The top-rated truck insurance agent in Melbourne, Florida is Erb and Young Insurance, rated 4.9 stars across 1,037 reviews. Other highly rated options include Brian West - State Farm Insurance Agent, Williams & Stazzone Insurance Agency, Inc., Steiner Insurance & Financial Services. This directory lists 21 truck insurance agents serving Melbourne.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Erb and Young Insurance | 6550 N Wickham Rd STE 9 | (321) 254-0095 |
| 2 | Brian West - State Farm Insurance Agent | 2320 Dairy Rd #102 | (321) 872-0123 |
| 3 | Williams & Stazzone Insurance Agency, Inc. | 6549 N Wickham Rd STE 101 | (800) 868-1235 |
| 4 | Steiner Insurance & Financial Services | 1299 Bedford Dr Suite B1 | (321) 345-9550 |
| 5 | Better Insurance Group | 1580 N Harbor City Blvd | (321) 724-2100 |
| 6 | Kim Osman Insurance Group, Inc. | 474 N Harbor City Blvd | (321) 242-2311 |
| 7 | Direct Auto Insurance | 2054 Sarno Rd | (321) 242-2274 |
| 8 | Space Coast Insurance Agency, LLC | 6450 Anderson Way | (321) 799-2929 |
| 9 | Anthony Insurance Agency | 7331 Office Park Place STE 500 | (321) 242-3181 |
| 10 | Acceptance Insurance | 635 S Wickham Rd #104 | (321) 337-7584 |
Erb and Young Insurance in Melbourne, Florida is known for providing commercial truck insurance coverage. Their service range includes liability, physical damage, and cargo protection for local fleets and independent owner-operators. They work with drivers to meet state coverage requirements while keeping policies straightforward. The company understands the daily pressures of the trucking industry in the Melbourne area. They specialize in offering roadside assistance add-ons to reduce downtime on the road.
Brian West - State Farm Insurance Agent serves the Melbourne, Florida area and the broader Brevard County region, providing truck insurance agent services tailored to commercial vehicle operators. The agency works with independent owner-operators and small fleet owners, helping them secure liability coverage that meets state and federal regulatory requirements. Policies also address cargo protection and physical damage for trucks operating along major local routes such as Interstate 95 and U.S. Highway 1. Additionally, the agency handles occupational accident insurance for non-trucking liability exposures.
Williams & Stazzone Insurance Agency, Inc. provides truck insurance agents with coverage options designed for commercial vehicles and fleet operations. The agency offers maintenance of policies to protect against liability and cargo risks. Located in Melbourne, FL, it services the local and surrounding areas with ongoing risk management support and policy reviews. Its clients include businesses operating single-family homes and apartment maintenance services, as well as retail and restaurant properties requiring delivery or supply truck coverage.
Businesses and independent operators in the Melbourne area turn to Steiner Insurance & Financial Services for truck insurance coverage. The agency helps commercial clients manage risks associated with fleet operations, cargo transport, and liability exposures. Policies are tailored to meet the specific needs of local trucking companies and owner‑operators. The firm also serves clients throughout the broader Brevard County region, including communities such as Palm Bay and Satellite Beach.
Better Insurance Group in Melbourne, FL distinguishes itself by offering both one-time policy setups for individual vehicle coverage and recurring service options for fleets needing ongoing adjustments. As a truck insurance agent, the company focuses on liability, cargo, and physical damage coverage tailored to local routes and regulations. Trucking businesses benefit from risk assessments that help select appropriate limits. Service runs on an as-needed basis, with clients able to request policy reviews or modifications whenever their operational needs change.
Serving Melbourne, FL, and the surrounding Brevard County communities, Kim Osman Insurance Group, Inc. handles commercial truck insurance for local owner-operators and small fleets. It manages coverage needs for tractor-trailers and delivery vehicles operating on regional highways and urban roads. The agency assesses each client's specific cargo and driving radius to structure protections against common industry liabilities. To handle a typical job, it compares quotes from multiple insurers to secure legally required coverages with a focus on comprehensive protection and roadside assistance.
Direct Auto Insurance serves the Melbourne, Florida area, providing truck insurance agent services. It helps commercial drivers and fleet owners secure coverage required for operating vehicles in the region. Policies can address liability protection for cargo and third-party damages. The business assists clients in understanding local insurance requirements for heavy trucks and delivery vans. Its work typically includes arranging physical damage coverage and endorsements for specialized equipment. Handling claims assistance and offering flexible payment plans are specific services this agency provides in the Melbourne area.
Space Coast Insurance Agency, LLC specializes in truck insurance coverage for commercial vehicle operators throughout the Melbourne, FL area. It also assists local freight and delivery businesses with their general liability and cargo protection needs. The agency evaluates individual policy requirements for each fleet, helping to address unique risk factors on Florida roadways. During hurricane season, it specifically aids clients in reviewing coverage for storm damage to trucks, ensuring policies account for potential flood and wind losses.
As the Atlantic hurricane season approaches each summer, Melbourne-area truckers must verify that their fleet coverage meets new coastal wind and flood exposures. Anthony Insurance Agency located in Melbourne, FL addresses this seasonal need by specializing in truck insurance policies that account for regional storm risks. Their local agents review each client’s annual mileage, cargo types, and typical operating radius across Florida’s logistics corridors. A full assessment of current coverage gaps is then conducted during the initial consultation appointment, which also includes a physical inspection of each insured vehicle.
Acceptance Insurance provides truck insurance agent services for commercial vehicles operating in and around Melbourne, Florida. Its service plans cover essential protection for trucking operations, including liability and cargo coverage tailored to local transportation needs. Regular policy reviews and claims assistance help maintain continuous compliance with industry requirements. The company services a variety of commercial properties such as single-family homes, apartments, retail establishments, and restaurants.
What Does a a Truck Insurance Agent in Melbourne Cost?
Truck insurance costs in Florida vary widely based on vehicle type, cargo, and driving record. A single owner operator might pay between 8,000 and 15,000 dollars per year for basic liability. Fleet policies can cost 20,000 dollars or more annually. Higher coverage limits and cargo insurance add to the premium. This is general information and not insurance advice.
About truck insurance agents in Melbourne
Truck insurance agents in Melbourne Florida help owner operators and fleet owners meet state requirements. Florida law mandates minimum liability coverage of 50,000 dollars per person and 100,000 dollars per accident for most commercial trucks. Agents can also advise on cargo insurance and physical damage coverage for Brevard County routes.
Frequently Asked Questions
What are the minimum insurance requirements for trucks in Florida?
Florida requires commercial trucks to carry at least 50,000 dollars bodily injury liability per person and 100,000 dollars per accident. Vehicles carrying hazardous materials need higher limits. An agent can help you meet all state and federal mandates.
Do I need a special license to sell truck insurance in Florida?
Yes. Agents must hold a valid Florida 2-20 General Lines license. This allows them to sell property and casualty insurance including commercial auto and truck policies.
How does local Melbourne traffic affect truck insurance rates?
Melbourne sits near major highways like I-95 and US 1 which carry heavy truck traffic. Higher accident risk in these corridors can increase premiums. Agents consider your specific routes and driving history when quoting rates.
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