The top-rated title insurance company in Ithaca, New York is Zach Clark - State Farm Insurance Agent, rated 5.0 stars across 382 reviews. Other highly rated options include Nick Romo - State Farm Insurance Agent, Adam Megivern - State Farm Insurance Agent, Bailey Place Insurance. This directory lists 20 title insurance companys serving Ithaca.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Zach Clark - State Farm Insurance Agent | 832 Hanshaw Rd | (607) 257-8900 |
| 2 | Nick Romo - State Farm Insurance Agent | 309 N Tioga St | (607) 256-2886 |
| 3 | Adam Megivern - State Farm Insurance Agent | 2359 N Triphammer Rd Ste 1B | (607) 216-9045 |
| 4 | Bailey Place Insurance | 2428 N Triphammer Rd | (607) 319-0094 |
| 5 | Freeway Insurance | 722 S Meadow St | (607) 319-7016 |
| 6 | True Insurance | 124 Seneca Way | (607) 273-7511 |
| 7 | Moscato & Associates Inc | 950 Danby Rd | (607) 216-1450 |
| 8 | Andrews Agency Insurance | 804 W State St | (607) 273-7551 |
| 9 | Warren Insurance Agency | 223 Elmira Rd | (607) 277-0267 |
| 10 | State Farm: Lee Newhart Jr | 1011 W State St | (607) 273-6391 |
Zach Clark - State Farm Insurance Agent in Ithaca, NY, provides title insurance services that protect property ownership rights and help ensure clear titles during real estate transactions. The company assists clients with title searches and title examinations, addressing any potential issues that may arise on the property's history. These services extend to residential properties, including single-family homes and apartments, as well as commercial spaces like retail storefronts and local restaurants.
Nick Romo - State Farm Insurance Agent serves Ithaca and Tompkins County as a local title insurance company. It handles title searches and examinations to verify property ownership. The firm also facilitates title insurance policies that protect buyers and lenders against legal claims. Its work includes coordinating with real estate agents and mortgage lenders during property transactions. This company manages title commitments and curative services for resolving title defects.
Adam Megivern - State Farm Insurance Agent in Ithaca, New York, serves homeowners, businesses, and property managers needing title insurance for real estate transactions. The agency handles the title search and examination process to ensure clear ownership before closings. Clients receive support in understanding necessary coverage and navigating local property requirements. The office also provides service for those purchasing or refinancing properties in the neighboring community of Dryden and across Tompkins County.
Serving Ithaca, New York, and the surrounding Tompkins County communities, Bailey Place Insurance handles title examinations and provides title insurance policies for residential and commercial real estate transactions. The company manages the process of researching public land records to verify clear ownership and identify any existing liens or encumbrances. It then issues policies that protect both buyers and lenders against potential title defects discovered after closing. For a typical job, its general approach involves a thorough review of property records from start to finish before facilitating the title transfer with local offices.
Freeway Insurance offers clients both one-time policy services for individual property transactions and continuing coverage solutions for ongoing real estate interests. As a title insurance company in Ithaca, New York, the firm examines public land records to confirm ownership chains, identify liens, and resolve defects before closing, then protects against undiscovered claims or errors that may arise afterward. These title searches and policies are available for home purchases, refinances, or commercial transfers. Services run on either a one-time, per-transaction basis for a single closing or as scheduled recurring reviews.
Unlike many real estate transactions that rely on recurring services, title insurance is purchased as a one-time cost at closing to provide ongoing ownership protection. True Insurance in Ithaca, NY offers comprehensive coverage that safeguards both lenders and homeowners against future claims, such as undiscovered liens or title defects that may arise. This policy remains in effect as long as the insured holds an interest in the property, with no renewal fees required. As a local provider, service is available on a one-time basis per property transaction.
Moscato & Associates Inc provides title examinations, curative services, and closing coordination to support real estate transactions in Ithaca, New York. It also offers escrow services that secure funds for buyers, sellers, and lenders throughout the closing process. Working with local courthouses and municipal records, the company identifies potential title defects that could delay or derail a sale. During the region’s active fall and spring moving seasons, it helps homeowners avoid unforeseen encumbrances that might cloud ownership before a cold-weather closing.
When property transactions in Ithaca, New York, require clear ownership transfer to proceed, Andrews Agency Insurance ensures that title searches and reports are completed thoroughly. This title insurance company examines local land records for any existing liens or claims that could delay a closing. Protecting both buyers and lenders from potential legal issues is their primary focus. By reviewing historical documentation with careful attention, they help transactions move forward smoothly. To get started, clients typically schedule an initial consultation for a title search and preliminary assessment of the property’s status.
Warren Insurance Agency, a title insurance company serving Ithaca, NY, provides protection for real estate transactions by ensuring clear ownership of property. It supplements this core service with title searches and examinations to identify potential liens or encumbrances. Closing and escrow services are also available to coordinate the final transfer of ownership smoothly. This company can serve commercial sectors such as office buildings, warehouses, and food service establishments, helping these businesses secure their property investments with accurate title documentation.
What Does a a Title Insurance Company in Ithaca Cost?
In New York, title insurance costs are regulated by the New York State Department of Financial Services. For a property valued at 300,000 dollars, the owners policy premium is approximately 1,200 dollars. Lender policies cost less, often around 200 to 300 dollars. Additional fees for title searches and closing services may add 500 to 1,000 dollars. This is general information and not insurance advice.
About title insurance companys in Ithaca
A title insurance company in Ithaca New York helps protect property buyers and lenders from hidden defects in a property title. New York law requires a title search and insurance for most real estate transactions. Local companies understand Tompkins County records and can guide you through the closing process.
Frequently Asked Questions
What does a title insurance company do in Ithaca New York?
A title insurance company performs a title search to find any liens or claims on a property. They then issue a policy that protects the owner or lender against future legal challenges to the title. This is a standard part of most real estate closings in New York.
Is title insurance required in New York?
Yes, lenders almost always require a lender title insurance policy for a mortgage in New York. An owners policy is optional but strongly recommended for the buyer. New York law does not mandate it, but industry practice makes it essential.
How long does a title search take in Ithaca?
A typical title search in Ithaca takes 3 to 5 business days. The title company reviews records at the Tompkins County Clerks Office and other public databases. Delays can occur if there are complex issues like old liens or boundary disputes.
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