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Compare Truck Insurance Agents in Templeton, CA

Compare truck insurance agents in Templeton. Review contact information and insurance categorys before you decide.

2 agents listed
Updated May 2026
Templeton, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 2 truck insurance agents in Templeton, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Kevin Hunt Insurance Agency Inc
105 S Main St Ste 6, Templeton, CA 93465
(805) 434-3276 content.naic.org
Richard Castro Insurance Agency
8800 El Camino Real, Templeton, CA 93465
(805) 460-6028

Truck insurance agents in Templeton, California help owner-operators and fleet managers meet state requirements. California law mandates minimum liability coverage of 750,000 dollars for interstate commercial trucks. Local agents can also advise on cargo insurance and physical damage coverage for routes through the Central Coast region.

What Does a Truck Insurance Agent in Templeton Cost?

Truck insurance costs in California vary widely based on driving history, cargo type, and annual mileage. For a single owner-operator, premiums typically range from 8,000 to 15,000 dollars per year for basic liability. Full coverage with cargo and physical damage can cost 12,000 to 25,000 dollars annually. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the minimum insurance requirements for a truck in Templeton California?
California requires commercial trucks to have liability insurance of at least 750,000 dollars for interstate operations. Intrastate trucks may need 300,000 dollars in liability coverage. Agents in Templeton can help you meet these state-specific minimums.
How do I find a truck insurance agent near Templeton California?
You can search for licensed agents in San Luis Obispo County who specialize in commercial truck policies. Many agents in Templeton offer personalized service for local trucking businesses and can explain California-specific endorsements.
Does California require uninsured motorist coverage for trucks?
California does not require uninsured motorist coverage for commercial trucks, but it is often recommended. Truck insurance agents in Templeton can help you decide if this optional coverage fits your risk profile.