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Compare Truck Insurance Agents in Lemon Grove, CA

Directory of truck insurance agents in Lemon Grove, California. Verify credentials with the state department of insurance before hiring.

5 agents listed
Updated May 2026
Lemon Grove, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 5 truck insurance agents in Lemon Grove, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Fiesta Auto Insurance & Tax Service
7127 Broadway, Lemon Grove, CA 91945
(619) 467-7497 fiestainsurance.com
Fred Loya Insurance
7285 Broadway, Lemon Grove, CA 91945
(619) 668-8530 fredloya.com
Marisol Trujillo: Allstate Insurance
7227 Broadway Ste 102, Lemon Grove, CA 91945
(619) 589-0041 agents.allstate.com
Royalty Insurance Services
7951 Broadway, Lemon Grove, CA 91945
(619) 463-4500
Daris Hochwender - State Farm Insurance Agent
7733 Palm St Ste 212, Lemon Grove, CA 91945
(619) 464-0389 statefarm.com

Truck insurance agents in Lemon Grove help owner-operators and fleet managers meet California insurance requirements. California law mandates minimum liability coverage of $750,000 for intrastate commercial trucks. Agents can also advise on cargo insurance and physical damage coverage specific to local routes.

What Does a Truck Insurance Agent in Lemon Grove Cost?

Truck insurance costs in California vary widely based on driving record, cargo type, and annual mileage. A typical policy for a single truck can range from $8,000 to $15,000 per year for liability only, while full coverage may cost $12,000 to $25,000 annually. High-risk or specialized hauling can exceed these ranges. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the minimum insurance requirements for a truck in Lemon Grove California?
For intrastate trucks in California, you need at least $750,000 in combined single limit liability insurance. This is required by the California Public Utilities Commission for most commercial vehicles over 10,000 pounds.
Do I need cargo insurance for my truck in Lemon Grove?
Cargo insurance is not required by California law but is often required by shippers or brokers. It protects the goods you haul and can be added to your policy through a local agent.
How does a truck insurance agent in Lemon Grove help with California compliance?
An agent can verify that your policy meets California minimums and file proof of insurance with the DMV or CPUC. They also help with MCS-90 endorsements needed for interstate operations.