The top-rated truck insurance agent in Palm Bay, Florida is Amber Smith - GEICO Insurance Agent, rated 4.9 stars across 1,307 reviews. Other highly rated options include Jeff Thummel - State Farm Insurance Agent, Ryan Hill - State Farm Insurance Agent, Patriot Growth Insurance Service, LLC. This directory lists 19 truck insurance agents serving Palm Bay.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Amber Smith - GEICO Insurance Agent | 620 Malabar Rd SE Suite 8 | (321) 327-6022 |
| 2 | Jeff Thummel - State Farm Insurance Agent | 4951 Babcock St NE Ste 5 | (321) 727-3992 |
| 3 | Ryan Hill - State Farm Insurance Agent | 1460 Baytree Dr Suite D | (321) 723-1444 |
| 4 | Patriot Growth Insurance Service, LLC | 1430 Palm Bay Rd NE Suite A and B | (321) 725-1440 |
| 5 | Joe Raley - State Farm Insurance Agent | 5030 Minton Rd #1 | (321) 723-0333 |
| 6 | Weston Johnson - State Farm Insurance Agent | 590 Malabar Rd SE #6 | (321) 541-1433 |
| 7 | Sarpoolaki Insurance Center,LLC | 277 Malabar Rd SE | (321) 914-0303 |
| 8 | GreatFlorida Insurance: Sabrina Lee | 4651 Babcock St NE # 17 | (321) 724-4409 |
| 9 | Direct Auto Insurance | 4700 Babcock St NE B | (321) 757-9100 |
| 10 | Monty McCart: Allstate Insurance | 820 Palm Bay Rd NE #111 | (321) 724-8851 |
Amber Smith - GEICO Insurance Agent serves Palm Bay and the surrounding Brevard County area, providing truck insurance coverage for commercial vehicles. The agency helps local trucking operators obtain policies that address liability and cargo protection needs. Business owners can discuss fleet insurance options that comply with state and federal requirements. Policies are designed to cover physical damage, towing, and roadside assistance for trucks. The agent specializes in arranging occupational accident coverage for independent drivers.
Jeff Thummel - State Farm Insurance Agent in Palm Bay, FL provides tailored truck insurance solutions for local commercial drivers. Services include liability coverage, cargo protection, and physical damage insurance. The agency offers flexible policy reviews and payment plans to help owners maintain consistent coverage throughout the contract year. Policy adjustments can be arranged to accommodate seasonal route changes or fleet size modifications. The team services single-family homes, apartments, retail, and restaurants that require reliable commercial truck insurance for their delivery or service operations.
Ryan Hill - State Farm Insurance Agent serves Palm Bay, Florida, and the surrounding communities of Brevard County. As a truck insurance agent, the company handles liability coverage, cargo protection, and physical damage insurance for commercial vehicles. It also assists owner-operators and fleet managers with meeting federal and state regulatory requirements. The agency approaches each client by reviewing their specific route risks and cargo types before matching coverage to their operational needs.
Patriot Growth Insurance Service, LLC serves local business owners and commercial vehicle operators seeking truck insurance coverage. The agency provides access to liability, physical damage, and cargo protection policies tailored for small to mid-sized fleets. Based in Palm Bay, FL, the company assists clients in navigating available options for regulatory compliance and risk management. Its team works to match coverage amounts with the specific operational needs of each client’s vehicles and routes. The agency also extends its services to businesses in the neighboring Melbourne area.
Joe Raley’s State Farm Insurance Agency in Palm Bay, FL distinguishes between one-time policies and ongoing coverage plans for trucking operations. General liability, physical damage, and cargo protection are key components of the local truck insurance work provided to clientele. Coverage is thoroughly structured to meet regional compliance standards and operational requirements of commercial vehicles. The transportation industry in the area benefits from these carefully underwritten policies designed to manage financial risk and regulatory exposure. Service can be arranged on a scheduled or as-needed basis.
