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Find Truck Insurance Agents Near You in Merced, CA

Browse truck insurance agents serving Merced, California. Updated 2026-07-14.

The top-rated truck insurance agent in Merced, California is Cost-U-Less Insurance, rated 4.9 stars across 776 reviews. Other highly rated options include State Farm Insurance Agent, AAA Merced Branch, Torrey Moe - State Farm Insurance Agent. This directory lists 19 truck insurance agents serving Merced.

Showing 19 truck insurance agents in Merced, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Cost-U-Less Insurance3070 M St #1(209) 418-7383
2State Farm Insurance Agent1124 W Olive Ave #102(209) 384-8811
3AAA Merced Branch3065 M St(209) 726-7440
4Torrey Moe - State Farm Insurance Agent61 W Alexander Ave(209) 580-4432
5Freeway Insurance251 W 11th St(209) 781-4122
6Quote Valley Insurance - Covered California840 W Olive Ave STE E(209) 723-2000
7Fluetsch & Busby Insurance725 W 18th St #1(209) 722-1541
8Fiesta Auto Insurance & Tax Service1102 W 16th St(209) 383-9500
9Justi Smith - State Farm Insurance Agent830 W 19th St(209) 383-3208
10Farmers Insurance - Annissa Fragoso527 W Main St(209) 626-5551
CU
3070 M St #1
Cost-U-Less Insurance
Truck Insurance Agent · Merced, CA

Cost-U-Less Insurance in Merced, California, provides commercial truck coverage, tailoring policies to meet the unique risks of local hauling operations. Its specialty add-ons, such as cargo legal liability and non-trucking liability, address specific needs in the industry. The agency can serve a range of commercial sectors requiring reliable transportation coverage, including offices, warehouses, and food service businesses seeking to protect their delivery fleets.

SF
1124 W Olive Ave #102
State Farm Insurance Agent
Truck Insurance Agent · Merced, CA

State Farm Insurance Agent in Merced, California, provides tailored policies for local truck operators, covering liability, cargo, and physical damage. Its service plans include routine risk assessments and policy adjustments to keep coverage aligned with changing fleet needs. Claims support is offered directly through the agent to help clients manage incidents smoothly. The company serves commercial properties such as single-family homes, apartments, retail spaces, and restaurants.

AM
3065 M St
AAA Merced Branch
Truck Insurance Agent · Merced, CA

AAA Merced Branch serves Merced County and the surrounding Central Valley communities, specializing in commercial vehicle insurance for trucking operations. The agency provides essential protection for owner-operators and fleet businesses operating within California. Policy options commonly address liability coverage, cargo protection, and physical damage insurance for heavy trucks. Physical damage coverage safeguards vehicles against collision or weather-related incidents.

TM
61 W Alexander Ave
Torrey Moe - State Farm Insurance Agent
Truck Insurance Agent · Merced, CA

Owner-operators, small fleets, and independent truckers in Merced, CA seek coverage from Torrey Moe - State Farm Insurance Agent. The agency provides liability, physical damage, and cargo insurance for commercial trucks operating throughout the Central Valley. Policies are tailored to protect vehicles, freight, and business assets from common roadway risks. Services include policy reviews and claims assistance to keep trucks on the road. The agent also serves clients in Atwater and the greater Merced County area.

FI
251 W 11th St
Freeway Insurance
Truck Insurance Agent · Merced, CA

Freeway Insurance serves as a truck insurance agent in Merced, California, offering commercial policies tailored to local long-haul and regional trucking operations. It provides liability, physical damage, and cargo coverage for single owner-operators and small fleets navigating Central Valley routes. The agency also assists with required filings and regulatory compliance for interstate and intrastate haulers. For specialty add-ons, it can arrange non-trucking liability coverage for personal use of a commercial vehicle while the rig is idle between loads.

QV
840 W Olive Ave STE E
Quote Valley Insurance - Covered California
Truck Insurance Agent · Merced, CA

Quote Valley Insurance - Covered California serves the Merced, California area and surrounding communities, handling truck insurance policies for local commercial operators. It addresses the specific coverage needs of trucks hauling Central Valley agriculture and freight on regional routes. The agency reviews each client's fleet size, cargo, and driving history to tailor liability and cargo protection. It then compares options from multiple carriers to secure appropriate coverage within the business's budget, using a straightforward consultation process to match policies to each operator's daily risk exposure.

