The top-rated truck insurance agent in Wilmington, Delaware is Anne Scharp - GEICO Insurance Agent, rated 4.5 stars across 609 reviews. Other highly rated options include Tara McDonald - State Farm Insurance Agent, Ray Aungst: Allstate Insurance, Connie Barba - State Farm Insurance Agent. This directory lists 34 truck insurance agents serving Wilmington.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Anne Scharp - GEICO Insurance Agent | 3925 Kirkwood Hwy | (302) 998-9192 |
| 2 | Tara McDonald - State Farm Insurance Agent | 4408 Limestone Rd | (302) 234-1116 |
| 3 | Ray Aungst: Allstate Insurance | 5301 Limestone Rd #124 | (302) 291-3500 |
| 4 | Connie Barba - State Farm Insurance Agent | 9B Trolley Square | (302) 429-0300 |
| 5 | Sean O'Hagan - State Farm Insurance Agent | 2018 Naamans Rd Suite A4 | (302) 798-7572 |
| 6 | Complete Auto Protect | 2810 N Church St | (844) 915-2886 |
| 7 | McAfee Insurance Agency | 1816 W 4th St | (302) 655-7999 |
| 8 | Raleigh Collins Jr - State Farm Insurance Agent | 250 Philadelphia Pike 1st Floor | (302) 764-6802 |
| 9 | Dan Dougherty - State Farm Insurance Agent | 5600 Kirkwood Hwy | (302) 999-1700 |
| 10 | Charles Potter Jr. Insurance Agency | 5506 Kirkwood Hwy | (302) 995-5451 |
Anne Scharp - GEICO Insurance Agent serves the Wilmington, Delaware metro area and surrounding New Castle County, offering truck insurance services to local commercial drivers and fleet operators. The agency provides tailored liability coverage necessary for meeting regulatory requirements and protecting against on-road risks. It also addresses specific needs such as cargo insurance and physical damage coverage for trucks operating on regional routes.
Tara McDonald - State Farm Insurance Agent in Wilmington, DE, provides commercial auto policies designed to protect trucks and their operators against liability, collision, and cargo damage. Maintenance plans include regular policy reviews to adjust coverage as vehicles age and fleet sizes change. The agency tailors deductibles and limits to match individual shipping routes and operational risks. Its service supports single-family homes used for home-based trucking businesses, apartments with delivery vehicles, retail storefronts needing multiple delivery trucks, and restaurants managing food transport fleets.
Ray Aungst: Allstone Insurance serves trucking businesses and independent owner-operators in Wilmington, DE, offering liability, cargo, and physical damage coverage. The agency helps commercial vehicle operators manage risk and meet regulatory requirements for short-haul and long-haul routes. Bulk fleet accounts and single-truck operations both receive personalized policy reviews. Local industrial and distribution firms rely on this agency for coverage tailored to their delivery schedules and load types. Ray Aungst also provides truck insurance services to businesses in the nearby community of Newark.
For trucking clients in Wilmington, DE, Connie Barba - State Farm Insurance Agent provides both single-trip liability policies for independent hauls and recurring commercial auto coverage for fleet operations. This structure allows truckers to align protection with their specific dispatch frequency rather than paying for idle periods. The offered plans address common risks like cargo damage and roadside liability within Delaware. Service operates on a one-time basis for specific shipments or a recurring schedule for regular routes, with as-needed adjustments available for seasonal changes in load volume.
Sean O'Hagan - State Farm Insurance Agent in Wilmington, DE provides specialized truck insurance coverage, including policies for commercial vehicles, cargo liability, and fleet protection. The agency also offers general insurance services such as auto, home, and business insurance to meet broader client needs. Truckers navigating Delaware’s busy port corridors and seasonal weather, from winter ice to summer storms along I-95, can receive guidance on adjusting their coverage to protect against route-specific risks and freight delays.
Complete Auto Protect in Wilmington acts as a truck insurance agent, helping clients secure commercial coverage. The company can arrange specialty add-ons for cargo, equipment, and roadside assistance to protect a fleet. Its agents assess liability, physical damage, and downtime risks specific to trucking operations. This service is available to local offices, warehouses, and food service businesses that rely on trucks.
As spring weather brings fluctuating road conditions across the Wilmington area, commercial drivers require reliable coverage for their fleets and cargo. McAfee Insurance Agency addresses these operational needs by offering tailored truck insurance policies that comply with Delaware regulations and protect against liability and physical damage. Agents work directly with owner-operators and small fleets to review varying coverage limits and deductibles. The process begins with a thorough inspection of each vehicle and a detailed review of driving history to determine the appropriate initial coverage strategy.
Raleigh Collins Jr - State Farm Insurance Agent provides residential truck insurance coverage for personal vehicles in Wilmington, Delaware. Commercial truck insurance is also available for local business fleets and independent operators throughout the surrounding area. Policies are tailored to address liability, cargo, and physical damage risks common on regional roads. Following an initial consultation, clients typically arrange routine policy reviews and adjustments between regular visits to maintain appropriate protection as their driving needs evolve.
Dan Dougherty - State Farm Insurance Agent in Wilmington, DE, is known for providing truck insurance tailored to local commercial drivers and owner-operators. Its service range includes liability, cargo, and physical damage coverage for various trucking operations. The agency also guides clients through Delaware’s specific regulatory requirements for commercial vehicles. Truck policyholders can add on roadside assistance and towing coverage as a specialty service to help maintain continuous fleet operations during unexpected breakdowns or emergencies.
What Does a a Truck Insurance Agent in Wilmington Cost?
Truck insurance costs in Delaware vary widely based on driving record cargo type and annual mileage. A basic liability policy for a single truck can range from 3000 to 6000 dollars per year. Full coverage with physical damage and cargo can cost 8000 to 15000 dollars annually. This is general information and not insurance advice.
About truck insurance agents in Wilmington
Truck insurance agents in Wilmington Delaware help owner-operators and fleets meet state and federal requirements. Delaware law mandates minimum liability coverage of 75000 dollars for bodily injury per person and 150000 dollars per accident for intrastate trucks. Agents can also guide you on cargo insurance and physical damage coverage for routes through the Port of Wilmington.
Frequently Asked Questions
What are the minimum insurance requirements for trucks in Delaware?
Delaware requires at least 75000 dollars in bodily injury liability per person and 150000 dollars per accident for intrastate commercial trucks. For interstate operations federal minimums of 750000 dollars apply. Your agent can help you meet these limits.
Do I need uninsured motorist coverage for my truck in Wilmington?
Yes Delaware law requires uninsured motorist coverage for commercial auto policies unless you reject it in writing. This coverage protects you if an uninsured driver hits your truck. Your agent can explain the options.
Can a truck insurance agent help with cargo insurance in Wilmington?
Yes many truck insurance agents in Wilmington offer cargo insurance to cover goods being transported. This is not required by Delaware law but is often required by shippers or brokers. Your agent can tailor a policy to your freight type.
Truck Insurance Agents in Other Delaware Cities
Bear · Dover · Middletown · Newark