The top-rated truck insurance agent in Delray Beach, Florida is Imperial Insurance & Tax, rated 4.9 stars across 385 reviews. Other highly rated options include Coastal Trucking Insurance, Estrella Insurance, Gracey Backer Insurance. This directory lists 18 truck insurance agents serving Delray Beach.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Imperial Insurance & Tax | 13800 Jog Rd Ste 106 | (561) 864-0300 |
| 2 | Coastal Trucking Insurance | 701 SE 6th Ave Suite 201 | (888) 453-3334 |
| 3 | Estrella Insurance | 1690 S Congress Ave Ste 100 U11 | (754) 318-7220 |
| 4 | Gracey Backer Insurance | 275 George Bush Blvd | (561) 276-6055 |
| 5 | Insurance World of Delray | 120 S Congress Ave | (561) 276-7283 |
| 6 | K2 Insurance | 1690 S Congress Ave suite 100 office #9 | (561) 749-9993 |
| 7 | We Insure Del Ray Beach - Jay Lerner | 15200 Jog Rd D1 | (561) 404-4584 |
| 8 | John Peters – State Farm Insurance Agent | 7495 W Atlantic Ave Ste 214 | (561) 496-2121 |
| 9 | Sunny Jack: Allstate Insurance | 534 NE 5th Ave | (561) 241-5550 |
| 10 | Kapital Insurance, Inc | 955 NW 17th Ave Bldg G | (561) 206-6603 |
Imperial Insurance & Tax serves trucking businesses throughout Palm Beach County from its base in Delray Beach, Florida. The agency specializes in commercial truck insurance policies tailored for local and regional freight operations, including liability and cargo coverage. It also handles physical damage insurance for owner-operators and small fleet owners across the area. The agency assists clients with tax preparation services for trucking companies, including filing quarterly estimates and annual returns.
Coastal Trucking Insurance provides essential coverage options tailored to the specific needs of commercial trucking operators in Delray Beach, FL. Its services include liability, physical damage, and cargo insurance, complemented by routine policy reviews to help clients maintain proper coverage as their fleets evolve. The agent works closely with drivers and fleet owners to structure plans that address regional logistics challenges. It regularly services single-family homes, apartments, retail, and restaurants that operate delivery vehicles or box trucks for their business needs.
Estrella Insurance serves trucking companies, owner-operators, and commercial fleet managers in Delray Beach, Florida, by offering truck insurance policies tailored to their operational needs. The agency helps clients navigate coverage requirements for cargo, liability, and physical damage, ensuring compliance with industry regulations. Its services extend to businesses throughout Palm Beach County, including neighboring communities such as Boca Raton and Boynton Beach.
Businesses and commercial fleet operators in Delray Beach, Florida, turn to Gracey Backer Insurance for their truck insurance agent services. This agency assists clients with securing appropriate coverage for their commercial vehicles, addressing liability and cargo protection needs. Navigating the regulatory requirements for local and long-haul trucking operations is a primary focus of their work. They also serve property managers seeking coverage for related business assets. The agency additionally provides its truck insurance expertise to clients throughout Boca Raton and the greater Palm Beach County area.
Clients seeking truck insurance may choose between a one-time policy for a single trip and a scheduled commercial auto policy for ongoing fleet or single-vehicle protection. Insurance World of Delray, located in Delray Beach, Florida, assists local truck operators in comparing available coverage options, including liability and cargo insurance, which are commonly required in this region for legal and operational safety. Their truck insurance agent services are available to clients on an as-needed basis for policy inquiries or updates.
K2 Insurance provides specialty truck insurance services in Delray Beach, FL, including coverage for commercial cargo, physical damage, and liability protection. It assists independent owner‑operators and small fleet owners in securing policies tailored to their specific routes and operational needs. Florida’s hurricane season is a pressing concern, so the company helps clients evaluate policies that address storm‑related losses, such as wind and flood damage to vehicles or cargo stored outdoors.
We Insure Del Ray Beach - Jay Lerner serves Delray Beach and its surrounding South Florida communities, specializing in commercial truck insurance and fleet coverage. The agency handles policies for local owner-operators, regional delivery services, and long-haul operators navigating busy state and interstate routes. Its general approach begins with a thorough assessment of each client’s operational risks and mileage patterns, then matching them with coverage options that align with their specific cargo and driving distances.
As the Atlantic hurricane season brings heavy rains to Delray Beach’s commercial corridors, local trucking operators need reliable coverage to protect their fleets and cargo. John Peters – State Farm Insurance Agent addresses these risks by tailoring policies for different vehicle classifications, highway routes, and liability thresholds. Agents review specific hauling types to match each policy with the local climate exposure. New clients begin with a detailed inspection of their vehicles and a discussion of their average annual mileage to determine appropriate coverage limits.
Sunny Jack: Allstate Insurance provides truck insurance coverage and related risk management services for commercial vehicle operators in Delray Beach, Florida. The agency specializes in adding customized endorsements for cargo liability, roadside assistance, and non-trucking use periods, ensuring fleets are protected against common gaps in basic policies. Their solutions can serve a variety of commercial sectors, including local delivery offices, warehouse distribution centers, and food service logistics providers.
Based in Delray Beach, FL, Kapital Insurance, Inc provides residential truck insurance services for owner-operators and local fleets. The agency also structures commercial policies covering cargo liability and physical damage for regional haulers serving south Palm Beach County. Clients receive thorough explanations of required Florida coverage levels during the initial quote process. The team schedules follow-up policy reviews to adjust deductibles or add new vehicles as business needs change between regular service visits.
What Does a a Truck Insurance Agent in Delray Beach Cost?
Typical costs for truck insurance in Florida range from 8,000 to 15,000 dollars per year for a single truck with basic liability. Full coverage policies with cargo and physical damage can cost 12,000 to 25,000 dollars annually. Rates are higher for new drivers, older trucks, or those operating in high risk areas like Delray Beach. This is general information and not insurance advice.
About truck insurance agents in Delray Beach
Truck insurance agents in Delray Beach help commercial drivers and fleet owners meet Florida insurance requirements. Florida law mandates minimum liability coverage of 50,000 dollars for bodily injury per person and 100,000 dollars per accident for trucks under 10,000 pounds. Heavier trucks and those carrying hazardous materials require higher limits under federal regulations.
Frequently Asked Questions
What are the minimum insurance requirements for a truck in Delray Beach Florida?
For trucks under 10,000 pounds gross vehicle weight, Florida requires 50,000 dollars bodily injury per person and 100,000 dollars per accident. Trucks over 10,000 pounds must follow federal minimums which include 750,000 dollars liability for general freight.
Do I need a specific type of insurance for a truck used for business in Delray Beach?
Yes, personal auto policies do not cover commercial trucking. You need a commercial truck insurance policy that includes liability, physical damage, and cargo coverage. Florida also requires 10,000 dollars personal injury protection for all vehicles.
How does a truck insurance agent in Delray Beach determine my premium?
Agents consider your driving record, truck type, cargo, annual mileage, and radius of operation. Florida specific factors include hurricane risk and high traffic density in South Florida. Rates also depend on your business classification and safety history.
Truck Insurance Agents in Other Florida Cities
Altamonte Springs · Apopka · Boca Raton · Bonita Springs · Boynton Beach · Bradenton · Brandon · Cape Coral · Casselberry · Clearwater · Clermont · Coconut Creek · Coral Gables · Coral Springs · Crestview