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Find Truck Insurance Agents Near You in Saratoga, CA

Compare truck insurance agents in Saratoga. Review contact information and insurance categorys before you decide.

10 agents listed
Updated May 2026
Saratoga, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 10 truck insurance agents in Saratoga, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Sara Berg: Allstate Insurance
14375 Saratoga Ave Ste 106, Saratoga, CA 95070
(408) 741-0585 agents.allstate.com
Donald Wilson - State Farm Insurance Agent
12299 Saratoga Sunnyvale Rd Ste A, Saratoga, CA 95070
(408) 257-8700 donaldcwilson.com
Phil Mills - State Farm Insurance Agent
14500 Big Basin Wy d, Saratoga, CA 95070
(408) 354-5250 phil-mills.com
Greg Pond - State Farm Insurance Agent
14500 Big Basin Wy d, Saratoga, CA 95070
(408) 358-0200 gregpondinsurance.com
Pat Richard Insurance Agency
14540 Big Basin Wy, Saratoga, CA 95070
(408) 867-1771 patrichardinsurance.com
Cory McElwee - State Farm Insurance Agent
12299 Saratoga Sunnyvale Rd Ste A, Saratoga, CA 95070
(408) 861-1550 corymcelwee.com
Farmers Insurance - Chuck Page
14462 Big Basin Wy, Saratoga, CA 95070
(408) 356-0427 agents.farmers.com
Village Insurance Services
12280 Saratoga Sunnyvale Rd STE 112, Saratoga, CA 95070
(408) 973-0800 villageinsuranceservices.net
Farmers Insurance - Ramir Nuestro
18809 Cox Ave #180, Saratoga, CA 95070
(408) 816-7745 agents.farmers.com
Farmers Insurance - Katy Lee
19630 Allendale Ave Unit 2309, Saratoga, CA 95070
(408) 373-8376 agents.farmers.com

Truck insurance agents in Saratoga, California help owner-operators and fleets meet state minimum liability requirements. California law mandates higher liability limits for commercial trucks compared to personal vehicles. Local agents can guide you through the specific filings needed with the California DMV and the California Public Utilities Commission.

What Does a Truck Insurance Agent in Saratoga Cost?

Truck insurance costs in California typically range from 8,000 to 15,000 dollars per year for a single truck with basic liability. Full coverage with cargo and physical damage can exceed 20,000 dollars annually. Rates vary based on driving history, cargo type, and annual mileage. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the minimum liability limits for a truck in California?
California requires a minimum of 750,000 dollars in liability coverage for intrastate trucks. Interstate trucks must meet federal minimums of 750,000 dollars or higher depending on cargo type.
Do I need a specific insurance agent for a truck in Saratoga?
Yes, a specialized truck insurance agent understands California commercial auto laws and the additional filings required. They can help you avoid gaps in coverage that a standard auto agent might miss.
How does California law affect truck insurance costs?
California requires proof of insurance for all commercial vehicles. The state also has strict rules on cargo and liability that can raise premiums. An agent can explain how your driving record and cargo type impact your rate.