The top-rated title insurance company in Ogden, Utah is Cornerstone Insurance Agency, rated 4.9 stars across 157 reviews. Other highly rated options include Stanger Insurance, Discount Title loans, Secure Land Title. This directory lists 11 title insurance companys serving Ogden.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Cornerstone Insurance Agency | 585 24th St #106 | (801) 899-6995 |
| 2 | Stanger Insurance | 3919 Riverdale Rd | (801) 627-1113 |
| 3 | Discount Title loans | 2917 Washington Blvd | (385) 244-1907 |
| 4 | Secure Land Title | 1104 Country Hills Dr Suite 210 | (385) 626-6840 |
| 5 | Old Republic Title | 5732 S 1475 E #100 | (801) 479-1191 |
| 6 | Stewart Title of Utah, Inc. - Ogden | 5734 S 1475 E #100 | (801) 479-7911 |
| 7 | First American Title Insurance Company | 5929 S Fashion Pointe Dr Suite 120 | (801) 479-6600 |
| 8 | Metro National Title | 6033 Fashion Point Dr Suite #90 | (801) 363-6633 |
| 9 | Backman Title Services | 955 Chambers St Suite 202 | (801) 475-6100 |
| 10 | Prospect Title Insurance Services | 1480 E Ridgeline Dr Suite 102 | (801) 443-2270 |
Cornerstone Insurance Agency serves Ogden and the surrounding Weber County area as a title insurance company. It provides essential services to protect property buyers and lenders against legal defects in ownership or liens that may arise during a real estate transaction. The agency handles the detailed title search process, examining public records to verify a clear chain of title. It also coordinates the closing process for residential properties, managing the necessary documentation and escrow funds to complete the transfer of ownership.
Stanger Insurance provides a comprehensive range of title insurance services for real estate transactions in Ogden, UT. It handles title searches, examinations, and the issuance of policies to protect against property ownership disputes. Its service includes ongoing risk management support and maintenance of escrow accounts to facilitate smooth closings. The company services a variety of property types, including single-family homes, apartment complexes, retail spaces, and restaurants.
Discount Title Loans serves homeowners, real estate investors, and property managers in Ogden, Utah. The company provides essential title insurance services, including title searches and escrow coordination, to protect ownership rights during property transactions. Its processes ensure clear titles and facilitate smooth closings for residential and commercial properties. Discount Title Loans also serves clients throughout Weber County and extends its coverage to neighboring communities such as South Ogden.
Secure Land Title serves the Ogden, Utah metro area and surrounding county as a title insurance company. It provides essential services to protect real estate transactions by researching property records and issuing title commitments. The firm also handles escrow coordination to ensure secure closings for buyers, sellers, and lenders. Among its specific services in this area are title searches for residential purchases and issuing lender’s title policies for refinance transactions.
Old Republic Title provides comprehensive services including title searches, examinations, and insurance policies for real estate transactions in Ogden, Utah. It also offers ongoing escrow and closing services to facilitate smooth property transfers. These plans ensure accurate documentation and protection against title defects for residential and commercial properties alike. The company services single-family homes, apartments, retail spaces, and restaurants.
Stewart Title of Utah, Inc. - Ogden serves the Ogden area and surrounding communities in Weber County, handling title insurance for residential and commercial real estate transactions. The company performs thorough title searches to examine public records for any existing liens, encumbrances, or ownership issues. It then issues title policies to protect both lenders and property buyers against potential future claims or legal defects. To manage a typical job, the company gathers relevant documents, researches chain of title, and coordinates with lenders and closing agents to ensure clear transfer of ownership.
First American Title Insurance Company serves homeowners, businesses, and property managers in Ogden, Utah, by providing title searches, issuing title insurance policies, and facilitating real estate closings to protect against title defects. These services help ensure clear ownership transfer during property transactions. The company’s coverage also extends throughout Weber County, including neighboring communities such as South Ogden.
Metro National Title, located in Ogden, UT, distinguishes itself by offering both one-time transaction services for individual property purchases and recurring account options for real estate professionals. Its coverage focuses on examining property records to uncover potential liens or ownership disputes, thus facilitating clear and marketable titles. The company then provides insurance policies that protect lenders and homeowners against future claims that may arise from hidden defects in the title. These title insurance services run on a one-time basis, tied specifically to the completion of each distinct real estate closing.
Serving Ogden, Utah, and its surrounding communities, Backman Title Services handles residential and commercial property transactions with precision. The company manages title searches, examines public records for encumbrances, and issues policies that protect buyers and lenders against defects. Each job begins with a thorough review of chain of title and local filings, followed by a careful resolution of any identified issues before closing. To guide a typical project through to completion, it relies on consistent communication among all parties involved.
Prospect Title Insurance Services offers specialized title searches and examination services along with comprehensive settlement and escrow support for residential and commercial property transactions in Ogden, UT. Its work ensures that real estate transfers are completed with clear ownership records and proper lien resolutions. The company also routinely assists buyers and sellers with navigating common seasonal concerns, such as title issues that may arise during the spring home-buying surge or winter refinancing deadlines.
What Does a a Title Insurance Company in Ogden Cost?
In Utah title insurance costs are set by the state and are not negotiable. For a typical home purchase in Ogden the cost of a lender policy is often around 0.5% to 0.7% of the loan amount. A buyer policy may cost an additional 0.3% to 0.5% of the purchase price. For example on a $400,000 home the total title insurance cost might range from $1,200 to $2,400. Costs vary by property value and loan amount. This is general information and not insurance advice.
About title insurance companys in Ogden
Title insurance companies in Ogden Utah provide essential services to protect property buyers and lenders from defects in the title. These companies perform thorough title searches and issue policies that cover issues like unknown liens or ownership disputes. Under Utah Code Section 31A-20-108 title insurers must be licensed by the state and follow specific regulations regarding reserves and policy forms.
Frequently Asked Questions
What does a title insurance company do in Ogden Utah?
A title insurance company examines public records to verify a propertys ownership history. It then issues a policy that protects the buyer or lender against future claims or legal issues with the title. This process is standard for most real estate transactions in Utah.
Is title insurance required in Utah?
Lenders in Utah typically require a lender title insurance policy to protect their investment. A buyer policy is not legally required but is strongly recommended to protect your ownership rights. Many real estate contracts in Ogden include a buyer policy as a standard condition.
How long does a title search take in Ogden Utah?
A standard title search in Ogden usually takes between 3 and 5 business days. Complex properties with older records or multiple owners may take longer. Your title company can provide a specific timeline based on the propertys history.
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