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Find Title Insurance Companies Near You in Fairborn, OH

Directory of title insurance companies in Fairborn, Ohio. Verify credentials with the state department of insurance before hiring.

2 agents listed
Updated May 2026
Fairborn, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Ohio before hiring.
Showing 2 title insurance companies in Fairborn, OH Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Northwest Union
3040 Presidential Dr # 222, Fairborn, OH 45324
(937) 912-8900 nwtitle.com
Ohio Real Estate Title Co
1160 E Dayton Yellow Springs Rd, Fairborn, OH 45324
(937) 878-4333 oret.com

A title insurance company in Fairborn Ohio helps protect homebuyers and lenders from hidden property defects. Ohio law requires a thorough title search before closing to uncover liens, easements, or ownership disputes. Local agents in Fairborn work with Greene County records to ensure clear title transfer.

What Does a Title Insurance Company in Fairborn Cost?

In Ohio, the cost of a title insurance policy typically ranges from 0.5% to 1.0% of the home purchase price. For a $200,000 home, this means about $1,000 to $2,000 for an owner policy. Lender policies often cost less, around $500 to $1,000. Costs can vary based on the property location and the title company. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a title insurance company do in Fairborn Ohio?
A title insurance company examines public records to verify property ownership and identify any claims against the title. They issue a policy that protects the buyer or lender from future legal challenges. In Ohio, this process often includes checking county courthouse records for unpaid taxes or judgments.
Is title insurance required when buying a home in Ohio?
Lenders in Ohio typically require a lender title insurance policy to protect their investment. An owner title insurance policy is not legally required but is strongly recommended for the buyer. Ohio does not have a state-mandated title insurance rate, so costs can vary by provider.
How long does a title search take in Fairborn Ohio?
A standard title search in Fairborn usually takes three to five business days. The process involves reviewing Greene County property records, tax rolls, and court documents. Delays can occur if old liens or boundary disputes are discovered.