The top-rated truck insurance agent in St. Augustine, Florida is Christopher Brown - GEICO Insurance Agent, rated 4.9 stars across 373 reviews. Other highly rated options include Perry Unwalla - State Farm Insurance Agent, Leigh Insurance Agency, Tim Huber Insurance. This directory lists 23 truck insurance agents serving St. Augustine.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Christopher Brown - GEICO Insurance Agent | 224 State Rte 312 | (904) 506-6500 |
| 2 | Perry Unwalla - State Farm Insurance Agent | 3791 A1A S ste a | (904) 461-5400 |
| 3 | Leigh Insurance Agency | 1797 Old Moultrie Rd STE 111 | (904) 826-0799 |
| 4 | Tim Huber Insurance | 28 Clark St | (904) 824-2555 |
| 5 | Direct Auto Insurance | 2467 US-1 | (904) 794-2357 |
| 6 | Fender Insurance Agency | 101 E Town Pl #225 | (904) 639-4333 |
| 7 | Ancient City Insurance | 2800 N 5th St #301 | (904) 827-1915 |
| 8 | Oldest City Insurance | 212 San Marco Ave Suite D | (904) 824-7283 |
| 9 | Brightway Insurance, The Casey Agency | 108 Sea Grove Main St suite b | (904) 217-7547 |
| 10 | Benchmark Insurance | 1 Spencer St | (904) 829-2296 |
Christopher Brown - GEICO Insurance Agent provides liability, physical damage, and cargo coverage for local and regional trucking operations in St. Augustine, FL. Service plans include policy reviews, claims assistance, and roadside support coordination to keep commercial fleets compliant and on the road. Maintenance plans focus on helping operators adjust deductibles and coverage limits as their business needs evolve. The agency services single-family homes, apartments, retail establishments, and restaurants that rely on trucking services.
Perry Unwalla - State Farm Insurance Agent serves the St. Augustine, Florida area, specializing in truck insurance policies. This agency works with local commercial drivers to handle liability coverage and physical damage protection for their vehicles. Understanding the unique demands of freight and delivery work in the region, the agent provides quotes tailored to an operator’s specific cargo and routes. They manage policy changes and assist with claims filing after an accident or theft. Services include collision coverage and cargo insurance for goods in transit.
Leigh Insurance Agency serves commercial trucking businesses and independent owner-operators in St. Augustine, Florida, offering tailored liability, cargo, and physical damage coverage. The agency helps fleet operators navigate risk management and regulatory requirements specific to the transportation industry. Policies are designed to protect assets and ensure compliance with local and federal mandates. In addition to serving the St. Augustine area, the agency also covers trucking clients throughout the Greater Jacksonville metropolitan region, including nearby businesses operating along the I-95 corridor.
Tim Huber Insurance serves St. Augustine and the surrounding communities of Northeast Florida, specializing in truck insurance for local owner-operators and small fleet owners. The agency handles comprehensive policies designed to cover commercial vehicles, including liability, physical damage, and cargo protection. It focuses on matching each client with coverage that meets their specific hauling and operational requirements. To handle a typical job, the agent first reviews the client’s driving history and vehicle type, then compares options from multiple carriers to secure suitable protection.
Direct Auto Insurance in St. Augustine, Florida, offers both one-time policy bindings and recurring, renewable service plans for commercial truck owners, typically ensuring continuous liability and cargo coverage. Their truck insurance agents assess a vehicle’s specific use and risk profile to tailor physical damage and roadside assistance provisions. General industry practice in this area supports either single-trip or long-term protective arrangements. Service runs on a scheduled basis tied to policy renewal cycles, not as-needed claims response alone.
Fender Insurance Agency in St. Augustine, FL, specializes in crafting tailored coverage plans for owner-operators and large commercial fleets operating in the Southeast. It also provides standard policies for smaller local trucking businesses, ensuring compliance with state and federal requirements. With the region’s busy tourist seasons and frequent hurricane threats, it specifically helps clients adjust their liability and cargo protection before high-traffic summer months and storm-watch periods.
Ancient City Insurance provides truck insurance agents in St. Augustine, FL, distinguishing between one-time policy setups and recurring coverage updates that adjust as fleets change. Their services focus on securing commercial vehicles against cargo loss, liability claims, and roadside emergencies common along regional highways. Policy options are structured to meet the specific needs of local owner-operators and larger trucking firms alike. These agents offer coverage on both a one-time and as-needed basis, scheduling renewals and adjustments only when clients request them.
Oldest City Insurance works with owner-operators and fleet managers to secure liability, physical damage, and cargo coverage for commercial vehicles operating in and around St. Augustine. The agency specializes in add-ons such as non-trucking liability, rental reimbursement, and terminal insurance to address operational gaps. Its policies are designed to protect businesses ranging from local delivery offices and small distribution warehouses to food service vendors reliant on refrigerated transport.
Brightway Insurance, The Casey Agency in St. Augustine, FL provides residential truck insurance for local owner-operators and small fleets, while also offering commercial coverage tailored to heavy-duty vehicles operating along regional freight routes. They serve clients throughout St. Johns County and the surrounding northeast Florida area, supporting the transportation needs of businesses moving goods locally and across state lines. The agency provides ongoing assistance between regular policy reviews, ensuring that coverage adjustments are handled quickly when schedules or fleet requirements change.
As St. Augustine’s busy tourist seasons bring increased traffic on its historic corridors, local trucking operators require reliable coverage to manage liability risks. Benchmark Insurance serves the area as a truck insurance agent, offering policies aligned with federal and state commercial vehicle requirements. Their team assists businesses in comparing protection levels for cargo, liability, and physical damage. To begin crafting a suitable plan, an agent will schedule an inspection of the rig and review the client’s current compliance documentation.
What Does a a Truck Insurance Agent in St. Augustine Cost?
Truck insurance in Florida typically costs between 8,000 and 15,000 dollars per year for a single truck with basic liability. Full coverage with cargo and physical damage can range from 12,000 to 25,000 dollars annually. Rates vary based on driving record, cargo type, and annual mileage. This is general information and not insurance advice.
About truck insurance agents in St. Augustine
Truck insurance agents in St. Augustine help owner-operators and fleets meet Floridas financial responsibility laws. Florida requires minimum liability coverage of 50,000 dollars per person and 100,000 dollars per accident for commercial trucks. Local agents can also advise on cargo insurance and physical damage coverage specific to coastal routes.
Frequently Asked Questions
What are the minimum insurance requirements for trucks in Florida?
Florida law requires commercial trucks to carry at least 50,000 dollars in bodily injury liability per person and 100,000 dollars per accident. Trucks hauling hazardous materials or operating interstate may need higher limits under federal regulations.
Do I need a special license to sell truck insurance in St. Augustine?
Yes. Agents must hold a valid Florida 2-20 or 4-40 license to sell commercial auto insurance. They must also complete continuing education courses approved by the Florida Department of Financial Services.
How does St. Augustine location affect truck insurance costs?
Trucks operating near the coast may face higher premiums due to hurricane and flood risks. Agents in St. Augustine can help you find policies that include comprehensive coverage for storm damage.
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