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Find Truck Insurance Agents Near You in El Centro, CA

Browse truck insurance agents serving El Centro, California. Updated 2026-07-14.

The top-rated truck insurance agent in El Centro, California is Sierra Jaime - State Farm Insurance Agent, rated 4.9 stars across 430 reviews. Other highly rated options include Freeway Insurance, Farmers Insurance - James Gonzalez, Best Formula Insurance Services. This directory lists 20 truck insurance agents serving El Centro.

Showing 20 truck insurance agents in El Centro, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Sierra Jaime - State Farm Insurance Agent775 E Danenberg Dr #102(760) 312-9517
2Freeway Insurance422 N Imperial Ave(760) 706-6054
3Farmers Insurance - James Gonzalez430 N Imperial Ave(760) 352-0371
4Best Formula Insurance Services808 N Imperial Ave(888) 242-9922
5Kahlo Insurance Services300 S Imperial Ave Suite 15(760) 539-1254
6Payless Auto Insurance Broker, Inc.301 N Imperial Ave #A(760) 353-1290
7Terrazas Insurance300 S Imperial Ave #3(760) 592-4315
8Steve Seibert - State Farm Insurance Agent1241 W State St(760) 352-7703
9Farmers Insurance - Rosemary Rodriguez120 N 4th St Ste 1(760) 791-2464
10Del Valle Insurance Solutions1265 W State St(760) 592-4107
SJ
775 E Danenberg Dr #102
Sierra Jaime - State Farm Insurance Agent
Truck Insurance Agent · El Centro, CA

Sierra Jaime - State Farm Insurance Agent serves El Centro, California, and the surrounding Imperial Valley region. It provides commercial truck insurance solutions tailored to local transportation businesses. The agency works with owner-operators and fleet owners to help secure coverage that addresses liability, cargo, and physical damage needs. It also assists clients with policies for non-trucking liability and general business insurance required by many local carriers.

FI
422 N Imperial Ave
Freeway Insurance
Truck Insurance Agent · El Centro, CA

During harvest season in the Imperial Valley, local truck operators require coverage that addresses shifting liability on rural roads. Freeway Insurance in El Centro, California provides commercial vehicle policies tailored for freight haulers, independent owner-operators, and large fleet management. Their policy options typically include cargo protection, physical damage coverage, and liability limits necessary for regional distribution routes. Claims support helps drivers get back on the road quickly after an accident or theft. Any truck insurance assessment begins with a review of the vehicle’s current mileage, cargo type, and commercial use records.

FI
430 N Imperial Ave
Farmers Insurance - James Gonzalez
Truck Insurance Agent · El Centro, CA

Farmers Insurance - James Gonzalez provides truck insurance products for commercial vehicle owners and operators in the El Centro area, covering liability, cargo, and physical damage policies. Service packages include flexible payment plans and policy review sessions to ensure coverage keeps pace with regulatory changes and fleet needs. The agency collaborates with clients to adjust deductibles and limits for local hauling routes. Its team services single-family homes when bundled with trucking policies, as well as apartments, retail spaces, and restaurants requiring additional commercial auto endorsements.

BF
808 N Imperial Ave
Best Formula Insurance Services
Truck Insurance Agent · El Centro, CA

Best Formula Insurance Services helps local trucking companies, owner-operators, and commercial fleet managers protect their vehicles and cargo with tailored policies in El Centro, California. The agency understands the unique risks facing heavy-duty trucks on Interstate 8 and regional highways. It also covers nearby Imperial County communities such as Calexico, providing essential liability, physical damage, and cargo insurance solutions for operators throughout the lower desert region.

KI
300 S Imperial Ave Suite 15
Kahlo Insurance Services
Truck Insurance Agent · El Centro, CA

Kahlo Insurance Services in El Centro, California offers truck insurance agents who distinguish between one-time policy purchases for single hauls and recurring coverage for ongoing fleet operations. Their service options address physical damage protection and liability coverage for trucks operating throughout the Imperial Valley region. General truck insurance work in this area requires familiarity with local freight corridors and cargo regulations common to the border region. Service from this company runs on an as-needed basis, accommodating both scheduled renewals for regular clients and immediate requests for new policies.

PA
301 N Imperial Ave #A
Payless Auto Insurance Broker, Inc.
Truck Insurance Agent · El Centro, CA

Payless Auto Insurance Broker, Inc. assists commercial vehicle operators with their liability and coverage needs. Its specialty is structuring policies for trucks and fleets navigating cross-border routes and local hauls. The agency handles compliance paperwork for regulatory filings and maintains access to multiple carriers to compare plan options. This truck insurance agent serves businesses running shipping yards, maintenance garages, equipment depots, cold storage facilities, and food service distribution centers.

TI
300 S Imperial Ave #3
Terrazas Insurance
Truck Insurance Agent · El Centro, CA

Terrazas Insurance specializes in providing tailored coverage for commercial trucking operations in El Centro, CA. Its services include liability, cargo, and physical damage policies designed to protect fleet owners and independent drivers. The agency also handles general business insurance needs for local companies. During the busy agricultural harvest season, when truck traffic increases on Imperial Valley roads, it helps clients secure proper coverage against cargo loss and roadside accidents.

