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Compare truck insurance agents in Encinitas. Review contact information and insurance categorys before you decide.
14 agents listed
Updated May 2026
Encinitas, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 14 truck insurance agents in Encinitas, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
AAA Encinitas Insurance and Member Services
499 N El Camino Real, Encinitas, CA 92024
(760) 635-1020
ace.aaa.com
Lisa Trapp - State Farm Insurance Agent
1458 Encinitas Blvd, Encinitas, CA 92024
(760) 230-0231
youragentlisa.com
Katie Beach Harlan - State Farm Insurance Agent
531 Encinitas Blvd STE 119, Encinitas, CA 92024
(760) 753-4944
beachinsurance.us
Jake Cesare - State Farm Insurance Agent
227 N El Camino Real Ste 206, Encinitas, CA 92024
(760) 942-2277
youragentjake.com
Schulte Insurance Agency
1036 2nd St, Encinitas, CA 92024
(760) 436-5015
schulteinsurance.com
Nick Witzmann Insurance Agency
330 Encinitas Blvd suite 202c, Encinitas, CA 92024
Truck insurance agents in Encinitas help owner-operators and fleet managers meet California insurance requirements. California law mandates minimum liability coverage for commercial trucks operating on state roads. Local agents understand the specific needs of Encinitas drivers who haul goods along the I-5 corridor.
What Does a Truck Insurance Agent in Encinitas Cost?
Typical truck insurance costs in California range from 8,000 to 15,000 dollars per year for basic liability coverage on a single truck. Full coverage with physical damage can cost 15,000 to 25,000 dollars annually. Rates vary based on driving history, cargo type, and annual mileage. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the minimum insurance requirements for a truck in California?
California requires commercial trucks to have at least 750,000 dollars in liability coverage for property damage and bodily injury per accident. Higher limits apply for hazardous materials or larger vehicles. An Encinitas agent can help you meet these state minimums.
Do I need a special license to drive a truck in Encinitas?
Yes, drivers of trucks over 26,000 pounds gross vehicle weight rating need a commercial drivers license or CDL from the California DMV. Truck insurance agents in Encinitas often ask for your CDL number when quoting a policy.
How does California law affect truck insurance rates?
California uses a fault-based system for accidents, so your driving record directly impacts your premium. The state also requires uninsured motorist coverage for commercial trucks. An agent can explain how these laws affect your specific policy.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.