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Compare Truck Insurance Agents in Palm Beach Gardens, FL
Browse truck insurance agents serving Palm Beach Gardens, Florida. Contact information and addresses listed below.
13 agents listed
Updated May 2026
Palm Beach Gardens, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 13 truck insurance agents in Palm Beach Gardens, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Truck insurance agents in Palm Beach Gardens Florida help owner operators and fleet managers secure liability physical damage and cargo coverage. Florida law requires minimum liability limits of 50/100/25 for intrastate trucks and higher limits for interstate operations under FMCSA rules. Local agents understand Palm Beach County traffic patterns and hurricane season risks that affect premiums.
What Does a Truck Insurance Agent in Palm Beach Gardens Cost?
Truck insurance costs in Florida typically range from 8,000 to 15,000 per year for a single owner operator with basic liability and physical damage. Full coverage for a fleet can exceed 30,000 annually. Premiums depend on driving history cargo type radius of operation and vehicle value. Florida hurricane exposure and high accident rates on I-95 can increase rates. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What insurance coverage do trucks need in Palm Beach Gardens Florida?
Florida requires at least 50/100/25 liability for intrastate trucks. Interstate trucks must meet FMCSA minimums of 750,000 for general freight and higher for hazardous materials. Agents often recommend physical damage coverage for hurricane and flood risks common in Palm Beach Gardens.
How do Florida insurance laws affect truck insurance costs?
Florida is a no-fault state for personal auto but commercial truck insurance follows tort liability rules. This means truck owners can be sued for damages above policy limits. Florida also requires uninsured motorist coverage unless waived in writing.
Can I get a truck insurance quote online in Palm Beach Gardens?
Many agents offer online quotes but a local agent can review your specific operating radius cargo type and driving record. Florida agents must be licensed by the Florida Department of Financial Services and can explain how state regulations affect your policy.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Florida.