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Directory of title insurance companies in Middletown, Ohio. Verify credentials with the state department of insurance before hiring.
2 agents listed
Updated May 2026
Middletown, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Ohio before hiring.
Showing 2 title insurance companies in Middletown, OH
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Wave Title Agency
1420 S Breiel Blvd, Middletown, OH 45044
(513) 424-8168
wavetitle.com
Safe Harbor Title Agency
1501 S Breiel Blvd, Middletown, OH 45044
(513) 424-1660
safeharbortitleagency.com
Title insurance companies in Middletown Ohio help protect home buyers and lenders from hidden defects in property titles. Ohio law requires lenders to obtain a title insurance policy for most mortgage transactions. Local companies also provide title searches and escrow services to ensure a smooth real estate closing.
What Does a Title Insurance Company in Middletown Cost?
In Ohio, title insurance costs vary by the purchase price of the property. For a typical home in Middletown, a lenders policy may cost between 300 and 600 dollars, while an owners policy can range from 500 to 1,500 dollars. These fees are often set by the title company and are not regulated by the state. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a title insurance company do in Middletown Ohio?
A title insurance company examines public records to verify property ownership and identify any liens or claims. It then issues a policy that protects against losses from undiscovered title defects. In Ohio, this process is guided by state recording laws and local county practices.
Is title insurance required in Ohio?
Lenders in Ohio typically require a lender title insurance policy as a condition of the mortgage. A separate owners policy is optional but recommended for the buyer. Ohio does not have a state statute mandating owners title insurance, but it is a standard practice in real estate transactions.
How long does a title search take in Middletown?
A standard title search in Middletown usually takes 3 to 7 business days. The timeline can vary based on the complexity of the property history and the workload of the county recorders office. Ohio law does not set a specific time limit for title searches, so the timeframe is agreed upon in the purchase contract.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Ohio.