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Compare title insurance companies in Prior Lake. Review contact information and insurance categorys before you decide.
4 agents listed
Updated May 2026
Prior Lake, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 4 title insurance companies in Prior Lake, MN
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Lakes Insurance
6885 Boudin St NE, Prior Lake, MN 55372
(612) 750-3108
lakesinsurance.biz
Prior Lake State Agency
16677 Duluth Ave SE UNIT 101, Prior Lake, MN 55372
(952) 447-8350
priorlakeinsurance.com
Edina Realty - Prior Lake / Savage Real Estate Agency
14198 Commerce Ave NE, Prior Lake, MN 55372
(952) 447-4700
edinarealty.com
Oak Tree Insurance
15870 Franklin Trail SE #105a, Prior Lake, MN 55372
(952) 469-9261
oaktree-insurance.com
Title insurance companies in Prior Lake, Minnesota help protect homebuyers and lenders from defects in property titles. Minnesota law requires title insurance for most real estate transactions, and local providers conduct thorough searches of county records. These services ensure clear ownership and cover issues like undisclosed heirs or recording errors.
What Does a Title Insurance Company in Prior Lake Cost?
Title insurance costs in Minnesota vary by property value and policy type. For a typical home purchase in Prior Lake, owners title insurance may range from 0.5% to 1.0% of the purchase price, or roughly $1,500 to $3,000 for a $300,000 home. Lenders policies often have lower premiums. Costs include one-time fees for the search and issuance. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a title insurance company do in Prior Lake?
A title insurance company examines public records to verify property ownership and identify liens or claims. They issue a policy that protects against losses from title defects not found during the search. In Minnesota, this process is guided by state statutes on recording and property transfers.
Is title insurance required in Minnesota?
Lenders typically require a lenders title policy for a mortgage loan. Owners title insurance is optional but recommended. Minnesota law does not mandate owners coverage, but it is standard practice in Prior Lake transactions.
How long does a title search take in Prior Lake?
A standard title search in Prior Lake usually takes 3 to 7 business days. Delays can occur if there are complex issues like old easements or unresolved liens. The process must be completed before closing.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Minnesota.