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Directory of title insurance companies in Johnston, Rhode Island. Verify credentials with the state department of insurance before hiring.
5 agents listed
Updated May 2026
Johnston, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 5 title insurance companies in Johnston, RI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Guaranteed Auto Sales
920 Plainfield St suite 1, Johnston, RI 02919
(401) 293-8800
guaranteedautoloansri.com
Narragansett Bay Insurance Company
1301 Atwood Ave #102W, Johnston, RI 02919
(401) 725-5600
nbic.com
Smyth Business Solutions
1665 Hartford Ave, Johnston, RI 02919
(401) 227-9256
smythbiz.com
Capital Insurance Group
454 George Waterman Rd, Johnston, RI 02919
(401) 349-5757
FM - Corporate Offices
270 Central Ave, Johnston, RI 02919
(401) 275-3000
fm.com
A title insurance company in Johnston, Rhode Island helps protect homebuyers and lenders from defects in property titles. Rhode Island law requires title searches to identify liens, encumbrances, or ownership disputes before closing. Local agents familiar with Johnston municipal records can ensure a smooth transfer of real estate in Providence County.
What Does a Title Insurance Company in Johnston Cost?
In Rhode Island, the cost of title insurance varies based on the property purchase price and the policy amount. For a typical home purchase, owner's title insurance may range from 0.5% to 1.0% of the sale price, so on a $300,000 home expect roughly $1,500 to $3,000. Lender's policies are often discounted when purchased with an owner's policy. Additional fees for title searches, document preparation, and closing services can add several hundred dollars. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a title insurance company do in Johnston Rhode Island?
A title insurance company examines public records to verify property ownership and identify any issues such as unpaid taxes or judgments. They then issue a policy that protects the buyer or lender against future claims. In Rhode Island, this process often involves checking records at the Johnston Town Hall and Providence County courthouse.
Is title insurance required in Rhode Island?
Lenders typically require a lender's title insurance policy as a condition of the mortgage. A owner's policy is optional but strongly recommended for buyers. Rhode Island does not have a state statute mandating owner's title insurance, but it is standard practice in most real estate transactions.
How long does a title search take in Johnston Rhode Island?
A standard title search in Johnston usually takes 3 to 7 business days. Complex properties or those with older records may require additional time. The search must be completed before the closing date to ensure all issues are resolved.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Rhode Island.