The top-rated truck insurance agent in Palm Harbor, Florida is Coleman Insurance Agency, rated 4.9 stars across 414 reviews. Other highly rated options include Reliant Insurance Services, Lizette Cochran - State Farm Insurance Agent, Direct Auto Insurance. This directory lists 16 truck insurance agents serving Palm Harbor.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Coleman Insurance Agency | 4831 Ruen Dr Suite 200 | (727) 441-9911 |
| 2 | Reliant Insurance Services | 34921 US Hwy 19 N #201 | (727) 335-0335 |
| 3 | Lizette Cochran - State Farm Insurance Agent | 3031 E Lake Rd S | (727) 786-1082 |
| 4 | Direct Auto Insurance | 30604 US Hwy 19 N | (727) 789-2274 |
| 5 | Brightway Insurance, The Harrington Agency | 31962 US Hwy 19 N | (727) 789-2200 |
| 6 | Hawk Insurance Group | 31087 US Hwy 19 N | (727) 877-4295 |
| 7 | Whitco Insurance Agency Palm Harbor 👍 | 30832 US Hwy 19 N | (727) 781-5858 |
| 8 | Mark Gianeskis - State Farm Insurance Agent | 3430 Tampa Rd | (727) 786-6886 |
| 9 | Pinellas Insurance Solutions | 3060 US-19 ALT Suite B1 | (727) 557-5633 |
| 10 | GreatFlorida Insurance: Jim Sullivan | 3382 Tampa Rd | (727) 781-5533 |
Coleman Insurance Agency serves Palm Harbor and surrounding Pinellas County as a truck insurance agent. The company helps local owner-operators and small fleet owners meet Florida’s commercial vehicle insurance requirements. Coverage options typically address liability, physical damage, cargo, and non-trucking liability exposures. Agents in this area regularly assist with obtaining filings for interstate and intrastate operations. The agency handles short-haul truck insurance and covers a range of straight truck and tractor-trailer risks.
Reliant Insurance Services in Palm Harbor, Florida, provides commercial truck insurance policies for owner-operators and small fleet businesses. Its service options typically include comprehensive physical damage coverage and roadside assistance plans designed to minimize operational downtime. The agency also offers regular policy reviews to adjust coverage as businesses evolve. These insurance solutions support local cargo haulers and regional delivery services. Reliant Insurance Services commonly serves properties such as single-family homes, apartments, retail stores, and restaurants that require protection for their commercial vehicles.
Trucking companies, independent owner-operators, and fleet managers in Palm Harbor, FL rely on Lizette Cochran - State Farm Insurance Agent for their commercial truck insurance coverage. The agency helps clients secure liability, physical damage, and cargo protection policies tailored to their vehicles and operations. They assist with assessing risk exposure and ensuring regulatory compliance for hauling needs. Their coverage also extends to businesses and residents throughout the greater Tampa Bay area, including the neighboring community of Tarpon Springs.
Businesses requiring temporary truck coverage and those needing ongoing fleet protection have distinct needs when working with Direct Auto Insurance in Palm Harbor, Florida. This truck insurance agent provides policies tailored for local short-haul operators and long-distance carriers navigating Florida highways. Coverage options typically address liability, cargo, and physical damage protection to meet legal requirements and operational risks. Service scheduling operates on a one-time, scheduled, or as-needed basis to accommodate fluctuating commercial demands.
Brightway Insurance, The Harrington Agency serves Palm Harbor and the surrounding communities in Pinellas County, providing truck insurance for owner-operators and small to midsize fleets. It handles physical damage coverage, liability protection, and cargo insurance for commercial vehicles operating throughout the Tampa Bay area. The agency offers coverage options tailored to each trucking business. To handle a typical job, it reviews the client’s routes, vehicle types, and hauling needs before presenting policy choices that match their specific operational risks.
Hawk Insurance Group, located in Palm Harbor, FL, assists local trucking operations in choosing between a single policy for one shipment and ongoing coverage for a full fleet. Their truck insurance агent work often involves securing liability and physical damage protection for commercial vehicles navigating Florida routes. Coverage decisions are influenced by the unique risks of hauling cargo through the state’s busy corridors and weather conditions. Service is provided on either a one-time basis for individual loads or an as-needed schedule for frequent haulers.
In the busy Florida shipping season, Palm Harbor truckers need reliable coverage to keep their rigs on the road. Whitco Insurance Agency Palm Harbor handles that need, offering policies tailored for commercial trucking operations common to the Tampa Bay area. They work with local drivers to review liability, cargo, and physical damage protection for both short-haul and long-haul routes. All truck insurance agents in this region must address fluctuating freight demands and state compliance. A representative will begin by inspecting the vehicle and driver history to form an initial coverage assessment.
Operating as a truck insurance agent in Palm Harbor, FL, Mark Gianeskis specializes in coverage for commercial vehicles, including liability and cargo protection. It also serves local individuals with auto, home, and life insurance policies. Each policy is tailored to help meet Florida’s regulatory requirements and the specific needs of trucking operations. The agency regularly assists with reviewing coverage ahead of hurricane season to ensure adequate protection for fleets and equipment against storm-related damage.
Pinellas Insurance Solutions provides liability and physical damage coverage for trucking operations based in Palm Harbor. Specialty add-ons may include cargo, towing, and non-trucking liability protections. Agents assist local independent owner-operators as well as small fleet managers across Pinellas County. The agency tailors policies to address the specific risks of commercial vehicles hauling goods through the Tampa Bay area. It works with businesses in sectors such as long-haul trucking, local delivery offices, warehouses, and food service suppliers.
GreatFlorida Insurance: Jim Sullivan in Palm Harbor, FL provides truck insurance agent services for local residential clients, including coverage for personal vehicles and home-based businesses. The agency also assists commercial truck operators by offering tailored policies for business fleets and independent owner-operators throughout the surrounding area. By understanding the unique needs of drivers and small businesses, the agency helps ensure proper protection for daily operations. Jim Sullivan’s office follows up with clients to adjust coverage as circumstances change and welcomes repeat service between regular policy reviews.
What Does a a Truck Insurance Agent in Palm Harbor Cost?
Truck insurance in Florida typically costs between 8000 and 15000 dollars per year for a single truck with basic liability coverage. Full coverage with cargo and physical damage can range from 12000 to 25000 dollars annually. Rates vary based on vehicle value driving history and coverage limits. This is general information and not insurance advice.
About truck insurance agents in Palm Harbor
Truck insurance agents in Palm Harbor Florida assist owner operators and fleet managers with coverage that meets state and federal regulations. Florida law requires minimum liability insurance of 75000 dollars for intrastate trucks and higher limits for interstate haulers. Agents can help you compare policies from multiple carriers to find the right protection for your business.
Frequently Asked Questions
What are the minimum insurance requirements for trucks in Florida?
Florida requires trucks operating intrastate to carry at least 75000 dollars in liability coverage. Trucks crossing state lines must meet federal minimums of 750000 dollars. Agents in Palm Harbor can explain the specific limits for your vehicle type and cargo.
Do I need a special license to sell truck insurance in Florida?
Yes truck insurance agents in Florida must hold a valid 2-20 general lines license issued by the Florida Department of Financial Services. This license allows them to sell commercial auto and property coverage. Always verify an agents license before purchasing a policy.
How does Florida law affect truck insurance rates?
Florida is a no-fault state for personal auto but commercial truck insurance follows different rules. Rates are influenced by your driving record cargo type and miles driven. Florida also requires uninsured motorist coverage unless you reject it in writing.
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