The top-rated truck insurance agent in Lehigh Acres, Florida is Fiesta Auto Insurance & Tax Service, rated 4.8 stars across 866 reviews. Other highly rated options include Direct Auto Insurance, Estrella Insurance, GreatFlorida Insurance: Brian Lariviere. This directory lists 20 truck insurance agents serving Lehigh Acres.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Fiesta Auto Insurance & Tax Service | 1111 Homestead Rd N #24 | (239) 230-2373 |
| 2 | Direct Auto Insurance | 1177 Homestead Rd N #1 | (239) 369-9222 |
| 3 | Estrella Insurance | 1315 Homestead Rd N # C | (239) 366-4316 |
| 4 | GreatFlorida Insurance: Brian Lariviere | 1322 Homestead Rd N # B | (239) 369-0014 |
| 5 | YI Insurance Services LLC | 5580 8th St W Unit 9 | (201) 232-6787 |
| 6 | Royal Family Insurance | 904 Lee Blvd # 102 | (239) 674-9016 |
| 7 | Amigos Auto Insurance | 25 Homestead Rd N | (239) 491-6365 |
| 8 | Universal Insurance Brokers | 111 Lee Blvd | (239) 204-2208 |
| 9 | Univista Insurance | 4316 Lee Blvd Unit 5 | (239) 935-5308 |
| 10 | Goodlad & Swank Insurance | 702 Leeland Heights Blvd W | (239) 674-7630 |
Fiesta Auto Insurance & Tax Service in Lehigh Acres, FL, provides truck insurance policies for local commercial operators, covering liability, cargo, and physical damage. The company also offers ongoing policy maintenance, including regular coverage reviews and adjustments for changing vehicle requirements. Their service plans assist clients in managing deductibles and compliance with Florida commercial driving regulations. This agency handles insurance needs for properties such as single-family homes, apartments, retail storefronts, and restaurants.
Direct Auto Insurance in Lehigh Acres, Florida offers truck insurance solutions for both individually purchased policies and ongoing business coverage. A one-time policy may suit occasional hauling, while a recurring plan provides continuous protection for regular commercial routes. Service operates on an as-needed basis, allowing customers to request quotes or adjust coverage when their requirements change throughout the year.
Estrella Insurance in Lehigh Acres provides specialized truck insurance policies, addressing the unique liability and cargo coverage needs of commercial vehicle operators. It also offers general business insurance services to the local community. The company assists drivers in navigating complex Florida regulations and mitigating risks associated with long-haul routes. During hurricane season, truckers often turn to this agent for rapid policy adjustments that safeguard their equipment and livelihoods.
As South Florida’s year-round construction and agricultural seasons demand reliable commercial trucking for materials and produce, GreatFlorida Insurance: Brian Lariviere in Lehigh Acres assists local owner-operators and fleets with required liability, cargo, and physical damage coverage. The agent works closely with drivers to understand each operation’s unique hauling routes and regulatory needs. Coverage discussions initially evaluate truck age, cargo type, and annual mileage to produce a tailored quote. An in-person or digital inspection of the vehicle and its safety equipment then finalizes the policy.
Trucking companies and owner-operators in Lehigh Acres rely on YI Insurance Services LLC for their commercial truck insurance needs. The agency works with clients to secure coverage such as liability, physical damage, and cargo insurance for their fleets. Understanding the risks of local routes and long-haul operations, the team helps drivers find policies that meet regulatory requirements. YI Insurance Services LLC also serves the broader Fort Myers metropolitan area, including neighboring communities like Cape Coral, where commercial truck operators similarly need tailored risk protection.
Royal Family Insurance serves Lehigh Acres and the surrounding communities in Southwest Florida, handling commercial truck insurance policies for local owner-operators and smaller fleets. The agency addresses common coverage needs such as liability, physical damage, and cargo protection for vehicles operating on regional highways and rural routes. It works with drivers to identify appropriate policy limits and endorsements that align with their specific hauling operations. Each client typically receives a personalized review of their current exposures, followed by a straightforward comparison of available options to match their operational needs.
Amigos Auto Insurance in Lehigh Acres, FL, assists clients in distinguishing between a single policy for a specific haul and recurring coverage for fleets with regular routes. This truck insurance agent offers protection for liability, cargo, and physical damage, tailored to local driving conditions and commercial needs. Service appointments are available on a scheduled basis to review policy updates or adjust coverage levels after a route change or vehicle addition.
Universal Insurance Brokers specializes in arranging liability coverage for local trucking fleets and owner-operators, and it also provides general commercial vehicle insurance services for businesses in Lehigh Acres, Florida. The agency works to match each client with appropriate protection for long-haul or regional routes. During hurricane season, it assists truck operators in securing gap coverage that addresses losses from storm-related delivery delays and vehicle damage.
Univista Insurance delivers commercial coverage solutions for trucking operations in Lehigh Acres, Florida, addressing the unique risks of fleet owners and independent drivers. The agency specializes in liability, cargo, and physical damage endorsements tailored to long-haul and local routes. Their services assist businesses with regulatory compliance and asset protection. The company can serve various commercial sectors, including offices that manage dispatching, warehouses requiring fleet logistics, and food service providers needing temperature-controlled transport coverage.
Goodlad & Swank Insurance provides truck insurance services for residential clients in Lehigh Acres, Florida. The agency also handles commercial coverage for local trucking operations throughout the surrounding area. Policies are designed to address the specific risks faced by truck owners and operators on the road. The team works to understand each client’s unique hauling needs and driving patterns. After new policies are in place, clients are encouraged to schedule follow‑up appointments where coverage is reviewed and adjusted between regular renewal visits.
What Does a a Truck Insurance Agent in Lehigh Acres Cost?
Truck insurance costs in Florida typically range from 8,000 to 15,000 dollars per year for a single owner-operator with basic liability. Full coverage including cargo and physical damage can cost 15,000 to 30,000 dollars annually. Factors such as driving history, truck value, and radius of operation affect the final price. This is general information and not insurance advice.
About truck insurance agents in Lehigh Acres
Truck insurance agents in Lehigh Acres help owner-operators and fleet owners meet Florida state requirements. Florida law mandates minimum liability coverage of 50,000 dollars for property damage and 100,000 dollars per person for bodily injury for intrastate trucks. Agents can also advise on cargo insurance and physical damage coverage specific to Southwest Florida routes.
Frequently Asked Questions
What are the minimum insurance requirements for a truck in Lehigh Acres Florida?
For intrastate trucks operating only in Florida, the state requires at least 50,000 dollars in property damage liability and 100,000 dollars per person bodily injury liability. Interstate trucks must follow federal FMCSA rules with higher minimums.
Do I need a special license to sell truck insurance in Florida?
Yes, agents must hold a valid Florida 2-20 General Lines Agent license. They must also be appointed by an insurer authorized by the Florida Office of Insurance Regulation to sell commercial auto policies.
How does Florida law affect truck insurance costs in Lehigh Acres?
Florida is a no-fault state for personal autos but not for commercial trucks. Truck insurance costs are influenced by local accident rates, cargo type, and the driver's record. Lehigh Acres proximity to major highways like US-41 can also affect premiums.
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