Skip to main content

Find Truck Insurance Agents in Fernandina Beach, FL

Looking for a truck insurance agent in Fernandina Beach? Review the directory below to compare your options.

5 agents listed
Updated May 2026
Fernandina Beach, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 5 truck insurance agents in Fernandina Beach, FL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Brightway Insurance, The Tarzia Agency
960185 Gateway Blvd STE 107, Fernandina Beach, FL 32034
(904) 491-7622 brightway.com
8 Flags Insurance Agency
1411 S 14th St STE M, Fernandina Beach, FL 32034
(904) 310-6515 8flags.com
Estrella Insurance
474268 E State Rd 200, Fernandina Beach, FL 32034
(904) 432-8736 agents.estrellainsurance.com
Morrow Insurance Group, Inc.
1896 S 14th St STE 5, Fernandina Beach, FL 32034
(904) 261-0707 morrowig.com
Amelia Insurance
2384 Sadler Rd, Fernandina Beach, FL 32034
(904) 261-3606 ameliainsurance.com

What Does a Truck Insurance Agent in Fernandina Beach Cost?

Truck insurance costs in Florida vary widely based on cargo type, driving record, and coverage limits. A typical policy for a single owner-operator may range from 4,000 to 8,000 dollars per year for basic liability and physical damage. Fleet policies can cost 10,000 to 30,000 dollars or more annually. This is general information and not insurance advice. Always consult a licensed agent for a quote specific to your situation.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the minimum insurance requirements for a truck in Fernandina Beach Florida?
Florida requires commercial trucks to carry at least 50,000 dollars in bodily injury liability per person and 100,000 dollars per accident, plus 25,000 dollars in property damage liability. Trucks hauling hazardous materials or operating interstate may need higher limits under federal FMCSA rules.
How do I find a truck insurance agent in Fernandina Beach?
You can search online for licensed agents in Nassau County or visit local offices. The Florida Department of Financial Services website provides a license lookup tool to verify an agents credentials. Many agents specialize in commercial trucking and understand local routes and risks.
Does Florida require uninsured motorist coverage for trucks?
Florida does not require uninsured motorist coverage for commercial trucks, but insurance companies must offer it. You can reject it in writing. Many trucking companies choose to carry it for extra protection on Florida roads.