The top-rated truck insurance agent in St Cloud, Florida is Univista Insurance, rated 5.0 stars across 791 reviews. Other highly rated options include MM Insurance Pro, Client Care Insurance, Dolly Clements Garcia - State Farm Insurance Agent. This directory lists 21 truck insurance agents serving St Cloud.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Univista Insurance | 521 13th St | (407) 964-1787 |
| 2 | MM Insurance Pro | 1207 Michigan Ave | (407) 908-7474 |
| 3 | Client Care Insurance | 2001 Hickory Tree Rd | (407) 574-5599 |
| 4 | Dolly Clements Garcia - State Farm Insurance Agent | 1101 New York Ave | (407) 556-3203 |
| 5 | Ford Insurance | 113 E 13th St | (407) 847-5892 |
| 6 | Amsley Insurance Services | 1617 13th St | (407) 892-9645 |
| 7 | Fiesta Auto Insurance & Tax Service | 4589 13th St | (407) 743-2340 |
| 8 | GreatFlorida Insurance: Tony Busby | 1417 Hamlin Ave UNIT G | (407) 270-8220 |
| 9 | Barakat Insurance Agency | 2722 13th St | (407) 705-3877 |
| 10 | Central Care Insurance | 3415 Perching Rd | (833) 339-6434 |
Univista Insurance provides residential truck insurance coverage for drivers and fleet owners in St Cloud, Florida. Commercial policies protect vehicles used for cargo transport and local deliveries across Central Florida. Services include liability protection and physical damage coverage tailored to regional routes. Agents assess individual risk factors for each policy. Follow-up consultations help adjust coverage as schedules change between regular service visits.
MM Insurance Pro serves the St Cloud, Florida metro area and surrounding communities as a truck insurance agent. The company provides essential coverage options tailored to commercial trucking operations, including liability and physical damage policies. Local truck owner-operators and small fleets rely on this agency for guidance navigating insurance requirements specific to Florida's transportation industry. Services here include cargo insurance for transported goods and coverage for leased or owner-operated trucks.
Client Care Insurance provides tailored commercial truck insurance policies for local and regional operators, including liability, cargo, and physical damage coverage. The agency also structures flexible maintenance assistance plans to help owner-operators and small fleets manage vehicle downtime and repair costs effectively. Covering both individual owner-operators and smaller fleet owners, the agency services a diverse client base that includes single-family homes, apartments, retail locations, and restaurants requiring reliable delivery and service vehicle coverage.
Dolly Clements Garcia - State Farm Insurance Agent in St Cloud, FL serves local homeowners and businesses, including commercial property managers, with tailored truck insurance policies. Coverage options help protect fleet vehicles and individual trucks against liability and physical damage. The agency provides risk management advice and claims support for area trucking operations. Services also extend to neighboring communities in the greater Kissimmee metro region, offering accessible insurance solutions for truck owners there as well.
Serving St Cloud and the surrounding communities in central Florida, Ford Insurance provides truck insurance agent services for commercial vehicles and fleets operating in the region. It handles the necessary liability, cargo, and physical damage coverage to meet local regulatory requirements and business needs. For a typical assignment, the agent first assesses the client’s specific operational risks and mileage patterns to tailor appropriate policy terms accordingly.
Amsley Insurance Services, based in St Cloud, helps clients distinguish between tailored, one-time policy purchases for a single seasonal haul and recurring commercial fleet coverage designed for ongoing local routes. Their work involves evaluating liability protections for trucks operating across Florida’s freight corridors and advising on cargo insurance needs common to this logistical region. Coverage options focus on matching a carrier’s operational frequency and risk exposure. Service arrangements run on an as-needed basis, accommodating fluctuating schedules or newly acquired vehicles.
Fiesta Auto Insurance & Tax Service in St Cloud, Florida, is a Truck Insurance Agent known for handling the complex coverage needs of commercial trucking. The company’s service range includes liability, physical damage, and cargo protection for local routes. General work for truck agents in this area involves assessing fleet risk and tailoring policies to keep rigs compliant and protected. A specialty service this agency can add on is occupational accident insurance for independent owner-operators.
GreatFlorida Insurance: Tony Busby specializes in providing tailored coverage for commercial trucking operations, including liability and cargo protection. It serves independent owner-operators and regional fleets across the St Cloud area. Every policy is designed to meet state and federal requirements while addressing the unique risks of long-haul routes and local deliveries. The agency assists with managing the increased traffic and weather hazards common during Florida’s rainy summer months, ensuring clients have adequate protection for sudden highway storms.
Barakat Insurance Agency specializes in providing coverage for commercial vehicles, with a particular focus on trucking operations in the St Cloud, FL area. It offers essential liability protections tailored to the unique demands of fleet and independent truck drivers. The agency also provides additional policy options such as cargo insurance and physical damage coverage to address specific logistical needs. It serves a range of commercial sectors, including local trucking offices, distribution warehouses, and food service delivery operations.
Central Care Insurance serves the St Cloud, Florida area as a truck insurance agent. The agency helps owner-operators and fleets find coverage for commercial vehicles operating throughout Central Florida. Policies typically include liability, physical damage, and cargo protection. The firm assists clients in meeting state and federal insurance requirements for over-the-road trucking. It also handles claims guidance and policy adjustments for local and long-haul truck drivers working from the St Cloud region.
What Does a a Truck Insurance Agent in St Cloud Cost?
Truck insurance in Florida typically ranges from 8,000 to 15,000 dollars per year for a single truck with basic liability coverage. Full coverage with cargo and physical damage can cost 15,000 to 25,000 dollars annually. Rates vary greatly based on truck value, cargo, and driving record. This information is general and does not constitute insurance advice.
About truck insurance agents in St Cloud
Truck insurance agents in St Cloud Florida help owner-operators and fleet managers secure coverage that meets Florida state requirements. Florida law mandates minimum liability insurance for commercial trucks, often with higher limits than personal auto policies. Local agents understand the specific needs of the St Cloud freight and logistics community.
Frequently Asked Questions
What are the minimum insurance requirements for a truck in Florida?
Florida requires commercial trucks to carry at least 50,000 dollars in bodily injury liability per person and 100,000 dollars per accident. For property damage, the minimum is 25,000 dollars. Higher limits are often needed for interstate hauling.
Do I need a special license to sell truck insurance in St Cloud Florida?
Yes, insurance agents in Florida must hold a valid 2-20 or 2-15 license from the Florida Department of Financial Services. This license allows them to sell commercial auto and truck insurance policies.
How does Florida law affect truck insurance costs in St Cloud?
Florida is a no-fault state for personal auto insurance, but commercial truck insurance follows different rules. Factors like cargo type, driving history, and annual mileage heavily influence premiums. Local St Cloud agents can explain how Florida tort law applies to your policy.
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