SS
1241 W State St
Steve Seibert - State Farm Insurance Agent
Truck Insurance Agent · El Centro, CA

Serving El Centro and the surrounding Imperial Valley communities, Steve Seibert - State Farm Insurance Agent handles comprehensive truck insurance needs for local operators. It addresses liability, physical damage, and cargo coverage for commercial vehicles navigating the region's agricultural and cross-border routes. The agency evaluates each client's specific fleet operations, risk exposure, and driver history to build a tailored policy. It typically manages a job by conducting a thorough risk assessment, discussing coverage options in detail, and finalizing the paperwork to ensure the truck is legally protected on the road.

FI
120 N 4th St Ste 1
Farmers Insurance - Rosemary Rodriguez
Truck Insurance Agent · El Centro, CA

As harvest season approaches in El Centro, fleets face increased demand and tighter schedules, making proper insurance coverage essential for every rig on the road. Farmers Insurance - Rosemary Rodriguez specializes in truck insurance for local operators, offering policies tailored to commercial vehicles, liability needs, and cargo protection specific to the Imperial Valley. Rosemary helps clients understand coverage requirements for agricultural hauls and over-the-road deliveries. The process begins with scheduling a free inspection and coverage assessment to identify gaps and recommend appropriate limits.

DV
1265 W State St
Del Valle Insurance Solutions
Truck Insurance Agent · El Centro, CA

Del Valle Insurance Solutions provides coverage tailored for commercial trucking operations in El Centro, California. It offers standard liability policies along with specialized add-ons such as cargo protection, physical damage coverage, and non-trucking liability. The agency works with local owner-operators to ensure their vehicles and business assets are properly insured under regulatory requirements. Its services extend to related commercial sectors including distribution offices, warehousing facilities, and food service logistics companies that rely on trucks for daily deliveries.

PA
2040 S 4th St
Payless Auto Insurance Broker, Inc.
Truck Insurance Agent · El Centro, CA
(760) 353-5400
paylessautoinsurance.net
JR
300 S Imperial Ave Ste 12
Jasmin Rodriguez - State Farm Insurance Agent
Truck Insurance Agent · El Centro, CA
(760) 352-0160
sfagentjasmin.com
MI
292 S Imperial Ave
Martinez Insurance Services
Truck Insurance Agent · El Centro, CA
(760) 336-0808
HM
238 S 8th St
Horace Mann Maeda Insurance Services, LLC.
Truck Insurance Agent · El Centro, CA
(760) 336-2601
agents.horacemann.com/alexmaeda
FI
1028 Adams Ave Spc A
Farmers Insurance - Rolando Romo
Truck Insurance Agent · El Centro, CA
(760) 353-5353
agents.farmers.com/ca/el-centro/rolando-romo
BI
425 Desert Gardens Dr Ste A
Bermudez Insurance Services Inc: Allstate Insurance
Truck Insurance Agent · El Centro, CA
(760) 337-5500
agents.allstate.com/bermudez-insurance-services-inc-el-centro-ca1.html
RR
1413 Main St
Real & Reliable Insurance Services
Truck Insurance Agent · El Centro, CA
(760) 352-7565
AI
1122 W State St ste a
Armorcrest Insurance Services LLC.
Truck Insurance Agent · El Centro, CA
(760) 693-5203
armorinsgrp.com
TI
1000 Broadway
Thomas Insurance Agency
Truck Insurance Agent · El Centro, CA
(760) 353-7460
HI
1503 N Imperial Ave #102
Hart Insurance Center
Truck Insurance Agent · El Centro, CA
(760) 352-0422
insurehart.com

What Does a a Truck Insurance Agent in El Centro Cost?

Truck insurance costs in California vary widely based on driving record, cargo type, and annual mileage. A typical policy for a single owner-operator can range from 8,000 to 15,000 dollars per year. Fleet policies may cost more depending on the number of vehicles and coverage limits. This is general information and not insurance advice.

About truck insurance agents in El Centro

Truck insurance agents in El Centro help local owner-operators and fleets meet California minimum liability requirements. California law mandates at least 750,000 dollars in liability coverage for trucks carrying non-hazardous freight. Agents can also advise on cargo insurance and physical damage coverage specific to Imperial Valley routes.

Frequently Asked Questions

What are the California minimum insurance requirements for trucks?

California requires at least 750,000 dollars in liability coverage for most commercial trucks. Higher limits apply for hazardous materials or passenger transport. An agent can help you meet these state mandates.

How do I find a truck insurance agent in El Centro?

Look for agents licensed in California who specialize in commercial auto and trucking policies. Many local agencies near the I-8 corridor serve the agricultural and logistics industries common in El Centro.

Does California require uninsured motorist coverage for trucks?

California does not require uninsured motorist coverage for commercial trucks, but it is often recommended. An agent can explain how this coverage protects your business from uninsured drivers on California roads.

Truck Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each truck insurance agent's credentials and current standing with your state Department of Insurance.