The top-rated truck insurance agent in Modesto, California is Freeway Insurance, rated 4.9 stars across 891 reviews. Other highly rated options include Cost-U-Less Insurance, SaveDirect Insurance Agency, LLC, Acceptance Insurance. This directory lists 26 truck insurance agents serving Modesto.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Freeway Insurance | 1300 Sylvan Ave Ste A-3 | (209) 651-0452 |
| 2 | Cost-U-Less Insurance | 123 Burney St | (209) 560-6118 |
| 3 | SaveDirect Insurance Agency, LLC | 1800 Tully Rd G | (209) 857-5877 |
| 4 | Acceptance Insurance | 2045 W Briggsmore Ave Ste A-6 | (209) 375-7112 |
| 5 | The Source Auto Insurance Agency LLC | 822 9th St #1 | (209) 661-7171 |
| 6 | TopFlight Insurance Services | 901 N Carpenter Rd #37 | (209) 622-4622 |
| 7 | Jeff Blizzard - State Farm Insurance Agent | 2209 Coffee Rd # E | (209) 524-5107 |
| 8 | TSM Insurance Services | 1317 Oakdale Rd #910 | (209) 524-6366 |
| 9 | Pam Shelton-Allen - State Farm Insurance Agent | 3516 Oakdale Rd ste a | (209) 551-0221 |
| 10 | Fiesta Auto Insurance & Tax Service | 1940 Crows Landing Rd Suite #12 | (209) 529-5500 |
Freeway Insurance provides residential truck insurance services to drivers in Modesto, California. The agency also offers commercial coverage for local trucking operations across Stanislaus County and surrounding areas. Policies are tailored to protect both personal and business vehicles used for hauling. The team works to ensure clients secure appropriate coverage for their specific routes and cargo requirements. Many customers schedule follow-up consultations or adjustments between regular visits to refine their policies as their driving needs evolve.
Cost-U-Less Insurance in Modesto, California, is known for helping local truck operators secure coverage tailored to their over-the-road and regional hauling needs. Its service range includes policies for independent owner-operators as well as small fleet owners navigating liability, cargo, and physical damage risks common to Central Valley routes. Given the area’s agricultural transport demands, the agency can add on specialized coverage for refrigerated trucking operations hauling perishable goods.
SaveDirect Insurance Agency, LLC serves the Modesto, California area as a local truck insurance agent. The company helps commercial vehicle owners find coverage that addresses the unique risks of transporting goods on regional highways and city streets. Policies typically protect against liability claims, cargo damage, and physical loss to the trucks themselves. SaveDirect Insurance Agency, LLC works with clients to handle specific coverage needs such as non-trucking liability and motor truck cargo insurance within the local market.
Acceptance Insurance serves Modesto and Stanislaus County as a truck insurance agent. It helps local operators secure coverage for commercial vehicles used in regional freight and delivery work. This includes policies that meet state liability requirements and protect against cargo loss. The agency also provides physical damage coverage for the rigs themselves. Truckers in the Central Valley can obtain quotes for Bobtail insurance and motor truck cargo liability through this office.
The Source Auto Insurance Agency LLC in Modesto, CA provides comprehensive truck insurance services for commercial vehicle operators in the region. It offers tailored policies covering liability, cargo, and physical damage to meet local hauling needs. The agency also helps maintain appropriate coverage levels through regular policy reviews and renewal assistance. This ensures clients can adapt to shifts in their business activities or regulatory requirements. The company services insurance for a variety of properties that support trucking operations, including single-family homes, apartments, retail, and restaurants.
TopFlight Insurance Services in Modesto, California serves local trucking companies, independent owner-operators, and commercial fleet owners by offering liability, physical damage, and cargo coverage tailored to their specific needs. The agency also helps businesses with roadside assistance and compliance support for various regulations. Its team understands the risks and insurance requirements facing the region’s transportation industry. In addition to serving Modesto, TopFlight Insurance Services provides coverage to trucking clients operating out of the neighboring community of Ceres.
In contrast to a basic liability policy, comprehensive truck insurance through Jeff Blizzard in Modesto, CA, covers extensive physical damage and cargo loss. The agency helps local operators secure protection for their vehicles and freight in the Central Valley. Service is available on a scheduled, one-time, or as-needed basis to accommodate fluctuating commercial schedules and urgent policy adjustments.
TSM Insurance Services helps commercial trucking businesses, operators, and independent owner-operators in Modesto, California secure appropriate coverage for their vehicles and cargo liability needs. The agency assists with policy options tailored for local freight routes and regulatory requirements. By understanding the risks faced by regional haulers, it works to find suitable protection for each client’s operations. Its service area also extends to nearby communities such as Riverbank and the broader Stanislaus County region.
Pam Shelton-Allen - State Farm Insurance Agent in Modesto, California, provides a range of services tailored for commercial trucking operations. Its policies help cover cargo liability, physical damage, and bodily injury for local and long-haul drivers. The agency also assists with fleet insurance structures for multiple vehicles. Clients may receive support through personalized policy reviews, helping ensure their coverage adapts to changing transportation needs. This local agency services single-family homes, apartments, retail businesses, and restaurants, offering convenient appointment options for busy truck owners in the region.
Serving Modesto and the surrounding communities of Stanislaus County, Fiesta Auto Insurance & Tax Service handles commercial truck insurance needs for local owner-operators and small fleets. It helps clients secure coverage for liability, cargo, and physical damage inherent to regional freight routes. To assess a typical trucking job, the agency first reviews the client’s hauling radius, vehicle type, and cargo class before matching those details to appropriate policy options.
What Does a a Truck Insurance Agent in Modesto Cost?
Typical annual premiums for truck insurance in California range from 8000 to 15000 dollars for a standard semi truck with basic liability and physical damage. Owner operators may pay 10000 to 20000 dollars depending on driving record and cargo type. Fleet policies cost more based on number of vehicles and coverage limits. This is general information and not insurance advice.
About truck insurance agents in Modesto
Truck insurance agents in Modesto California help owner operators and fleet owners meet state requirements. California law mandates minimum liability coverage of 750000 dollars for interstate trucking. Local agents understand the specific needs of Central Valley agricultural and logistics routes.
Frequently Asked Questions
What are the minimum insurance requirements for trucks in Modesto California?
California requires commercial trucks to carry at least 750000 dollars in liability insurance for interstate operations. Intrastate trucks may have different minimums based on cargo type and vehicle weight. An agent can review your specific needs.
Do truck insurance agents in Modesto offer coverage for owner operators?
Yes, many Modesto agents provide policies for single truck owner operators including physical damage and cargo coverage. They can also help with bobtail insurance for non working trucks. Policies are tailored to your operating radius and freight type.
How does California law affect truck insurance rates in Modesto?
California requires proof of financial responsibility and follows a fault based system for accidents. Local factors like high traffic on Highway 99 and agricultural season demands can influence rates. Agents consider these when quoting premiums.
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