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Looking for a title insurance company in Miller Place? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Miller Place, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 2 title insurance companies in Miller Place, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
1st National Abstract Title Insurance/Search Services
66 Sweetgum Ln, Miller Place, NY 11764
(631) 331-0011
DE Capital Mortgage
275 NY-25A, Miller Place, NY 11764
(631) 474-4242
A title insurance company in Miller Place New York helps protect property buyers and lenders from hidden defects in a property title. New York law requires a title search and insurance for most real estate transactions to ensure clear ownership. Local companies in Suffolk County understand the specific requirements for properties in Miller Place and the surrounding area.
What Does a Title Insurance Company in Miller Place Cost?
In New York, title insurance costs are regulated by the state. For a property in Miller Place, the owner title insurance premium typically ranges from 0.4 to 0.7 percent of the purchase price. For a 400,000 dollar home, this could be between 1,600 and 2,800 dollars. Lender policies usually cost less, often around 100 to 200 dollars. Additional fees for title search, recording, and closing services may apply. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a title insurance company do in Miller Place New York?
A title insurance company performs a title search to check for liens, easements, or other claims on a property. They then issue a policy that protects the buyer or lender from financial loss if a title defect is discovered later. In New York, this process is standard for most home purchases and refinances.
Is title insurance required in New York for a home purchase?
Yes, New York lenders almost always require a lender title insurance policy as a condition of the mortgage. While owner title insurance is not legally mandatory, it is strongly recommended to protect your investment. The New York State Department of Financial Services regulates title insurance rates and practices.
How long does a title search take in Miller Place New York?
A typical title search in Miller Place takes between 3 to 7 business days. The time depends on the complexity of the property history and the workload of the county clerk office in Suffolk County. Delays can occur if there are old records or unresolved issues that need additional research.
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Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.