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Find Truck Insurance Agents Near You in Richmond, CA

Browse truck insurance agents serving Richmond, California. Updated 2026-07-14.

The top-rated truck insurance agent in Richmond, California is 1 STOP VEHICLE REGISTRATION (DMV) & INSURANCE SERVICES, rated 4.8 stars across 212 reviews. Other highly rated options include Fiesta Auto Insurance & Tax Service, Futuro Insurance Services Richmond, Guillermo Jimenez Insurance Agency. This directory lists 12 truck insurance agents serving Richmond.

Showing 12 truck insurance agents in Richmond, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
11 STOP VEHICLE REGISTRATION (DMV) & INSURANCE SERVICES12877 San Pablo Ave(510) 999-7030
2Fiesta Auto Insurance & Tax Service12816 San Pablo Ave(510) 860-4939
3Futuro Insurance Services Richmond12553 San Pablo Ave B(510) 403-4333
4Guillermo Jimenez Insurance Agency242 Marina Way Suite A(415) 515-0297
5JG Insurance Solutions12807 San Pablo Ave(510) 307-5157
6Auto Quality Insurance Services221 Broadway(510) 620-9641
7M.A. Hays Insurance Brokers232 Broadway(510) 235-0353
8Farmers Insurance - Sandra Valdivia874 23rd St(510) 233-2100
9UNICOM INSURANCE & FINANCIAL SERVICES LLC12976 San Pablo Ave(510) 234-0517
10Mervyn M Davis Insurance Agency, LLC12495 San Pablo Ave(510) 232-5785
1S
12877 San Pablo Ave
1 STOP VEHICLE REGISTRATION (DMV) & INSURANCE SERVICES
Truck Insurance Agent · Richmond, CA

1 STOP VEHICLE REGISTRATION (DMV) & INSURANCE SERVICES serves the Richmond, California area and surrounding Contra Costa County, offering truck insurance agent services. The agency helps commercial and independent drivers navigate policies tailored for heavy-duty vehicles and local delivery routes. It provides essential coverages such as liability and cargo protection to meet regional compliance requirements. The office also handles vehicle registration filings with the DMV, providing concurrent administrative support for policyholders. Clients can obtain commercial auto insurance and complete necessary vehicle title transfers at this location.

FA
12816 San Pablo Ave
Fiesta Auto Insurance & Tax Service
Truck Insurance Agent · Richmond, CA

Fiesta Auto Insurance & Tax Service provides residential truck insurance throughout Richmond, California. It also offers commercial coverage tailored to local trucking businesses operating within the area. The company works with both fleet operators and individual owner-operators seeking appropriate liability protection and cargo insurance. All consultations focus on matching specific vehicle types with relevant policy options from standard insurers. The agent encourages clients to return between regular policy renewal visits for coverage adjustments following seasonal route changes or vehicle additions.

FI
12553 San Pablo Ave B
Futuro Insurance Services Richmond
Truck Insurance Agent · Richmond, CA

Futuro Insurance Services Richmond provides tailored policies for commercial truck operators, covering liability, cargo, and physical damage. The agency also offers routine policy reviews to adapt coverage as clients expand their fleets or operate across new routes. Assistance is available for claims management and compliance with California transportation regulations. Its client base primarily includes long-haul trucking companies, local delivery services, and independent owner-operators working out of Richmond’s industrial zones. The firm services single-family homes, apartments, retail, and restaurants that use trucks for their business operations.

GJ
242 Marina Way Suite A
Guillermo Jimenez Insurance Agency
Truck Insurance Agent · Richmond, CA

Guillermo Jimenez Insurance Agency serves commercial truck owner-operators, small fleet businesses, and logistics companies in Richmond, California. The agency specializes in matching trucking clients with appropriate liability, cargo, and physical damage coverage plans from multiple insurers. It assists with the unique risk assessments required for commercial vehicles operating on highways and local delivery routes. The agency also extends its truck insurance services to businesses operating in the neighboring communities of San Pablo and the greater Contra Costa County area.

JI
12807 San Pablo Ave
JG Insurance Solutions
Truck Insurance Agent · Richmond, CA

JG Insurance Solutions serves truck operators and fleets in Richmond and the surrounding communities of the East Bay area. It handles commercial truck insurance, covering everything from liability and cargo protection to physical damage coverage. The company focuses on matching each client with coverage that fits their specific operation size and risk exposure. To manage a typical job, it first reviews the client’s routes, vehicle types, and hauling history to identify available options from multiple carriers, then presents the most suitable policies for the client to choose from.

