The top-rated truck insurance agent in Fairfield, Connecticut is Farmers Insurance - Oluwatoyin Ogunbiyi, rated 5.0 stars across 168 reviews. Other highly rated options include Mark Otterson - State Farm Insurance Agent, Colleen Tighe - State Farm Insurance Agent, Edgar Almanzar - State Farm Insurance Agent. This directory lists 19 truck insurance agents serving Fairfield.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Farmers Insurance - Oluwatoyin Ogunbiyi | 303 Linwood Ave Ste 1f | (203) 884-6718 |
| 2 | Mark Otterson - State Farm Insurance Agent | 2452 Black Rock Tpke #1 | (203) 690-1330 |
| 3 | Colleen Tighe - State Farm Insurance Agent | 102 Kings Hwy E | (203) 953-3220 |
| 4 | Edgar Almanzar - State Farm Insurance Agent | 765 Post Rd | (203) 307-2001 |
| 5 | Cusmano Agency | 425 Kings Hwy E | (203) 394-6645 |
| 6 | Karen Fowler: Allstate Insurance | 1495 Black Rock Tpke | (203) 333-4413 |
| 7 | The Morfe-Behan Agency: Allstate Insurance | 173 Post Rd | (203) 445-6029 |
| 8 | Morrison Insurance Agency | 580 Tunxis Hill Rd | (203) 336-9198 |
| 9 | Nationwide Insurance: Stephen F Boccarossa | 1828 Post Rd | (203) 256-8029 |
| 10 | Double Eagle Insurance Agency of CT | 35 Kings Hwy E Suite 205 | (203) 227-9229 |
Farmers Insurance - Oluwatoyin Ogunbiyi serves the Fairfield, Connecticut metro area as a dedicated truck insurance agent, helping local commercial drivers find appropriate coverage. It offers policies tailored to the unique needs of trucking operations, including protection for cargo and liability risks. The agency assists with physical damage coverage for the vehicle itself and provides options for non-trucking liability when the rig is used personally.
Mark Otterson - State Farm Insurance Agent in Fairfield, CT, provides coverage for commercial trucking operations, including liability and physical damage protection. Policyholders can work with the agency to adjust their coverage as their fleet or hauling needs change, with support available for reviewing deductibles and policy limits. The agent offers services for owner-operators and small trucking businesses. Its service properties include single-family homes, apartments, retail, and restaurants.
Business owners and property managers in Fairfield, CT, turn to Colleen Tighe - State Farm Insurance Agent for their truck insurance needs. This agency assists clients with coverage for commercial vehicles, addressing liability and physical damage protection essential for local fleets. Policies are designed to meet the unique risks of transporting goods within the region. The agency also works with independent truck operators seeking tailored plans. Its service area extends to neighboring Bridgeport.
Serving Fairfield, CT, and the surrounding communities, Edgar Almanzar - State Farm Insurance Agent handles commercial truck insurance for local owner-operators and small fleets. The agency processes the essential liability and physical damage coverages that trucking businesses require to stay on the road legally and financially protected. For a typical job, the agent begins by reviewing a client's operational radius and cargo type to customize the policy, then works through the specific endorsements needed to match the risk.
Cusmano Agency in Fairfield, CT distinguishes between one-time truck insurance policies for individual hauls and recurring coverage packages for fleets and regular routes. This truck insurance agent provides liability, cargo, and physical damage protection tailored for commercial vehicles operating locally and regionally. All policies are designed to meet state requirements and safeguard against road risks common in the area. Services are available on an as-needed basis for policy changes, renewals, and new vehicle endorsements.
Karen Fowler: Allstate Insurance specializes in truck insurance policies tailored for commercial vehicles operating in Fairfield, Connecticut. Its practice addresses regulatory requirements and liability coverage for local freight and delivery businesses. Beyond basic protection, the agency assists with general commercial auto needs for area fleets and owner-operators. During winter months, it helps clients review policies to account for increased accident risks from icy roads and reduced visibility, ensuring coverage limits remain adequate for seasonal hazards.
In the busy spring season, when local construction and delivery fleets begin staffing up, Fairfield municipalities often require fresh commercial auto liability filings. The Morfe-Behan Agency: Allstate Insurance meets that need by providing tailored truck insurance policies designed for owner-operators and small logistics firms. Agents review coverage limits, cargo protection, and physical damage deductibles relevant to regional routes. The process begins with a practical fleet assessment, during which an agent examines each vehicle’s recorded use and compiles a preliminary quote based on current risk factors.
Morrison Insurance Agency handles residential policy needs for clients in Fairfield, Connecticut. Commercial coverage for trucking operations is also arranged, protecting vehicles and cargo throughout the region. The agency works with area carriers to match policies to individual driving and business requirements. Clients can follow up on claims or make adjustments between regular visits, ensuring their coverage stays current as freight or fleet conditions change.
Nationwide Insurance: Stephen F Boccarossa assists businesses in Fairfield by securing commercial auto policies, with a specialty focus on truck insurance and fleet risk management to address the unique liabilities of the road. This agency helps vehicle-based businesses by navigating the various local coverage needs, including liability and physical damage protection for trucks of different sizes. It can serve the insurance needs of commercial sectors such as offices, warehouses, and food service establishments that rely on vehicle operations.
Double Eagle Insurance Agency of CT, located in Fairfield, is known for helping local businesses find coverage for their commercial trucks. It connects clients with policies that protect heavy-duty vehicles, cargo, and liability needs common across Connecticut’s busy road network. The agency works with owners of single trucks and whole fleets to match coverage to specific operational risks. A specialty service it can add on is bobtail insurance, which covers a truck when it is driven without a trailer attached.
What Does a a Truck Insurance Agent in Fairfield Cost?
Truck insurance costs in Connecticut vary widely based on vehicle type driving record and coverage limits. A basic liability policy for a single truck may start around 3000 to 5000 dollars per year. Full coverage with cargo and physical damage can range from 8000 to 15000 dollars annually. This is general information and not insurance advice.
About truck insurance agents in Fairfield
Truck insurance agents in Fairfield Connecticut help owner-operators and fleets meet state minimum liability requirements. Connecticut law mandates at least 750000 dollars in liability coverage for most commercial trucks. Agents can also advise on cargo insurance and physical damage coverage for local routes.
Frequently Asked Questions
What are the minimum insurance requirements for a truck in Connecticut?
Connecticut requires commercial trucks to carry at least 750000 dollars in combined single limit liability insurance. Higher limits may be needed for hazardous materials or interstate hauling. An agent can help you meet these requirements.
Do I need a special license to sell truck insurance in Fairfield?
Yes agents must hold a Connecticut insurance producer license. They also need specific authority to sell commercial auto or trucking policies. Check with the Connecticut Insurance Department for current licensing rules.
Can a truck insurance agent help with cargo claims in Connecticut?
Yes many agents can assist with cargo insurance claims. Cargo coverage is not required by Connecticut law but is often needed by shippers. An agent can explain policy limits and exclusions for goods transported in Fairfield.
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