Providing specialized insurance coverage for commercial trucking operations, Weston Johnson's agency serves the Palm Bay area. The office tailors policies for owner-operators and small fleets, addressing liability, cargo, and physical damage. General service includes evaluating unique exposures and helping clients navigate fluctuating coverage requirements. The agency assists with seasonal concerns like hurricane season preparation, advising on appropriate coverage levels to protect valuable vehicles and goods during potential storm-related disruptions.
With hurricane season approaching in Palm Bay, Sarpoolaki Insurance Center, LLC provides essential coverage options for local trucking operations navigating increased storm risks. Their truck insurance agent services focus on protecting commercial vehicles and cargo from both seasonal weather threats and year-round highway liabilities. Policies are tailored to meet the unique demands of fleet owners and owner-operators moving goods through Brevard County and beyond. The process begins with a thorough review of each truck’s usage, routes, and existing coverage to provide an initial risk assessment.
GreatFlorida Insurance operates as an independent agency in Palm Bay, Florida, helping clients protect their commercial vehicles. A truck insurance agent assists with policies that cover cargo liability, roadside assistance, and physical damage for heavy-duty trucks and smaller fleets working in the area. The company also handles specialty add-ons such as non-trucking liability and trailer interchange coverage. Its commercial insurance solutions can serve logistics providers, construction firms, local delivery services, and other businesses with fleet needs. The agency reaches commercial sectors including offices, warehouses, and food service.
Direct Auto Insurance serves commercial vehicle operators and independent truck drivers in Palm Bay, Florida. It provides liability coverage and physical damage protection tailored to local hauling needs. The agency assists with policy details for those navigating regional delivery routes. Truck insurance agents here help operators meet state requirements while securing essential cargo or towing options. Coverage consultations address typical vehicle sizes and freight types common across the area. Direct Auto Insurance also extends its services to nearby Melbourne along the I-95 corridor.
Monty McCart: Allstate Insurance also provides residential auto insurance for local drivers in Palm Bay, FL. The agency extends its services to commercial truck insurance, addressing the specific needs of regional freight operators and independent owner‑operators through Allstate’s tailored product suite. Service covers Palm Bay and surrounding Brevard County communities, including areas along the I‑95 corridor where commercial traffic is heavy. The office typically reviews policies with clients after initial signings, then provides follow‑up assistance between regular renewal visits to adjust coverage as routes and cargo requirements change.
What Does a a Truck Insurance Agent in Palm Bay Cost?
Typical annual premiums for a single truck in Florida range from $8,000 to $15,000 for basic liability coverage. Full coverage including physical damage and cargo insurance can cost $12,000 to $25,000 or more per year. Costs vary based on driving history, cargo type, and annual mileage. This is general information, not insurance advice.
About truck insurance agents in Palm Bay
Truck insurance agents in Palm Bay, Florida help owner-operators and fleet owners meet state minimum liability requirements. Florida law mandates at least $750,000 in combined single limit liability for for-hire trucks operating intrastate. Agents also advise on cargo insurance and physical damage coverage tailored to Brevard County routes.
Frequently Asked Questions
What are the minimum insurance requirements for trucks in Florida?
For intrastate for-hire trucks, Florida requires a minimum of $750,000 in combined single limit liability insurance. Interstate trucks must follow federal minimums, which start at $750,000 for most cargo types.
Do I need a special license to sell truck insurance in Florida?
Yes, truck insurance agents in Florida must hold a valid 2-20 General Lines Agent license issued by the Florida Department of Financial Services. They must also be appointed by an insurer authorized to write commercial auto policies in the state.
Can a truck insurance agent help me get coverage if I have a poor driving record?
Yes, many agents work with multiple carriers, including those that offer nonstandard or high-risk policies. Your premium will likely be higher, but coverage is still available through the Florida residual market if needed.
Truck Insurance Agents in Other Florida Cities
Altamonte Springs · Apopka · Boca Raton · Bonita Springs · Boynton Beach · Bradenton · Brandon · Cape Coral · Casselberry · Clearwater · Clermont · Coconut Creek · Coral Gables · Coral Springs · Crestview