The top-rated truck insurance agent in Folsom, California is Shoua Lee - State Farm Insurance Agent, rated 5.0 stars across 288 reviews. Other highly rated options include Dan Normoyle - State Farm Insurance Agent, Cost-U-Less Insurance, Dr. Aaron Williams - State Farm Insurance Agent. This directory lists 20 truck insurance agents serving Folsom.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Shoua Lee - State Farm Insurance Agent | 785 Orchard Dr Ste 145 | (916) 353-5199 |
| 2 | Dan Normoyle - State Farm Insurance Agent | 1833 Iron Point Rd STE 180 | (916) 608-2600 |
| 3 | Cost-U-Less Insurance | 323 E Bidwell St Ste B | (916) 596-9173 |
| 4 | Dr. Aaron Williams - State Farm Insurance Agent | 231 Blue Ravine Rd #100 | (916) 235-8565 |
| 5 | Carlson Agency Insurance Services Inc. | 9580 Oak Ave Pkwy #7-270 | (916) 439-1306 |
| 6 | Whims Insurance and Financial Services | 31 Natoma St #170 | (916) 817-6250 |
| 7 | Sierra Mountain Insurance Agency: Allstate Insurance | 13405 Folsom Blvd STE 810 | (916) 985-8484 |
| 8 | Oakwood Interstate Insurance Services | 193 Blue Ravine Rd STE 180 | (916) 988-9080 |
| 9 | Noble West | 205 Natoma St | (800) 391-1313 |
| 10 | Farmers Insurance - Gilbert Karp | 750 Oak Ave Pkwy STE 160 | (916) 983-8808 |
Shoua Lee - State Farm Insurance Agent serves Folsom and Sacramento County as a truck insurance agent. It provides commercial auto and liability coverage tailored to local owner-operators and fleet managers. Policies address the specific risks faced by large vehicles on regional highways and urban routes. Tailored insurance solutions help protect cargo and satisfy interstate compliance requirements. This office handles comprehensive physical damage coverage and non-trucking liability insurance for independent drivers.
Dan Normoyle - State Farm Insurance Agent in Folsom, CA, provides truck insurance coverage tailored to local commercial needs. The agency assists operators in selecting policies that protect vehicles, cargo, and liability exposures in the Sacramento region. Services typically include plan reviews and claim support to help clients maintain compliance on the road. The firm works with business owners who manage varying property types, including single-family homes, apartments, retail, and restaurants.
Cost-U-Less Insurance serves the Sacramento County area from its office in Folsom, California, providing truck insurance agent services to local commercial vehicle operators. The agency assists independent drivers and small fleet owners in navigating the complex insurance requirements for over-the-road hauling. Professionals at this firm work with multiple carriers to match coverage with each client’s operational needs. Services include liability protection for cargo and physical damage coverage for the trucks themselves, along with medical payments options for drivers.
Dr. Aaron Williams - State Farm Insurance Agent serves homeowners, local businesses, and property managers in Folsom who need liability and physical damage coverage for their commercial truck fleets. This agency helps clients understand and secure the specific insurance required to operate their trucks legally and protect their assets on the road. Coverage options are tailored to meet individual driving and cargo needs. The agent also works with truck owners throughout the greater Sacramento metro area, including nearby Rancho Cordova and El Dorado Hills.
Serving Folsom, California, and the surrounding Sacramento region, this agency handles commercial truck insurance for owner-operators and small fleets. It covers primary liability, physical damage, and cargo protection policies. Recognizing the unique risks of local routes, the agency evaluates each client’s operational radius and freight type. It then customizes coverage options to balance premium costs with adequate risk transfer. To handle a typical job, it first reviews the client’s current policy and vehicle specifications, then runs comparative quotes from multiple carriers to secure the appropriate protection.
For trucking companies needing short-term or permanent insurance solutions, Whims Insurance and Financial Services in Folsom, CA can address both one-time and recurring coverage needs. As a local truck insurance agent, the firm helps operators navigate liability, physical damage, and cargo protection policies specific to regional freight routes. Clients choose between a single-policy arrangement for seasonal work or a scheduled plan for year-round fleets. Service runs on an as-needed or regularly scheduled basis, depending on the operator’s chosen coverage cycle.
Sierra Mountain Insurance Agency, operating as an Allstate Insurance agent in Folsom, CA, provides standard commercial vehicle coverage and specializes in supplementary policies for trucking operations. These specialty add-ons include cargo protection, equipment breakdown, and roadside assistance tailored for local and regional transport needs. The agent works with businesses ranging from small delivery services to larger logistics firms. It can serve commercial sectors such as area offices requiring fleet management, warehouses needing reliable shipping coverage, and food service companies with temperature-controlled delivery vehicles.
As the harvest season rolls through the Sacramento Valley, local trucking operations in the Folsom area rely on properly structured insurance coverage to protect their fleets. Oakwood Interstate Insurance Services helps independent owner-operators and regional carriers find appropriate policies for their specific commercial vehicles. They address the common need for liability and cargo protection. The agent begins every relationship by scheduling a thorough assessment of the rigs and hauling history to determine the proper coverage starting point.
Noble West specializes in commercial truck insurance, offering policies tailored to owner-operators and local fleets. Serving clients in Folsom, CA, the agency generally handles coverage for liability, physical damage, and cargo. Its work regularly includes helping drivers manage rising premium costs. As seasonal weather impacts California highways, Noble West assists truckers with policy adjustments for winter driving hazards.
Farmers Insurance - Gilbert Karp covers the Folsom area with residential insurance services for local homeowners and renters. The agency also handles commercial truck insurance coverage for independent operators and small fleet owners serving the greater Sacramento region. Drivers needing liability, cargo, or physical damage protection can rely on this agent for tailored policy options. Between regular visits, clients often contact the office for policy adjustments or follow-up on specific coverage questions as their trucking needs change.
What Does a a Truck Insurance Agent in Folsom Cost?
Typical truck insurance costs in California range from 8,000 to 15,000 dollars per year for basic liability coverage. Full coverage policies with physical damage and cargo insurance can cost 15,000 to 30,000 dollars annually. Rates vary based on your specific vehicle, driving history, and coverage limits. This information is general and not insurance advice.
About truck insurance agents in Folsom
Truck insurance agents in Folsom, California help owner-operators and fleet managers find policies that comply with state law. California requires minimum liability coverage of 750,000 dollars for most commercial trucks. Local agents understand the specific risks of driving in the Sacramento region.
Frequently Asked Questions
What are the minimum insurance requirements for trucks in California?
California requires commercial trucks to carry liability insurance of at least 750,000 dollars. Higher limits may be needed for hauling hazardous materials or operating interstate.
How do I find a truck insurance agent in Folsom?
You can search online for agents licensed in California who specialize in commercial auto policies. Local agents in Folsom can meet with you in person to review your coverage needs.
What factors affect the cost of truck insurance in California?
Costs depend on your driving record, the type of cargo, annual mileage, and the value of your truck. California also considers local traffic patterns and accident rates in the Folsom area.
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