides coverage options for trucking operations. A one-time policy may suit a single haul, while scheduled renewals offer ongoing protection for regular routes. This agency addresses typical industry needs such as liability and physical damage. Service runs on either a one-time, scheduled, or as-needed basis to match each operator’s business cycle.
Watts Dawson & Associates, Inc. serves Temple Terrace, Florida, and the surrounding communities with commercial truck insurance coverage. The agency handles policies for local and regional trucking operations, including liability, physical damage, and cargo protection. It works closely with each client to identify their specific operational risks and coverage needs. For a typical job, they assess the fleet's cargo types and routes to build a tailored policy that aligns with the carrier's business requirements.
During Florida’s busy storm season, reliable commercial coverage becomes essential for truck operators in the Temple Terrace area. Sunshine Insurance Pros acts as a truck insurance agent that helps local drivers protect their vehicles and cargo. The agent works with policy options suited for regional routes, offering basic liability and physical damage coverage. Handling claims can be stressful, so this agent guides clients through paperwork and requirements from carriers. A new client typically begins by scheduling a no-obligation inspection of equipment and driving history to determine appropriate policy limits.
Mr. Auto Insurance of Tampa specializes in tailoring commercial auto policies for trucking operations in Temple Terrace and the surrounding region. The agency also provides general insurance services designed to protect both personal vehicles and business fleets from common liability risks on local roads and highways. Agents work closely with independent owner-operators and small fleets to ensure their clients maintain proper coverage. During the active Tampa Bay hurricane season, the company helps trucking clients secure storm-protection endorsements for vehicles and stored cargo.
SafePoint Insurance Company serves local business owners and independent operators who require truck insurance in Temple Terrace, Florida. It offers coverage tailored to fleet owners as well as single-truck owner-operators, addressing liability and cargo protection for commercial vehicles. This agency assists clients in understanding regional insurance requirements and navigating policy options suited to the trucking industry. SafePoint Insurance Company also extends its services to trucking businesses operating throughout the Tampa metropolitan area, including communities such as Brandon.
United Insurance Inc assists commercial clients in Temple Terrace, Florida, with essential truck insurance policies and related regulatory compliance filings. For vehicle operators needing more targeted protection, it offers specialized cargo, physical damage, and non-trucking liability coverages as supplementary options. The agency works directly with local truckers and fleet owners to align coverage with their operational exposures and state requirements. Its services support companies in several commercial sectors, including offices, warehouses, and food service operations.
Mark Wilson Insurance Inc in Temple Terrace, Florida specializes in residential truck insurance coverage for local owner-operators, ensuring their personal vehicles are protected on the road. The agency also handles commercial truck insurance policies for businesses operating fleets in the surrounding Tampa Bay area. Claims assistance is available for clients needing prompt attention after any incident. Drivers can return for annual policy reviews or to adjust coverage between regular service visits as their trucking needs change.
What Does a a Truck Insurance Agent in Temple Terrace Cost?
Typical costs for truck insurance in Florida range from 8,000 to 15,000 per year for a single owner operator with a clean record. Fleet policies can cost 2,000 to 5,000 per truck annually. Rates depend on cargo type, driving history, and coverage limits. This is general information and not insurance advice.
About truck insurance agents in Temple Terrace
Truck insurance agents in Temple Terrace Florida help owner operators and fleet managers meet state and federal insurance requirements. Florida law mandates minimum liability coverage for commercial trucks, and agents can guide you through the specific limits needed for your operation. Local agents understand the unique risks of driving in the Tampa Bay area, including heavy traffic and weather conditions.
Frequently Asked Questions
What are the minimum insurance requirements for a truck in Temple Terrace Florida?
Florida requires commercial trucks to carry at least 10,000 in personal injury protection and 10,000 in property damage liability. For interstate trucks, federal minimums apply, which are 750,000 for general freight and 5,000,000 for hazardous materials.
Do I need a special license to sell truck insurance in Florida?
Yes, truck insurance agents in Florida must hold a valid 2-20 general lines agent license issued by the Florida Department of Financial Services. This license allows them to sell property and casualty insurance, including commercial auto and trucking policies.
How does Florida law affect truck insurance rates in Temple Terrace?
Florida is a no-fault state, which affects how claims are handled for smaller vehicles, but commercial truck policies follow different rules. Rates in Temple Terrace are influenced by local accident statistics, theft rates, and the high volume of traffic on I-75 and I-4.
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