AQ
221 Broadway
Auto Quality Insurance Services
Truck Insurance Agent · Richmond, CA

Auto Quality Insurance Services in Richmond, CA specializes in liability, cargo, and physical damage coverage for commercial trucking operations. It also provides general risk assessment and policy management for local owner-operators and small fleet companies. The agency serves clients navigating California’s complex freight routes and compliance requirements. As wildfire seasons and supply chain delays increase, the company helps trucking businesses adjust their deductibles and cargo limits to match shifting seasonal shipping demands.

MH
232 Broadway
M.A. Hays Insurance Brokers
Truck Insurance Agent · Richmond, CA

As local truckers prepare for California’s stricter seasonal road-safety checks, M.A. Hays Insurance Brokers in Richmond, CA helps operators review their commercial auto policies. The firm focuses on covering trucks that haul goods through Bay Area routes and ports, addressing common liability and cargo protection concerns. Agents work with drivers to align coverage with their specific fleet size and operational routes. To start, they conduct an initial inspection to verify vehicle use and existing policy limits before tailoring a recommendation for each client.

FI
874 23rd St
Farmers Insurance - Sandra Valdivia
Truck Insurance Agent · Richmond, CA

For trucking operations, a one-time agent appointment assists with selecting a policy, while a scheduled service relationship provides ongoing policy reviews for changing fleets. In the Richmond, CA area, coverage options from Farmers Insurance - Sandra Valdivia protect vehicles and cargo from local mileage to long-haul routes. This agent advises on liability limits and physical damage coverage tailored to commercial truck use. Service for existing clients runs on either a scheduled or as-needed basis.

UI
12976 San Pablo Ave
UNICOM INSURANCE & FINANCIAL SERVICES LLC
Truck Insurance Agent · Richmond, CA

UNICOM INSURANCE & FINANCIAL SERVICES LLC in Richmond, CA, provides residential coverage to local homeowners, then expands into commercial truck insurance for businesses of all sizes in the surrounding region. The agency specializes in policies that protect fleet operators and independent owner-operators on California roads. After each initial consultation and policy placement, the team schedules routine follow-ups to review coverage needs. Regular repeat service ensures coverage adjustments between annual visits for changing commercial driving patterns.

MM
12495 San Pablo Ave
Mervyn M Davis Insurance Agency, LLC
Truck Insurance Agent · Richmond, CA

Mervyn M Davis Insurance Agency, LLC provides essential insurance coverage for commercial truck operators in the Richmond, California area. Its specialty add-ons include cargo protection, liability coverage, and physical damage insurance designed specifically for fleet vehicles. The agency can prepare policies tailored to local trucking regulations. It serves a diverse range of business sectors, including distribution offices, warehouse storage facilities, and commercial food service operations.

UM
3211 Auto Plaza
Uren & Myers Insurance Agency
Truck Insurance Agent · Richmond, CA
(510) 243-2410
urenmyers.com
EA
4500 Barrett Ave
Excellence Auto Insurance Agency
Truck Insurance Agent · Richmond, CA
(510) 685-3095

What Does a a Truck Insurance Agent in Richmond Cost?

Typical annual premiums for truck insurance in California range from 8,000 to 15,000 dollars for a single owner-operator with basic liability and cargo coverage. Fleet policies can cost 20,000 to 50,000 dollars or more depending on vehicle count and driving history. Costs vary by coverage limits, deductible, and specific risk factors. This is general information and not insurance advice.

About truck insurance agents in Richmond

Truck insurance agents in Richmond, California help owner-operators and fleet owners meet state requirements. California law mandates minimum liability coverage of 750,000 dollars for interstate trucks and 300,000 dollars for intrastate operations. Agents also assist with cargo insurance and physical damage coverage to protect against local risks like port traffic and warehouse accidents.

Frequently Asked Questions

What are the minimum insurance requirements for trucks in California?

California requires at least 750,000 dollars in liability coverage for interstate commercial trucks and 300,000 dollars for intrastate trucks. You must also file proof of insurance with the California DMV and maintain a valid MCP number for intrastate operations.

Do I need cargo insurance for my truck in Richmond?

Cargo insurance is not required by California law but is often required by brokers or shippers. It covers loss or damage to goods you transport, which is important for loads moving through Richmond ports and warehouses.

How does Richmond location affect truck insurance rates?

Richmond has busy port and industrial zones, which can increase risk of accidents and theft. Insurance agents consider local traffic density, crime rates, and route exposure when calculating premiums. Rates may be higher than in rural areas.

Truck Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each truck insurance agent's credentials and current standing with your state Department of Insurance.