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Directory of title insurance companies in Summit, New Jersey. Verify credentials with the state department of insurance before hiring.
2 agents listed
Updated May 2026
Summit, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 2 title insurance companies in Summit, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
ENSURE TITLE
64 River Rd First Floor, Summit, NJ 07901
(908) 464-6606
ensuretitle.com
Commonwealth Land Title Insurance Co
392 Springfield Ave #2, Summit, NJ 07901
(908) 277-1744
A title insurance company in Summit, New Jersey helps homebuyers and lenders protect against property title defects. New Jersey law requires a title search and insurance for most real estate transactions to ensure clear ownership. Local providers in Summit understand Union County recording practices and can handle municipal lien searches specific to the area.
What Does a Title Insurance Company in Summit Cost?
In New Jersey, title insurance costs are regulated by the state and vary based on the property purchase price. For a typical home in Summit priced around 600,000 dollars, the owner policy might cost between 1,200 and 1,800 dollars, with the lender policy costing less. Additional fees for title search, examination, and closing services can add 500 to 1,000 dollars. These costs are usually paid at closing. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a title insurance company do in Summit NJ?
A title insurance company performs a title search to check for liens, easements, or ownership disputes. They then issue a policy that covers the buyer or lender against future claims. This process is standard for New Jersey real estate closings.
Is title insurance required in New Jersey?
New Jersey does not legally require title insurance, but most lenders will require a lender policy to protect their investment. Buyers are strongly advised to get an owner policy for their own protection. The New Jersey Department of Banking and Insurance regulates title insurance rates.
How long does a title search take in Summit New Jersey?
A standard title search in Summit typically takes 3 to 7 business days. Complex properties or those with older chains of title may require additional time. Your title company will coordinate with the Union County Clerk and local tax offices.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.