The top-rated truck insurance agent in Middletown, Connecticut is Curt Smith - State Farm Insurance Agent, rated 4.9 stars across 135 reviews. Other highly rated options include Caleb Carney - State Farm Insurance Agent, Bafumi Insurance Agency, A Division of World, Get Insured America. This directory lists 11 truck insurance agents serving Middletown.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Curt Smith - State Farm Insurance Agent | 134 Main Street Extension STE 300 | (860) 398-6364 |
| 2 | Caleb Carney - State Farm Insurance Agent | 401 Newfield St | (860) 346-4442 |
| 3 | Bafumi Insurance Agency, A Division of World | 59 Broad St | (860) 347-3530 |
| 4 | Get Insured America | 430 Highland Ave #1 | (860) 346-7755 |
| 5 | Valk Insurance Group, Llc: Allstate Insurance | 300 Plaza Middlesex, 203 Main St | (203) 265-0477 |
| 6 | Nationwide Insurance: Dunn Insurance, Inc. | 198 S Main St | (860) 347-4924 |
| 7 | NFP, an Aon company | 386 Main St | (860) 346-9661 |
| 8 | Rice, Davis, Daley & Krenz Inc | 50 Washington St | (860) 346-6611 |
| 9 | KGS Insurance Services LLC | 505 Main St | (860) 704-8020 |
| 10 | Granite Financial LLC | 430 Highland Ave | (860) 346-7755 |
Curt Smith - State Farm Insurance Agent in Middletown, CT, provides commercial auto and liability coverage tailored to trucking operations. Service plans include policy reviews to adjust coverage as fleets expand or change routes. Maintenance advice focuses on risk reduction through proper logkeeping and vehicle inspection documentation. The agency services independent owner-operators and small-to-medium fleet businesses, covering single-family homes, apartments, retail spaces, and restaurants that rely on truck transport.
Caleb Carney - State Farm Insurance Agent serves the greater Middletown metro area of Connecticut as a local resource for truck insurance coverage. This office assists commercial vehicle owners with policies tailored for local and long-haul operations. Common services include liability protection for rigs and cargo insurance for freight in transit. The agency also handles physical damage coverage for tractors and trailers, as well as roadside assistance endorsements for area trucking businesses.
Bafumi Insurance Agency, a Division of World, serves trucking businesses and independent owner-operators operating in and around Middletown, Connecticut. This agency provides commercial truck insurance policies that address liability, cargo, and physical damage exposures for local and long-haul operators. It also assists companies in meeting state and federal financial responsibility requirements for commercial vehicles. By tailoring coverage for the specific risks of the trucking industry, the agency helps maintain fleet operations and protect business assets. Its coverage area extends throughout central Connecticut, including the nearby communities of Cromwell and Newington.
Serving Middletown, Connecticut, and the surrounding central Connecticut communities, Get Insured America handles truck insurance policies for local and regional operators. The agency works with commercial auto coverage tailored to the risks of freight and delivery vehicles on area highways and local roads. For each client, it begins by reviewing driving records and vehicle classifications to find appropriate liability and cargo protection. It then presents coverage options that meet legal requirements while addressing common operational exposures.
Nationwide Insurance: Dunn Insurance, Inc. in Middletown, CT offers specialized truck insurance policies for commercial vehicle owners in the region. The agency also provides general business insurance services to meet diverse local needs. Their work involves assessing liability risks, cargo coverage, and equipment protection tailored to the trucking industry. During winter months, they help clients understand how icy road conditions may affect their policy requirements.
As Connecticut's winter weather causes icy roads and unpredictable conditions for commercial fleets, NFP, an Aon company in Middletown, provides specialized truck insurance coverage. The agency assesses liability risks linked to cargo damage and long-haul routes, tailoring policies to meet regulatory requirements and operational needs. Their advisers work directly with owner-operators to review potential gaps in protection during seasonal downtime. A full review of current coverage begins with an inspection of the vehicle logs and safety records before a policy recommendation is formed.
Rice, Davis, Daley & Krenz Inc assists commercial vehicle operators with their insurance needs in Middletown, Connecticut. The agency focuses specifically on policies designed for trucks, including comprehensive coverage and liability protection. It helps clients manage risks associated with transporting goods over local and regional routes. Suitable policies may be arranged for businesses operating from office locations, warehouses, or food service establishments.
KGS Insurance Services LLC provides residential auto insurance solutions for drivers in Middletown, Connecticut. The agency also offers commercial policies tailored to local trucking operations, ensuring coverage for vehicles that transport goods throughout the region. Serving the surrounding area with personalized guidance, the firm helps clients review policy details and adjust limits as needs change. Customers can expect thorough follow-up support between regular visits, assisting with any mid-term adjustments or claims questions that arise during the policy period.
Granite Financial LLC in Middletown, CT is known for connecting local independent truck operators and small fleets with tailored insurance coverage for their commercial vehicles. Its service range includes liability, physical damage, and cargo insurance policies designed to meet regional hauling needs. The agency also helps clients navigate regulatory requirements for over-the-road transport. For an add-on specialty, it offers hired and non-owned auto liability coverage for businesses using leased or borrowed trucks.
What Does a a Truck Insurance Agent in Middletown Cost?
Truck insurance costs in Connecticut typically range from 8000 to 15000 dollars per year for a single owner operator with a clean driving record. Fleet policies can cost more depending on the number of vehicles and drivers. Factors like cargo type, radius of operation, and safety record all affect the premium. This is general information and not insurance advice.
About truck insurance agents in Middletown
Truck insurance agents in Middletown Connecticut help owner operators and fleet managers secure coverage that meets state and federal requirements. Connecticut law requires commercial trucks to carry minimum liability insurance of 750000 dollars for general freight and higher limits for hazardous materials. A local agent can explain how Connecticut regulations affect your policy and help you find appropriate coverage for your specific operation.
Frequently Asked Questions
What insurance is required for trucks in Connecticut?
Connecticut requires commercial trucks to have liability insurance with minimum limits of 750000 dollars for general freight and 1 million dollars for hazardous materials. The state also requires uninsured motorist coverage and personal injury protection for certain vehicles. Your agent can help you understand all mandatory coverages.
How do I find a truck insurance agent in Middletown?
You can search online for independent insurance agents in Middletown who specialize in commercial trucking. Many agents in the area work with multiple carriers to find coverage for different truck types and driving records. Check that the agent is licensed in Connecticut and has experience with commercial auto policies.
What factors affect truck insurance costs in Connecticut?
Truck insurance costs depend on your driving record, the type of cargo you haul, annual mileage, and the value of your truck. Connecticut also considers the number of accidents in your area and local claim trends. Your agent can provide a quote based on your specific situation.
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