FB
725 W 18th St #1
Fluetsch & Busby Insurance
Truck Insurance Agent · Merced, CA

Fluetsch & Busby Insurance in Merced, CA, provides truck insurance agency services where clients typically choose either a one-time policy for a single shipment or a recurring annual program for ongoing fleet coverage. Their policies address the specific liability and cargo risks common among local commercial truckers operating in central California. Standard cover elements are tailored to protect vehicles and goods during transit. The agency structures its professional assistance to run on either a one-time basis for isolated needs or an as-needed schedule for occasional policy adjustments.

FA
1102 W 16th St
Fiesta Auto Insurance & Tax Service
Truck Insurance Agent · Merced, CA

Fiesta Auto Insurance & Tax Service provides truck insurance to residential clients in Merced, California, protecting personal vehicles and local light commercial trucks. Their services extend to commercial coverage for small business fleets operating throughout the greater Merced area. Drivers bring their policies back for annual renewals and often stop in for additional SR-22 filings between regular insurance visits.

JS
830 W 19th St
Justi Smith - State Farm Insurance Agent
Truck Insurance Agent · Merced, CA

Justi Smith, a local truck insurance agent in Merced, California, offers specialized coverage for commercial trucks, including liability, cargo, and physical damage protection. The agency also provides standard auto, home, and life insurance to meet broader personal and business needs. As a contracted State Farm representative, it helps truck operators navigate local California insurance regulations and claims processes. During harvest season, the agent assists with adjusting coverage to protect agricultural transport vehicles that frequently move heavy loads through rural Central Valley routes.

FI
527 W Main St
Farmers Insurance - Annissa Fragoso
Truck Insurance Agent · Merced, CA
EI
1277 V St
Edmar Insurance & DMV Services - M3
Truck Insurance Agent · Merced, CA
(209) 390-4052
edmarinsurance.com
EI
2830 G St Ste B
Edge Insurance Services
Truck Insurance Agent · Merced, CA
(209) 385-3343
policyplease.com
LC
3187 Collins Dr
Leap | Carpenter | Kemps Insurance Agency
Truck Insurance Agent · Merced, CA
(209) 384-0727
MA
1624 K St
Merced Atlas Insurance Services
Truck Insurance Agent · Merced, CA
(209) 626-5450
SI
505 W 18th St
Salmeri Insurance
Truck Insurance Agent · Merced, CA
(209) 722-8020
salmeri.com/about-us
MI
833 W 18th St
Merced Insurance
Truck Insurance Agent · Merced, CA
(209) 722-3318
mercuryinsurance.com/agents/california/merced-ins-agcy-044056.html
BI
1164 Olivewood Dr
Barlocker Insurance Services
Truck Insurance Agent · Merced, CA
(209) 383-0220
leavitt.com/barlocker
RI
126 W Main St Ste A
RC Insurance Brokers
Truck Insurance Agent · Merced, CA
(209) 233-6213
rcib.net
II
368 E Yosemite Ave Ste. 100
InterWest Insurance Services, LLC. Merced
Truck Insurance Agent · Merced, CA
(209) 723-9181
iwins.com/contact-us/merced

What Does a a Truck Insurance Agent in Merced Cost?

Typical annual premiums for a single truck in California range from 8000 to 15000 dollars for basic liability. Full coverage with cargo and physical damage can cost 15000 to 30000 dollars or more. Rates depend on driving history, cargo type, and annual mileage. This is general information and not insurance advice.

About truck insurance agents in Merced

Truck insurance agents in Merced help owner-operators and fleet owners meet California minimum liability requirements. California law requires at least 750000 dollars in liability coverage for commercial trucks. Local agents understand the agricultural and logistics needs of the Central Valley.

Frequently Asked Questions

What are the minimum insurance requirements for a truck in California?

California requires at least 750000 dollars in liability insurance for most commercial trucks. You may also need cargo insurance and physical damage coverage depending on your contract.

Do I need a special license to sell truck insurance in Merced?

Yes. Agents must hold a valid California insurance license with a property-casualty certification. Many agents also have experience with commercial auto and motor carrier regulations.

How does California law affect truck insurance rates in Merced?

California requires proof of financial responsibility for all commercial vehicles. Rates can be higher for trucks that haul hazardous materials or operate in high-traffic areas like Highway 99.

Truck Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each truck insurance agent's credentials and current standing with your state Department of Insurance.