The top-rated truck insurance agent in Ventura, California is Salena Bracamontes - State Farm Insurance Agent, rated 5.0 stars across 551 reviews. Other highly rated options include AAA Ventura Insurance and Member Services, Ken Caparoni - State Farm Insurance Agent, Irene V Henry - State Farm Insurance Agent. This directory lists 19 truck insurance agents serving Ventura.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Salena Bracamontes - State Farm Insurance Agent | 10235 Telephone Rd D | (805) 647-7600 |
| 2 | AAA Ventura Insurance and Member Services | 1501 S Victoria Ave | (805) 644-7171 |
| 3 | Ken Caparoni - State Farm Insurance Agent | 1583 Spinnaker Dr Ste 210 | (805) 653-5033 |
| 4 | Irene V Henry - State Farm Insurance Agent | 1445 Donlon St STE 8 | (805) 650-9900 |
| 5 | John E. Peakes Insurance Agency, Inc. | 1445 Donlon St STE 6 | (866) 690-4787 |
| 6 | Forward Insurance Agency | 2686 Johnson Dr #201 | (805) 292-3377 |
| 7 | Stephanie Sipe - State Farm Insurance Agent | 7880 Telegraph Rd c | (805) 941-3300 |
| 8 | Best Access Insurance | 3445 Telegraph Rd #102 | (805) 650-9411 |
| 9 | Venture Casualty Insurance Services | 1567 Spinnaker Dr suite 201 | (855) 602-0222 |
| 10 | Van Ross Insurance/ Ventura Auto Registration | 4587 Telephone Rd #107 | (805) 644-6111 |
Salena Bracamontes - State Farm Insurance Agent serves the Ventura, California, metro area with truck insurance solutions tailored to local commercial operators. The agency specializes in policies that protect vehicles used for freight and transport, addressing liability and physical damage coverage needs common in this region. They assist independent owner-operators and small fleet owners in managing risk on regional highways. Specific services handled include comprehensive collision coverage for heavy-duty trucks and cargo insurance for transported goods.
AAA Ventura Insurance and Member Services in Ventura, CA provides truck insurance agent services to local commercial operators. Its ongoing maintenance plans include periodic policy reviews and claims assistance for drivers navigating regional routes. The agency offers coverage options tailored to both long-haul and local delivery trucking businesses. Such accounts regularly service independent haulers, small fleet owners, and construction-based contractors. Properties it works with include single-family homes, apartments, retail stores, and restaurants requiring cargo protection for their supply chains.
Commercial truck operators, independent owner-operators, and local delivery fleets in Ventura turn to Ken Caparoni - State Farm Insurance Agent for their truck insurance needs. The agency provides liability, physical damage, and cargo coverage tailored to protect vehicles and cargo on the road. It also assists with business auto policies for service trucks and work vans operating within the region. Ventura-based clients receive support for claims and policy adjustments directly from the local office. The agent additionally serves businesses and drivers in nearby Oxnard and the surrounding Ventura County area.
Irene V Henry - State Farm Insurance Agent serves Ventura and the surrounding communities of Oxnard, Camarillo, and Santa Paula. It handles truck insurance policies for owner-operators and small fleet owners navigating regional routes. Coverage typically addresses liability, cargo protection, and physical damage for commercial vehicles. Each policy is reviewed with the client to match their hauling needs and risk profile. The agency generally approaches a typical job by reviewing individual driving histories and vehicle specifications to tailor coverage levels appropriately.
John E. Peakes Insurance Agency, Inc. provides truck insurance coverage for local and regional operators in Ventura, California. Its service approach includes policy reviews and claims assistance to help clients manage risk and maintain compliance on the road. Coverage plans are tailored to address the specific hazards of commercial trucking, including cargo and liability exposure. The agency provides these services for single-family homes, apartments, retail sites, and restaurants.
Forward Insurance Agency specializes in truck insurance, covering commercial vehicles and cargo liabilities for owner-operators and fleet managers. It operates in Ventura, CA, assisting clients with policy reviews and claims support tailored to regional transportation routes. The agency helps drivers address seasonal challenges like increased accident risks during rainy Southern California winters or summer heat waves affecting tire maintenance.
Stephanie Sipe - State Farm Insurance Agent in Ventura, CA, provides truck insurance that distinguishes between a one-time policy for a single job or shipment and recurring service options covering ongoing fleet operations. The coverage addresses liability, physical damage, and cargo protection for commercial trucks operating in the Ventura area. Service availability runs on a one-time, scheduled, or as-needed basis, depending on the client's specific hauling requirements and policy term chosen.
Ventura's coastal and agricultural traffic patterns create distinct coverage needs for commercial truck operators. Best Access Insurance, located in Ventura, addresses these requirements by offering truck insurance agent services. Policies are structured to comply with California's liability and cargo regulations. Clients can discuss fleet size, cargo type, and operational radius with an agent. Coverage options typically include physical damage, general liability, and worker's compensation. An initial assessment is completed after reviewing the insured vehicles and driving records.
Venture Casualty Insurance Services works with commercial trucking clients in the Ventura area to secure the liability and physical damage coverage essential for fleet operations. The agency also helps arrange specialized endorsements such as cargo insurance and roadside assistance coverage to address common gaps in standard policies. These additional protections are particularly relevant for businesses involved in local delivery, construction hauling, and long-distance freight routes. The company can serve commercial sectors that rely on trucks, including offices, warehouses, and food service.
Van Ross Insurance and Ventura Auto Registration provides residential truck insurance services in Ventura, California, helping local drivers with reliable coverage. Commercial policies for trucking operations are also available, supporting businesses throughout the area. Agents work with clients to explain policy options suited for different truck sizes and uses. Follow-up visits occur between regular service appointments to address any changing coverage needs or policy updates.
What Does a a Truck Insurance Agent in Ventura Cost?
Truck insurance costs in California vary widely based on driving record, cargo type, and distance traveled. A typical policy for a single owner-operator can range from $8,000 to $15,000 per year for basic liability. Full coverage including physical damage and cargo may cost $12,000 to $25,000 annually. This is general information and not insurance advice.
About truck insurance agents in Ventura
Truck insurance agents in Ventura, California help owner-operators and fleet managers find coverage that meets state and federal requirements. California law mandates minimum liability insurance of $750,000 for most commercial trucks under the California Vehicle Code. Local agents understand the specific risks of driving in Ventura County, including highway routes and port traffic.
Frequently Asked Questions
What are the minimum insurance requirements for a truck in California?
California requires at least $750,000 in liability coverage for most commercial trucks under Vehicle Code Section 16056. Higher limits may be needed for hauling hazardous materials or operating across state lines.
How do I find a truck insurance agent in Ventura?
You can search online for licensed agents in Ventura or check the California Department of Insurance website for licensed brokers. Many agents specialize in commercial auto and trucking policies.
Does California require cargo insurance for trucks?
Cargo insurance is not required by California state law, but many shippers and brokers require it in their contracts. It covers the value of goods being transported in case of damage or theft.
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