The top-rated truck insurance agent in Ormond Beach, Florida is O'Quinn Insurance Services, rated 4.7 stars across 372 reviews. Other highly rated options include First Florida Insurance Ormond Beach, Brightway Insurance, The Lester Agency, Rich Howes: Allstate Insurance. This directory lists 16 truck insurance agents serving Ormond Beach.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | O'Quinn Insurance Services | 763 W Granada Blvd ste a | (386) 204-8039 |
| 2 | First Florida Insurance Ormond Beach | 1339 W Granada Blvd | (386) 223-0124 |
| 3 | Brightway Insurance, The Lester Agency | 570 Memorial Cir Suite 325 | (386) 400-5144 |
| 4 | Rich Howes: Allstate Insurance | 1400 Hand Ave Ste G | (386) 673-2433 |
| 5 | Ryan Ochipa - State Farm Insurance Agent | 785 W Granada Blvd Ste 1 | (386) 677-1119 |
| 6 | FRP of Florida (Halifax Insurance Partners) | 780 W Granada Blvd #200 | (386) 677-4761 |
| 7 | Capital Partners Insurance | 298 S Nova Rd # F | (386) 672-2827 |
| 8 | Goosehead Insurance - Thomas Scorza | 1951 W Granada Blvd | (386) 456-6411 |
| 9 | East Coast Insurors Inc | 801 S Yonge St | (386) 677-4787 |
| 10 | The Ormond Agency | 555 W Granada Blvd Ste H8 | (386) 677-8800 |
O'Quinn Insurance Services serves the Ormond Beach area and the greater Volusia County region as a truck insurance agent. The agency provides commercial coverage solutions tailored for small fleets and independent owner-operators. Policies generally address liability, physical damage, and cargo protection for local and regional routes. This firm handles specialized filings for goods-in-transit and non-trucking liability, covering the specific operational needs of long-haul and short-haul truck drivers.
First Florida Insurance Ormond Beach provides commercial truck insurance coverage for local owner-operators and small fleets. It offers liability, physical damage, and cargo protection policies. The agency helps clients manage their coverage needs through regular policy reviews and adjustments. It assists with claims filing guidance to simplify the process for busy drivers. This agent services businesses operating single-family home deliveries, apartment complex supplies, retail store merchandise, and restaurant food transport.
Brightway Insurance, The Lester Agency serves Ormond Beach, Florida, and the surrounding Volusia County communities, handling commercial truck insurance for owner-operators and small fleets operating in the region. It provides liability, cargo, and physical damage coverage to protect against on-road and loading risks common in local freight transportation. The agency approaches each job by first assessing a client’s specific route and hauling needs to recommend appropriate policy limits.
Owner-operators, small fleets, and independent trucking businesses in Ormond Beach, FL, can obtain commercial auto liability and physical damage coverage through Rich Howes: Allstate Insurance. As a dedicated truck insurance agent, the agency helps local drivers secure policies that meet regulatory requirements and protect their cargo and equipment. Services include policy reviews for leased and owned trucks. The agency also serves commercial vehicle operators in Daytona Beach and the greater Volusia County area.
For trucking businesses in Ormond Beach, Florida, Ryan Ochipa as a State Farm Insurance Agent provides options between one-time policies and recurring coverage plans that renew on a scheduled cycle. This agency offers liability, cargo, and physical damage protection tailored to local commercial trucking exposures. Trucks operating on the I-95 corridor require careful evaluation of fleet size and freight types to align with appropriate policy limits. For those needing occasional roadside assistance adjustments, service here operates on an as-needed basis for existing clients.
FRP of Florida (Halifax Insurance Partners) in Ormond Beach specializes in comprehensive truck insurance coverage, offering policies tailored for both commercial fleets and independent owner-operators. Its agents work to match local and long-haul clients with appropriate liability, cargo, and physical damage policies from various carriers. Throughout the year, the agency provides ongoing risk management guidance to help trucking businesses navigate regulatory requirements. During hurricane season, it assists drivers in securing appropriate coverage for storm-related losses and route disruptions that affect fleet operations in Florida.
With the summer storm season bringing frequent hail and wind threats to Ormond Beach, local truck operators require insurance that addresses these specific coastal risks. Capital Partners Insurance, located in Ormond Beach, works with commercial vehicle owners to secure policies that cover weather-related cargo damage and roadside breakdowns common on regional freight routes. The agency emphasizes policies for varying fleet sizes and operational scopes. An initial inspection of the vehicle and a review of the driver’s history typically begin the process of matching coverage to the operator’s specific exposure.
Goosehead Insurance - Thomas Scorza in Ormond Beach provides residential truck insurance services, offering coverage for personal vehicles used in local transport. The agency also writes commercial policies for owner-operators and small trucking fleets throughout the Volusia County area. Each policy is tailored to address regional driving conditions and cargo requirements. After a policy is written, the agent schedules a follow-up to review coverage, ensuring adjustments are made for any changes in operation before the next regular service visit.
East Coast Insurors Inc is known for providing tailored truck insurance solutions to commercial drivers in Ormond Beach, FL, assisting owner-operators and small fleets with essential policy coverage. The agency helps clients navigate liability requirements, physical damage protection, and cargo insurance for local and regional routes. Understanding the specific risks involved in freight transportation, the company supports compliance with Florida’s regulatory standards. A specialty service the agency can add on includes non-trucking liability coverage for times when the vehicle is used for personal purposes.
Based in Ormond Beach, The Ormond Agency assists commercial clients with their insurance needs for the trucking industry. They focus on securing the necessary primary liability coverage for local and regional fleets. Their specialty add-ons include essential physical damage protection and non-trucking liability for owner-operators. The agency also helps tailor policies for cargo coverage and other operational risks common in regional Florida trucking. They serve a variety of commercial sectors, including local distribution offices, warehouses, and food service operators.
What Does a a Truck Insurance Agent in Ormond Beach Cost?
Truck insurance costs in Florida vary widely based on driving history, cargo type, and coverage limits. A basic liability policy for a single truck may cost 5,000 to 10,000 dollars per year. Full coverage with cargo and physical damage can range from 10,000 to 25,000 dollars annually. This is general information, not insurance advice.
About truck insurance agents in Ormond Beach
Truck insurance agents in Ormond Beach Florida help owner-operators and fleet owners meet state requirements. Florida law mandates minimum liability coverage of 300,000 dollars for most commercial trucks. An agent can explain how local factors like hurricane risk affect your policy.
Frequently Asked Questions
What are the minimum insurance requirements for a truck in Florida?
Florida requires commercial trucks to carry at least 300,000 dollars in liability insurance. Higher limits may be needed for hauling hazardous materials or operating across state lines. Your agent can help you determine the correct amount.
How do I find a truck insurance agent in Ormond Beach?
You can search online for local independent agents who specialize in commercial truck insurance. Many agents in Ormond Beach serve the I-95 and US-1 corridors. Ask about their experience with Florida Department of Transportation filings.
Does Florida require any special endorsements for truck insurance?
Yes, Florida requires uninsured motorist coverage unless you reject it in writing. Cargo insurance and physical damage coverage are not required by state law but are often required by lenders or brokers. Your agent can explain these options.
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