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Find Title Insurance Companies in Pharr, TX

Looking for a title insurance company in Pharr? Review the directory below to compare your options.

5 agents listed
Updated May 2026
Pharr, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Texas before hiring.
Showing 5 title insurance companies in Pharr, TX Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Discount Car Title Loan - Pharr
318 N Cage Blvd, Pharr, TX 78577
(956) 961-4580 dtloans.com
Eagle Insurance
212 W Ferguson Ave, Pharr, TX 78577
(956) 620-2028
Amtex Insurance
516 N Cage Blvd, Pharr, TX 78577
(956) 283-1000 amtexinsurance.com
Amco Auto Insurance
318 N Cage Blvd Suite C, Pharr, TX 78577
(956) 441-2817 go4amco.com
Fidelity & Surety Bonds
3303 N Veterans Blvd # B, Pharr, TX 78577
(956) 258-7198

Title insurance companies in Pharr Texas provide essential protection for property buyers and lenders against title defects and claims. Under Texas law a title insurance policy is typically required for most real estate purchases and refinances. These companies conduct thorough title searches and issue policies that cover issues like undisclosed heirs or forgery.

What Does a Title Insurance Company in Pharr Cost?

In Texas the cost of title insurance is regulated by the Texas Department of Insurance. For a typical home purchase the owners policy premium ranges from about 0.5% to 1.0% of the purchase price or roughly 1,500 to 3,000 dollars for a 300,000 dollar home. The lenders policy has a separate but lower rate. Additional fees may include title search and settlement costs. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a title insurance company do in Pharr Texas?
A title insurance company in Pharr performs a title search to verify ownership and identify any liens or claims on the property. It then issues a policy that protects the buyer or lender against future disputes over the title. This process follows Texas Department of Insurance regulations.
Is title insurance required in Texas for a home purchase?
Texas law does not require title insurance by statute but most lenders mandate a lenders policy for a mortgage. A homeowners policy is optional but strongly recommended to protect your investment. The Texas Real Estate Commission often includes title insurance in standard purchase contracts.
How long does a title search take in Pharr Texas?
A standard title search in Pharr typically takes 5 to 10 business days depending on the complexity of the property history. The title company reviews Hidalgo County records for deeds liens and other encumbrances. Delays can occur if issues like unpaid taxes or missing documents are found.