The top-rated truck insurance agent in New Smyrna Beach, Florida is Berlin & Denys Insurance, rated 5.0 stars across 365 reviews. Other highly rated options include Buddy Davenport - State Farm Insurance Agent, Stan Harrison - State Farm Insurance Agent, Michaels Insurance Group. This directory lists 14 truck insurance agents serving New Smyrna Beach.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Berlin & Denys Insurance | 110 S Orange St | (386) 427-4510 |
| 2 | Buddy Davenport - State Farm Insurance Agent | 1305 State Rd 44 | (386) 426-2886 |
| 3 | Stan Harrison - State Farm Insurance Agent | 402 Canal St | (386) 427-5277 |
| 4 | Michaels Insurance Group | 1119 N Dixie Fwy | (386) 274-8150 |
| 5 | Tonya Tichnell - State Farm Insurance Agent | 155 Colony Park Rd | (386) 428-0979 |
| 6 | Melanie Emanuel: Allstate Insurance | 530 Canal St | (386) 427-0500 |
| 7 | Smith & Associates Insurance-New Smyrna Beach | 508 Canal St | (386) 409-8004 |
| 8 | Mark Daniel Sr: Allstate Insurance | 2236 FL-44 | (386) 426-6000 |
| 9 | Allstate Insurance Agent: Norm Daniel Co. | 2236 FL-44 | (386) 426-6000 |
| 10 | WFG Insurance | 100 Faulkner St | (386) 295-4252 |
Berlin & Denys Insurance in New Smyrna Beach, FL provides a full range of truck insurance agent services, including liability, physical damage, and cargo coverage for commercial vehicles. It assists operators with obtaining and managing comprehensive insurance policies tailored to their specific fleet needs. The agency also helps clients navigate ongoing policy adjustments and renewal processes to maintain continuous protection. It services single-family homes, apartments, retail, and restaurants.
Buddy Davenport - State Farm Insurance Agent serves the New Smyrna Beach, Florida area and specializes in truck insurance solutions. The agency provides coverage options designed for commercial vehicles operating in Volusia County and surrounding regions. Policies address exposures specific to local trucking operations, including cargo protection and liability requirements. Individualized risk assessments help match business needs with suitable plans. Buddy Davenport handles physical damage coverage and liability insurance for trucks in this region.
Stan Harrison - State Farm Insurance Agent in New Smyrna Beach, FL provides coverage for homeowners, businesses, and property managers, with a primary focus on truck insurance for commercial vehicle operators. The agency helps clients manage risk and secure reliable protection for their fleets. Options include liability, physical damage, and cargo insurance tailored to local transportation needs. Dedicated support guides policyholders through claims and coverage adjustments. The agency also serves clients throughout the greater Daytona Beach area and nearby Ormond Beach.
Michaels Insurance Group serves New Smyrna Beach and surrounding communities, handling truck insurance for local owner-operators and regional fleets. It addresses standard commercial coverage needs including liability, physical damage, and cargo protection required by area operators. The company works with carriers familiar with Florida’s transportation regulations and coastal routes. To handle a typical job, it reviews a client’s vehicle specifications and operational range before presenting coverage options that meet basic compliance and risk requirements.
Tonya Tichnell - State Farm Insurance Agent in New Smyrna Beach, FL offers truck insurance designed to meet both one-time needs for short-term freight moves and recurring coverage for regular commercial routes. Coverage plans typically protect cargo, liability, and physical damage for various trucking operations in the region. As a local agent, she provides guidance on policy options that suit different business scales. Services are provided on a one-time or as-needed basis depending on the client's transport schedule and risk exposure.
Serving New Smyrna Beach, Melanie Emanuel: Allstate Insurance specializes in providing tailored commercial truck insurance policies for owners and operators navigating local and regional routes. The agency also works with drivers on general personal auto coverage to ensure complete protection on the road. With Florida’s unpredictable weather patterns, it advises transportation professionals on adjusting policy limits before the annual hurricane season to mitigate potential cargo and vehicle damage risks. This practical guidance helps maintain business continuity when storms threaten operational schedules.
As hurricane season nears, Florida truckers along the I-4 corridor seek proper liability coverage for their rigs. Smith & Associates Insurance-New Smyrna Beach operates in New Smyrna Beach, FL as a truck insurance agent. The agency helps owner-operators and small fleets evaluate cargo insurance requirements and liability limits that meet prevailing DOT guidelines. Their standard initial step involves reviewing the client’s current policy declarations and truck registration details during a compliance assessment.
Mark Daniel Sr: Allstate Insurance in New Smyrna Beach, FL works with local businesses to arrange commercial truck insurance policies. Its agents focus on specialty add-ons such as cargo coverage and physical damage protection for fleet vehicles. The agency assists clients with policy management and claims support tailored to the logistics industry. It can serve a range of commercial sectors, including offices, warehouses, and food service operations that rely on trucking.
WFG Insurance provides residential truck insurance services to drivers based in New Smyrna Beach, Florida. The agency also handles a wide range of commercial vehicle coverage options for local businesses. They serve clients throughout the immediate area and surrounding parts of Volusia County. A typical policy review includes a full consultation to match coverage with each trucker’s specific route and cargo needs. After the initial policy is set, the agency schedules follow-up checks and can handle claims assistance between regular annual visits.
What Does a a Truck Insurance Agent in New Smyrna Beach Cost?
Truck insurance in Florida typically costs between 8,000 and 15,000 dollars per year for a single owner-operator with basic liability. Full coverage with physical damage and cargo insurance can range from 12,000 to 25,000 dollars annually. Rates vary based on driving history, truck value, and coverage limits. This is general information and not insurance advice.
About truck insurance agents in New Smyrna Beach
Truck insurance agents in New Smyrna Beach help owner-operators and fleets find coverage that meets Florida law. Florida requires minimum liability insurance of 50,000 dollars per person and 100,000 dollars per accident for commercial trucks. Local agents understand the unique risks of driving near the coast and on I-95.
Frequently Asked Questions
What insurance is required for a truck in New Smyrna Beach?
Florida law requires commercial trucks to carry at least 50,000 dollars in bodily injury liability per person and 100,000 dollars per accident. You also need property damage liability of 25,000 dollars. Higher limits are often needed for interstate hauling.
Do I need a specific type of agent for truck insurance?
Yes you should use an agent who specializes in commercial auto or trucking insurance. These agents understand the federal and state regulations that apply to trucks. A standard auto agent may not know the specific coverage needed for cargo or non-trucking liability.
How does Florida law affect truck insurance costs?
Florida is a no-fault state but that rule does not apply to commercial trucks. Trucks follow the same liability rules as other vehicles. Your premium will depend on your driving record, cargo type, and annual mileage. Local agents in New Smyrna Beach can compare quotes from multiple carriers.
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