The top-rated title insurance company in Charleston, South Carolina is Auto Money, rated 4.9 stars across 342 reviews. Other highly rated options include Harrell Insurance Agency, C. T. Lowndes & Company, Taylor Agency. This directory lists 14 title insurance companys serving Charleston.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Auto Money | 1002 Savannah Hwy | (843) 766-6031 |
| 2 | Harrell Insurance Agency | 2000 Sam Rittenberg Blvd #124 | (843) 572-1500 |
| 3 | C. T. Lowndes & Company | 749 St Andrews Blvd | (843) 763-0120 |
| 4 | Taylor Agency | 147 Wappoo Creek Dr #502 | (843) 762-1805 |
| 5 | A & A Insurance | 1525 Sam Rittenberg Blvd | (843) 571-5060 |
| 6 | Covenant Insurance Group LLC | 1032 Savannah Hwy | (843) 795-0189 |
| 7 | Bridge Insurance | 7 Gamecock Ave Suite 706 | (843) 974-5150 |
| 8 | Anderson Insurance Associates | 3491 Shelby Ray Ct | (843) 763-7525 |
| 9 | Johnson & Wilson Real Estate Company, LLC | 1830 Savannah Hwy | (843) 486-1600 |
| 10 | Comprehensive Insurance | 658 Rutledge Ave | (843) 595-8553 |
Auto Money provides a full range of title insurance services for real estate transactions in the Charleston, South Carolina area. Its service plans include thorough title searches to verify property ownership and clear any existing liens or encumbrances before closing. The company issues both owner’s and lender’s title insurance policies to protect against future claims or defects in the title. Auto Money facilitates smooth and secure property transfers for a variety of property types, including single-family homes, apartments, retail, and restaurants.
Harrell Insurance Agency serves Charleston, South Carolina, and the surrounding metro area as a title insurance company. The firm works to protect property buyers and lenders during real estate closings by examining title histories and resolving potential ownership disputes. It coordinates with attorneys, mortgage lenders, and realtors to ensure clear property transfers. Services handled by this company include issuing lender’s title policies to safeguard financial interests and owner’s title policies for residential buyers.
C. T. Lowndes & Company serves homeowners, businesses, and property managers in Charleston, South Carolina, by providing title insurance policies to protect real estate transactions. The company examines public records to ensure clear ownership and facilitates smooth closings for buyers and lenders. Its services also include handling escrow deposits and resolving title defects that may arise during property transfers. Beyond the Charleston peninsula, the firm extends its coverage and expertise to neighboring Mount Pleasant and the surrounding coastal communities.
Taylor Agency provides a full range of title insurance services for real estate transactions in the Charleston, SC area. The company conducts thorough title searches and examinations to verify ownership history and identify any existing liens or encumbrances on a property. It then issues title insurance policies that protect both lenders and property owners against future claims or legal issues arising from the title. The firm also coordinates closing procedures to ensure a smooth transfer of ownership. Its services cover single-family homes, apartments, retail, and restaurants.
A & A Insurance serves homeowners, businesses, and property managers in Charleston, South Carolina, by providing title insurance services. It performs thorough title searches to verify property ownership and clear any existing liens or claims. The company also facilitates smooth settlement procedures for real estate transactions, helping to protect buyers and lenders from future title disputes. Its team works closely with local realtors, attorneys, and mortgage lenders to ensure accurate and efficient closings. A & A Insurance additionally extends its title insurance coverage to neighbors in Mount Pleasant.
Covenant Insurance Group LLC serves Charleston, South Carolina, and the surrounding Lowcountry communities, handling title insurance for residential and commercial property transactions. The company examines public records to verify clear property titles and facilitate secure closings. To handle a typical job, it performs a thorough title search, identifies any liens or encumbrances, and issues a policy that protects both the lender and the homeowner against future claims.
Bridge Insurance provides two distinct service options for property transactions in Charleston, SC: one-time title search and examination for a single closing, or recurring coverage through an owner's or lender's policy. Title insurance protects against undiscovered defects in the property's chain of title, such as liens or forgery, that may arise after the purchase. Services are available on a one-time or as-needed basis according to client requests.
Anderson Insurance Associates specializes in title insurance services, including title searches, examinations, and commitment issuance for property transactions in the Charleston area. It also handles escrow and settlement logistics for residential and commercial closings. With the Lowcountry’s unique tidal and historic property regulations, the company helps identify and resolve issues related to coastal easements and preservation restrictions before closing. It can assist with the heightened title concerns that arise during Charleston’s peak spring and summer moving season, ensuring clear ownership transfer amid local market fluctuations.
When Charleston’s busy spring home-buying season brings new listings and contract deadlines, Johnson & Wilson Real Estate Company, LLC performs the essential title examinations that lenders and buyers require. Their work reveals any outstanding liens, easements, or ownership disputes tied to a property’s history. After a thorough review of local records, the company coordinates directly with the closing attorney to ensure clear transfer of title. An initial consultation typically begins with a property search to identify any potential title issues early in the process.
What Does a a Title Insurance Company in Charleston Cost?
In South Carolina title insurance costs are set by the state and are based on the purchase price of the home. For a 300000 dollar property the owners policy premium is approximately 1350 dollars. The lender policy is usually a smaller flat fee. Additional costs may include search fees and attorney charges. This is general information and not insurance advice.
About title insurance companys in Charleston
A title insurance company in Charleston South Carolina helps protect homebuyers and lenders from defects in property titles. South Carolina law requires a licensed attorney to perform the title search and closing. Local companies understand the unique historical property records common in Charleston and the Lowcountry.
Frequently Asked Questions
What does a title insurance company do in Charleston?
A title insurance company searches public records to find any liens or claims on a property. It then issues a policy to protect the buyer or lender against future title disputes. In South Carolina the attorney who performs the search often coordinates with the title company.
Is title insurance required in South Carolina?
Lenders usually require a lender title policy to protect their investment. A owners policy is optional but strongly recommended for buyers. South Carolina does not have a state law mandating owners title insurance but most real estate contracts require it.
How long does a title search take in Charleston?
A standard title search in Charleston typically takes 5 to 10 business days. Complex properties with older deeds or multiple owners may take longer. The time frame depends on the county recorders office and the title companys workload.
Title Insurance Companys in Other South Carolina Cities
Aiken · Anderson · Bluffton · Columbia · Conway · Florence · Fort Mill · Goose Creek · Greenville · Greer · Hilton Head Island · Lexington · Mt Pleasant · Myrtle Beach · North Augusta