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Find Title Insurance Companies Near You in Waterford Township, MI
Looking for a title insurance company in Waterford Township? Review the directory below to compare your options.
4 agents listed
Updated May 2026
Waterford Township, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 4 title insurance companies in Waterford Township, MI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Hutchison's Insurance Agency, LLC
3392 Sashabaw Rd, Waterford Township, MI 48329
(248) 674-0464
hutchisons-insurance.com
Epic Title Services
4010 W Walton Blvd, Waterford Township, MI 48329
(810) 498-4015
epictitlemi.com
Smith Bonds & Surety
5036 Dixie Hwy, Waterford Township, MI 48330
(248) 332-2245
smithbondsurety.com
Citizens Title
4010 W Walton Blvd # A, Waterford Township, MI 48329
(810) 498-4015
citizenstitleservices.com
A title insurance company in Waterford Township Michigan helps protect property buyers and lenders from hidden ownership issues. Michigan law requires lenders to have a title insurance policy for most home purchases. Local title companies research Oakland County records to find liens or claims before closing.
What Does a Title Insurance Company in Waterford Township Cost?
In Michigan the cost of a title insurance policy is a one time fee paid at closing. A lender policy typically costs between 0.5% and 1.0% of the loan amount. An owner policy may add 0.3% to 0.5% more. For a $250,000 home expect total title costs around $1,000 to $2,500. These amounts vary by property and chosen coverage. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a title insurance company do in Waterford Township Michigan?
A title insurance company performs a title search on the property in Oakland County records. It then issues a policy that covers losses from undiscovered defects like old liens or forged deeds. The company also handles the closing process for the property transfer.
Is title insurance required in Michigan for a home purchase?
Michigan law does not require title insurance for buyers but most lenders do require a lender policy. An owner policy is optional but recommended to protect your investment. Without it you could lose money if a title problem appears later.
How long does a title search take in Waterford Township?
A standard title search in Oakland County usually takes 3 to 5 business days. Complex properties with many past owners or legal issues may take longer. Your title company can give you a specific timeline based on your property.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Michigan.