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Truck Insurance Agents in Lafayette, CA

Compare truck insurance agents in Lafayette. Review contact information and insurance categorys before you decide.

7 agents listed
Updated May 2026
Lafayette, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 7 truck insurance agents in Lafayette, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Jake Stewart - State Farm Insurance Agent
3581 Mount Diablo Blvd Ste 225, Lafayette, CA 94549
(925) 283-5040 myagentjake.com
Mt. Diablo Insurance Brokers
3557 Mount Diablo Blvd # 21, Lafayette, CA 94549
(925) 297-4070 mtdiabloinsurance.com
JP Reed - State Farm Insurance Agent
3249 Mt Diablo Ct Ste 101A, Lafayette, CA 94549
(925) 934-2277 agentjpreed.com
John de Leuze - State Farm Insurance Agent
1078 Carol Ln #100, Lafayette, CA 94549
(925) 284-9580 johndeleuze.com
EPIC Insurance Brokers & Consultants
3697 Mount Diablo Blvd #100, Lafayette, CA 94549
(510) 452-0458 epicbrokers.com
Stanley E Smith Insurance
3540 Wilkinson Ln, Lafayette, CA 94549
(925) 283-6161
Kosich & Callahan Insurance Agency
3435 Mount Diablo Blvd STE 300, Lafayette, CA 94549
(925) 284-3911 kosich.com

Truck insurance agents in Lafayette California help owner-operators and fleet owners meet state requirements. California law mandates minimum liability coverage of 750000 dollars for interstate trucking and 300000 dollars for intrastate operations. Local agents can also advise on physical damage coverage and cargo insurance tailored to Bay Area routes.

What Does a Truck Insurance Agent in Lafayette Cost?

Truck insurance costs in California vary widely based on vehicle type, cargo, and driving history. A basic liability policy for a single truck can range from 5000 to 15000 dollars per year. Full coverage including physical damage and cargo can cost 12000 to 30000 dollars annually. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the minimum insurance requirements for trucks in California?
California requires a minimum of 300000 dollars in liability coverage for intrastate trucks and 750000 dollars for interstate trucks under federal regulations. You must also carry bodily injury and property damage liability. Your agent can help you meet these limits.
Do I need cargo insurance for my truck in Lafayette?
Cargo insurance is not required by California law but is often mandated by shippers or brokers. It covers loss or damage to goods you transport. An agent can help you choose a policy that matches the value of your typical loads.
How does my driving record affect truck insurance costs in California?
Your driving record directly impacts your premium. A clean record can lower rates while violations or accidents increase them. California allows insurers to use your Motor Vehicle Record from the DMV for the past three years.