The top-rated truck insurance agent in Land O' Lakes, Florida is Florida Educators Insurance and GAC Wealth Management, rated 5.0 stars across 664 reviews. Other highly rated options include Jose Pomales - State Farm Insurance Agent, Oakes and Associates Insurance, Dieguez Insurance Enterprises Inc. This directory lists 15 truck insurance agents serving Land O' Lakes.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Florida Educators Insurance and GAC Wealth Management | 2660 Stonewood Pk Lp | (813) 600-3268 |
| 2 | Jose Pomales - State Farm Insurance Agent | 21319 Coakley Ln | (813) 527-9605 |
| 3 | Oakes and Associates Insurance | 5492 Land O' Lakes Blvd | (813) 996-4111 |
| 4 | Dieguez Insurance Enterprises Inc | 7904 Land O' Lakes Blvd | (813) 591-6161 |
| 5 | The Welch Group | 17221 Camelot Ct UNIT 101 | (727) 835-1500 |
| 6 | Suncoast Insurance Advisors | 16703 Early Riser Ave Suite 218 | (813) 522-5505 |
| 7 | Insurance Center Of Connerton | 6943 Land O' Lakes Blvd | (813) 388-6833 |
| 8 | GreatFlorida Insurance - Katie Bresciani | 20735 Sterlington Dr Unit 101 | (813) 475-5411 |
| 9 | A Kilbride Insurance | 2438 Land O' Lakes Blvd | (813) 996-7467 |
| 10 | Blue Rock Insurance | 5230 Land O' Lakes Blvd #428 | (813) 200-8454 |
Florida Educators Insurance and GAC Wealth Management serves the Land O\u2019 Lakes area and Pasco County. The agency provides truck insurance agent services for commercial vehicles operating throughout Florida. It helps independent owner-operators and fleet owners secure liability coverage and cargo protection. Physical damage insurance is arranged for trucks and trailers on the road. This company also works with drivers to find the right policy limits for their specific routes and freight types, handling both local delivery and long-haul trucking insurance needs.
Jose Pomales - State Farm Insurance Agent in Land O' Lakes, Florida, provides services that include offering truck insurance policies to commercial drivers and fleet owners. The agency helps businesses manage risk through general liability, cargo coverage, and physical damage insurance for trucks and trailers. It offers maintenance plans that assist clients with understanding coverage updates, adjusting policies as their fleets grow or contract, and filing claims. The properties these plans service include single-family homes, apartments, retail storefronts, and casual dining restaurants.
As seasonal storms and fluctuating freight volumes create shifting risk in the Land O’ Lakes area, Oakes and Associates Insurance helps local truck operators maintain continuous coverage. The agency works with commercial truck policies designed to address liability, cargo loss, and physical damage on the road. Each client’s fleet size, freight type, and hauling radius are reviewed to determine appropriate protection. Drivers can then schedule a walk-around inspection of their tractor or trailer. That initial assessment identifies any gaps in coverage before the policy is finalized.
Dieguez Insurance Enterprises Inc in Land O' Lakes, FL distinguishes between one-time policy placements and ongoing renewal-based coverage for its truck insurance clients. Coverage typically addresses liability, physical damage, and cargo protection for commercial vehicles operating in regional or local routes. The company structures its service to run on a schedule that is determined by individual policy terms, but also accommodates as-needed consultations and policy adjustments for existing customers.
Serving Land O' Lakes, FL, and its surrounding communities in Pasco County, The Welch Group handles commercial truck insurance coverage for local owner-operators and small fleet businesses. Policies typically address liability, physical damage, and cargo protection for vehicles operating across regional routes. The agency evaluates each operator’s specific exposure, such as miles driven or cargo type, before matching coverage limits to the required regulatory and lender minimums. This general approach helps ensure alignment between the client’s operational risks and the underwritten protection selected for a typical job.
Suncoast Insurance Advisors offers tailored truck insurance coverage, including liability and cargo protection, and serves commercial vehicle operators throughout Land O' Lakes, FL. It also assists local trucking businesses with general insurance needs like physical damage policies and roadside assistance plans. The agency understands the region’s busy freight corridors and helps clients address seasonal hazards such as increased accident risks during Florida’s summer thunderstorm season.
As seasonal storms and construction projects increase the demand for commercial vehicles on roads around Pasco County, trucking businesses look for locally responsive insurance coverage. Insurance Center Of Connerton in Land O' Lakes acts as a truck insurance agent, helping clients meet the unique liability and cargo needs of this industry. They review fleet size, driving routes, and typical hauls for vehicles operating regionally or nationally. After discussing potential risks, the agency schedules a thorough vehicle inspection or an initial coverage assessment to verify compliance and safety before binding any policy.
GreatFlorida Insurance - Katie Bresciani serves businesses in the Land O' Lakes area by arranging coverage for commercial truck fleets and individual operators. This agency focuses on specialty coverages such as cargo insurance, physical damage protection, and liability policies tailored for local logistics needs. Trucking professionals rely on these services to ensure compliance with state requirements. The agency also assists companies in protecting their assets, including offices, warehouses, and food service operations.
A Kilbride Insurance serves as a Truck Insurance Agent in Land O' Lakes, Florida, addressing the specific insurance needs of commercial fleet operators and independent owner-operators. The agency specializes in adding tailored coverage options like cargo protection and roadside assistance to standard liability policies. Commercial clients from sectors including local office complexes, distribution warehouses, and regional food service providers can benefit from its focused risk management services.
Blue Rock Insurance provides residential truck insurance services to vehicle owners in Land O' Lakes, FL. The agency also offers commercial coverage for local trucking operations throughout the surrounding area. By working closely with clients to understand their unique vehicle use, the agent helps match policies to individual needs. Follow-up service is available between regular visits, ensuring that any coverage adjustments or claims assistance are addressed promptly as circumstances change.
What Does a a Truck Insurance Agent in Land O' Lakes Cost?
Truck insurance costs in Florida vary widely based on driving record, cargo type, and annual mileage. A basic liability policy for a single truck may cost 3,000 to 6,000 dollars per year, while full coverage with physical damage and cargo insurance can range from 8,000 to 15,000 dollars annually. Rates are higher for new drivers or those with violations. This is general information and not insurance advice.
About truck insurance agents in Land O' Lakes
Truck insurance agents in Land O Lakes Florida help owner-operators and fleet managers find coverage that meets state and federal requirements. Florida law mandates minimum liability limits of 50/100/25 for commercial trucks, but higher limits are often required for interstate hauling. Local agents understand the unique risks of driving on roads like State Road 54 and the Suncoast Parkway.
Frequently Asked Questions
What does a truck insurance agent in Land O Lakes do?
A truck insurance agent helps you compare policies from multiple carriers to find coverage for your specific trucking operation. They can explain Florida minimum requirements and advise on additional coverages like cargo insurance and physical damage. Agents also assist with filing SR-22 forms if needed.
Do I need special insurance for a truck in Florida?
Yes, commercial trucks require a commercial auto policy, not a personal auto policy. Florida law requires at least 50,000 dollars for bodily injury per person, 100,000 dollars per accident, and 25,000 dollars for property damage. You may also need a DOT number and proof of insurance for interstate travel.
How do I find a truck insurance agent in Land O Lakes?
You can search online for local independent agents who specialize in commercial truck insurance. Many agencies in Pasco County serve the trucking industry. Ask about their experience with Florida-specific regulations and whether they work with multiple insurance companies to get you competitive quotes.
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